Reward cards
We think you'll love these cards from our partners.
CK Editors’ Tips††: The right rewards credit card can help you get cash back on purchases, book a trip and gain crucial perks. Consider which rewards and perks match up with your habits, not just which card offers the most features overall.Read more
What to consider when choosing a rewards credit card
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
How we picked the best rewards credit cards
We selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksWe selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Great for automatic credit limit increases††
Great for automatic credit limit increases††
Credit One Bank® Platinum Visa®
Rewards rate
1%Cash backAnnual fee
$39
Rewards rate
1% Cash back
Annual fee
$39
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Great for straightforward rewards††
Great for straightforward rewards††
Indigo® Mastercard® Cashback Rewards
Rewards rate
1.5%Cash backAnnual fee
$75 the first year; $99 thereafter
Rewards rate
1.5% Cash back
Annual fee
$75 the first year; $99 thereafter
- Unlimited 1.5% Cashback Rewards* earned on Every Purchase!
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Great for a loan alternative with rewards††
Great for a loan alternative with rewards††
Upgrade Cash Rewards Visa®
Rewards rate
1.5%Cash backAnnual fee
$0
Rewards rate
1.5% Cash back
Annual fee
$0
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- No annual fee
Great for cash back and average credit††
Great for cash back and average credit††
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards rate
1.5% - 5%Cash backAnnual fee
$39
Rewards rate
1.5% - 5% Cash back
Annual fee
$39
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Great for high cash back rates††
Great for high cash back rates††
Capital One Savor Cash Rewards for Good Credit
Rewards rate
1% - 8%Cash backAnnual fee
$0
Rewards rate
1% - 8% Cash back
Annual fee
$0
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
Great for straightforward rewards††
Great for straightforward rewards††
Destiny™ Mastercard® Cashback Rewards
Rewards rate
1.5%Cash backAnnual fee
$75 the first year; $99 thereafter
Rewards rate
1.5% Cash back
Annual fee
$75 the first year; $99 thereafter
- Earn 1.5% cashback rewards for all of your eligible purchases!
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Great for straightforward rewards††
Great for straightforward rewards††
Credit One Bank American Express® Unlimited Rewards Card
Rewards rate
1%Cash backAnnual fee
$0
Rewards rate
1% Cash back
Annual fee
$0
- Earn unlimited 1% cash back rewards on all purchases, terms apply
- No annual fee for qualified applicants, terms apply
Great for access to unsecured credit††
Great for access to unsecured credit††
Petal® 1 Rise Visa® Credit Card
Rewards rate
2% - 10%Cash backAnnual fee
$59
Rewards rate
2% - 10% Cash back
Annual fee
$59
- No security deposit required
- 2-10% cash back at select local and national merchants
Great for no credit check††
Great for no credit check††
OpenSky® Plus Secured Visa® Credit Card
Rewards rate
10%Cash backAnnual fee
$0
Rewards rate
10% Cash back
Annual fee
$0
- New feature! Earn up to 10% cash back on everyday purchases
- No annual fee
Great for automatic credit limit increases††
Great for automatic credit limit increases††
Credit One Bank® Platinum Visa® for Rebuilding Credit
Rewards rate
1%Cash backAnnual fee
$75 for the first year, $99 thereafter (billed at $8.25 per month)
Rewards rate
1% Cash back
Annual fee
$75 for the first year, $99 thereafter (billed at $8.25 per month)
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.