Everyone deserves to feel confident about their finances. Our job is to give you the tools, the education and the opportunities you need to make real, meaningful progress.
Thinking about your finances can be frustrating, but we're working to make the process simpler and easier to understand for over 75 million Credit Karma members.
How we stay free
Credit Karma will always be free. The offers on our site help us keep it that way. When you take an offer through Credit Karma (like for a credit card or a loan), we usually make some money from one of our partners (like the bank that issues the card or the lender who funds your loan).
We'll even crunch the numbers and give you personalized recommendations. When those tips are on target, we both win. But if you're not interested, that's totally fine too - you'll never get charged for using Credit Karma.
Since we got started we've always pushed for bigger and better. Here's a look at where we came from.
2007—Credit Karma founded!
2008—We give our first free score.
2010—Credit Karma hits one million members.
2014—We add full credit reports.
2016—Another milestone: our 60-millionth member!
How we help you
The first thing we do is give you free access to your credit scores, reports and monitoring. Once you know where you stand, we help you figure out your next move. Maybe you need to dispute an error on your credit report. We could help with that. Maybe you're paying too much in interest. We could help with that too.
We want you to feel good about your options and make informed financial decisions. That means giving you the right information at the right time so you can zero in on what's important.
So let's get started!
Join over 75 million members and counting on the path to financial progress.