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The average 30-year fixed mortgage rate rose to 6.49% from 6.43% a week ago

Compared to a month ago, the average 30-year fixed mortgage rate is down by 3 basis points (6.52% vs 6.49%)

Compared to a year ago, the average 30-year fixed mortgage is down by 26 basis points (6.75% vs 6.49%)

In the past year, the average 30-year fixed mortgage rate ranged from 5.98% to 6.75%

Updated: July 15, 2026

Data provided by Freddie Mac