Credit Karma Credit Karma
Menu
  • Credit Cards
    • Best Credit Cards of 2020
    • Best Balance Transfer Cards
    • Best Reward Cards
    • Best Travel Cards
    • Best Cash Back Cards
    • Best 0% APR Cards
    • Best Business Cards
    • Best Cards for Bad Credit
    • Best Cards for Fair Credit
    • Best Secured Cards
    • Search Credit Cards
  • Loans
    • Personal Loans
    • Home Loans
    • Auto Loans
  • Auto
    • Refinance My Loan
    • Get a New Loan
    • Auto Insurance
  • Home
    • Buy a House
    • Refinance my Loan
    • Home Insurance
    • Real Estate Agents
  • Resources
    • Identity Monitoring
    • Unclaimed Money
    • Reviews
    • Articles
    • Tools
    • Mobile App
    • Blog
    • How it works
  • Tax
  • Savings
  • Login
  • Sign up for free
  • Search
    Search
    Close

Personal Loans

Whether you have an emergency expense, want to finally make those home improvements or need to consolidate debt, a personal loan could help. We’re here to help you understand how personal loans work, weigh the options and identify what could be right one for your needs.

Search
Woman reviewing her loan options with her partner, considering an Omni military loanImage: Woman reviewing her loan options with her partner, considering an Omni military loan

Omni military loans: Low rates for qualifying service members

Anna Baluch, Credit Karma contributing writerAnna Baluch
Close-up of man looking at cellphone, reading about Lendumo loansImage: Close-up of man looking at cellphone, reading about Lendumo loans

Lendumo review: Small loans with expensive terms

Clint Proctor
Father and daughter using cellphone on porch to look up where to get a major purchase loanImage: Father and daughter using cellphone on porch to look up where to get a major purchase loan

5 best personal loans for a major purchase

Erin DunnErin Dunn
Woman drinking coffee and looking up payday loans in CaliforniaImage: Woman drinking coffee and looking up payday loans in California

Payday loans in California: 4 alternatives

Jennifer Brozic
personal-loans-i-apps-like-earninImage: personal-loans-i-apps-like-earnin

4 apps like Earnin for small cash advances

Erin DunnErin Dunn
Man sitting at kitchen table with laptop, looking up texas payday loansImage: Man sitting at kitchen table with laptop, looking up texas payday loans

Texas payday loans: 5 alternatives

Ben LuthiBen Luthi
Man sitting on floor at home, looking up united medical credit on his computerImage: Man sitting on floor at home, looking up united medical credit on his computer

United Medical Credit loan review: A lender network for...

Erin DunnErin Dunn
Man and woman standing outside in their garden, discussing getting a loan from Possible FinanceImage: Man and woman standing outside in their garden, discussing getting a loan from Possible Finance

Possible Finance review: A payday loan alternative that can...

Erin DunnErin Dunn
Woman sitting on the floor in her living room, working on her laptopImage: Woman sitting on the floor in her living room, working on her laptop

Best credit-builder loans

Sarah ArchambaultSarah Archambault
Woman standing in a laundromat, looking at her phoneImage: Woman standing in a laundromat, looking at her phone

4 apps like Dave for small cash advances

Erin DunnErin Dunn
Thoughtful woman considering Prosper healthcare lendingImage: Thoughtful woman considering Prosper healthcare lending

Prosper Healthcare Lending review: Competitive rates for limited procedures

Erin DunnErin Dunn
Man holding bills and looking up short term loans on his cellphoneImage: Man holding bills and looking up short term loans on his cellphone

4 best short-term loans for emergency money needs

Jacqueline DeMarcoJacqueline DeMarco
Man and woman sitting together at home on their couch, considering a MaxLend loanImage: Man and woman sitting together at home on their couch, considering a MaxLend loan

MaxLend loan review: Sky-high rates for an emergency loan

Erica Gellerman, CPA
man with phone looking up pay day loans in north carolinaImage: man with phone looking up pay day loans in north carolina

Payday loans in North Carolina: 3 alternatives

Donna Freedman, Credit Karma Contributing WriterDonna Freedman
LendingClub vs. Prosper _956461414Image: LendingClub vs. Prosper _956461414

LendingClub vs. Prosper: Peer-to-peer lenders with similar personal loans

Jennifer Brozic
Woman sitting on the steps outside her apartment, smiling as she uses the Brigit app on her phoneImage: Woman sitting on the steps outside her apartment, smiling as she uses the Brigit app on her phone

Brigit app review: Paycheck advances with a monthly membership...

Jamie JohnsonJamie Johnson
Man using his laptop at home, looking thoughtful as he reads about alternatives to payday loans in PAImage: Man using his laptop at home, looking thoughtful as he reads about alternatives to payday loans in PA

Payday loans in Pennsylvania: 4 alternatives

Erica Gellerman, CPA
Two dads and their daughter in the kitchen baking.Image: Two dads and their daughter in the kitchen baking.

4 best home improvement loans

Jennifer Brozic
Man sitting on couch at home, looking up Fig Loans on his cellphoneImage: Man sitting on couch at home, looking up Fig Loans on his cellphone

Fig Loans review: An emergency loan that may help...

Anna Baluch, Credit Karma contributing writerAnna Baluch
Woman sitting on sofa looking up payday loans in GeorgiaImage: Woman sitting on sofa looking up payday loans in Georgia

Payday loans in Georgia: 4 alternatives

Kat Tretina
Man sitting at his kitchen table, looking thoughtful and reading about tribal loansImage: Man sitting at his kitchen table, looking thoughtful and reading about tribal loans

5 things to know about tribal loans

Clint Proctor
Woman looking out of a window while she has her laptop open, reading a Self credit-builder loan reviewImage: Woman looking out of a window while she has her laptop open, reading a Self credit-builder loan review

Self credit-builder loan review: A loan to build credit...

Jamie JohnsonJamie Johnson
Woman considering options with laptop open.Image: Woman considering options with laptop open.

5 best direct lenders for personal loans in 2021

Jennifer Brozic
Woman with her children excited about her Kashable loans approvalImage: Woman with her children excited about her Kashable loans approval

Kashable loans review: Employer-based financing with competitive interest rates

Ryan Mei
Man and woman sitting together at their kitchen table, looking at a laptop while considering a Credit Direct loanImage: Man and woman sitting together at their kitchen table, looking at a laptop while considering a Credit Direct loan

Credit Direct loan review: A personal loan marketplace and...

Jamie JohnsonJamie Johnson
Couple looking over their finances to apply for a stilt loanImage: Couple looking over their finances to apply for a stilt loan

Stilt loan review: Personal loans targeted at immigrants and...

Anna Baluch, Credit Karma contributing writerAnna Baluch
person using their smart phone at a deskImage: person using their smart phone at a desk

5 best apps that loan money

Jennifer Brozic
Woman sitting at computer thinking about taking out a loanImage: Woman sitting at computer thinking about taking out a loan

5 things to do before you take out a...

Kim Porter
Woman with laptop looking up getting a loan with no bank accountImage: Woman with laptop looking up getting a loan with no bank account

Can I get a loan with no bank account?

Ryan Mei
Young couple cooking in kitchen of their tiny homeImage: Young couple cooking in kitchen of their tiny home

Tiny-home financing: 3 options to consider

Jacqueline DeMarcoJacqueline DeMarco
Young man at home looking up Vivaloan on his digital tabletImage: Young man at home looking up Vivaloan on his digital tablet

Vivaloan review: A personal loan marketplace for a range...

Anna Baluch, Credit Karma contributing writerAnna Baluch
Woman sitting outside on some steps, smiling and reading a review of the Branch app on her phoneImage: Woman sitting outside on some steps, smiling and reading a review of the Branch app on her phone

Branch app review: A payday loan alternative

Kat Tretina
Woman using her phone while waiting for a train, reading a review of DCU loansImage: Woman using her phone while waiting for a train, reading a review of DCU loans

DCU loan review: Multiple personal loan options for members

Ashley Chorpenning
Man sitting at his kitchen table, eating breakfast and reading on his laptop about the best personal loans for fair creditImage: Man sitting at his kitchen table, eating breakfast and reading on his laptop about the best personal loans for fair credit

5 best personal loans for fair credit in 2021

Paris Ward
Woman and bulldog sitting in front of a yellow mural, looking at each other and smilingImage: Woman and bulldog sitting in front of a yellow mural, looking at each other and smiling

4 best peer-to-peer lenders for personal loans

Kat Tretina
Young woman at orthodontist's office, discussing a braces payment planImage: Young woman at orthodontist's office, discussing a braces payment plan

Is a braces payment plan a good idea?

Jamie JohnsonJamie Johnson
Page 1 Page 2 Page 3 … Page 9
  • facebook social Icon Facebook
  • twitter social Icon Twitter
  • instagram social Icon Instagram
  • Company Info
    • About Credit Karma
    • Careers
    • Engineering Blog
    • Help Center
    • In The News
    • Security Practices
    • Privacy Policy
    • Terms of Service
  • Popular Offers
    • Best Credit Cards
    • Credit Cards for Limited Credit
    • Credit Cards for Poor Credit
    • Credit Cards for Good Credit
    • Personal Loans
    • Auto Insurance
  • Credit Resources
    • Credit and Finance Articles
    • Credit Card Reviews
    • Financial Calculators
    • Credit Karma Blog
  • Notable Links
    • Free Credit Report
    • Free Credit Score
    • Free Credit Monitoring
    • Credit Scores
    • Credit History
    • What is a Good Credit Score?
    • Quick Tips for Your Credit Health
© 2007–2021 Credit Karma, LLC. Credit Karma® is a registered trademark of Credit Karma, LLC. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Licenses | NMLS Consumer Access
Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access
California loans arranged pursuant to Dep't of Business Oversight Finance Lenders License #60DBO-78868.
Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).
Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trademark of Google Inc.
The Equifax logo is a registered trademark owned by Equifax in the United States and other countries.
Credit Karma is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines.
 
Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on Credit Karma of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607 Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access