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Invest & get 7.06%* lender return, Prosper

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Prosper
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Join Prosper.com and find secure, low rates on personal loans and high return, good-credit investments with an average 7.06%* lender return. Better rates and returns than your average lending institution through the power of peer-to-peer lending.

Invest money with Prosper.com:

Past lenders have earned an average return on investment of 7.06%*
Peer-to-peer investment opportunities to fit your interest
and secure investing by providing background history and credit checks of borrowers to protect investors

Prosper.com is the largest peer-to-peer lending marketplace providing an online destination for borrowing and investing. So far, $178,000,000 in loans have been funded and membership base of 840,000 strong keeps growing. Borrow, earn, and help each other through the power of peer-to-peer lending.

Become a financial hero today.

*Return on investment for all loans with Prosper Ratings of AA, A and B as of 6/30/2009. Actual returns may be more or less than rate shown. Notes offered by prospectus.

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USER COMMENTS(5)

fstaal33
Oct 30
9:59 pm

I got burned - almost**ed with Prosper. I funded three loans for a total of $200 - two went deliquent and I only collected about 40% of my principal. The third is still paying, but has been late recently. Initially I had planned to "invest" more with them - thank God I did not, I would surely have lost a good chunk of it...

Word of Advice

STAY CLEAR -

cdlund
Sep 10
10:48 pm

I invested and had very good luck. The loan was paid off early. Am investing again now that it is available.

Wesha
Aug 5
4:30 pm

Invested $6000, lost $600... but hell, what do you expect in this economy? Made me sorry creditors are no longer allowed to break kneecaps though ;)

buddythepig
Jul 27
5:35 pm

I also will be lucky to break even on Prosper -- I'm pretty sure I won't be able to. I threw in $1500 (through multiple $50 loans) just to see what happened, and many of the people I loaned to stopped paying, even if they had a good credit rating. When I read the postings of other users, it sounded as though money loss was a common outcome of prosper.

yungtiger
Jul 23
8:45 am

I don't know if Prosper got any better, but I am currently in the hole in terms of earning anything....I would have been better keeping it in the bank account earning the paltry interest most banks currently offer. Whoever decides to bite should be aware of the risks involved in lending your money out especially since Prosper has terribly incompetent collections agencies...