This was the first card I was approved for when I was establishing my credit. Once I consistently paid my bill every month, my credit started going up, I requested a credit line increase and was given a generous increase. This really helped me get other cards. I like that is has no yearly fee, but wish it came with better benefits.
Had this card for 2 1/2 years, apr was stupid high and limit was low. Even with perfect payment history, there was no way to improve your apr or limit.
Only company I know of that will give limit to spend . And as every1 knows as you spend on a card your credit number goes down well as that happens ur no longer at the # they approved you and your credit limit so they dropped your approved credit line and everytime you make a payment and free up spending they lower more would not recommend this card
Credit karma says my chance to be approved is poor but I got a ln invitation latter by mail with the code today so I give it a try and with my credit of 689 I had been approved for $5,900 limit, so happy and very surprised
Got approved for $4600 first try credit in the 700+ simple let's see so far so good
Be very carefull.. Credit Kama always states excellent chance.. but they never
After having a Citi Secured Credit Card for over two years with no possibility of upgrade to unsecured, I applied for this Citi MileUp card & was instantly approved with a decent credit limit.
This was on my recommended list of cards but it said my chance was fair however, I applied regardless because my credit score at the time was 750 and I keep my utilization across my cards at the recommended level. I was approved and received a generous amount of available credit. Sure it doesn’t come with a plethora of perks nor a period of 0% apr but I can deal with that because there is no annual fee. I will use this mainly like a debit to pay bills and pay the amount back in full. Can’t wait to see what my credit increase will be in a couple of months.
I applied for it during the phase of rebuilding my credit and was given $1600 credit limit, I use it close to $1200-1500 a month and pay it off, just basically using it as a debit card and so so far accumulated like 21000 on American Airline, I would rather get a nice chase or DIscover with higher limit but as of now it is good.
Great card, I use it all the time. Application process was fast. Started with a $8500 limit but got it raised to $10000 after 6 months.
Honestly got this card to rebuild my credit. Got an ok limit to start and then paid on time for about two years before getting any kind of bump up without asking. Fairly just mediocre, wanted it more for the travel perks but you just don’t get enough miles off even putting everything on it to make it worth while. The only good thing about it is the online system makes it easy to indicate travel plans etc. otherwise I’m sure there are plenty other cards out there just as good.
Had this card for 2 1/2 years, apr was stupid high and limit was low. Even with perfect payment history, there was no way to improve your apr or limit.
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