Reward cards

We think you'll love these cards from our partners.
CK Editors’ Tips††: The right rewards credit card can help you get cash back on purchases, book a trip and gain crucial perks. Consider which rewards and perks match up with your habits, not just which card offers the most features overall.
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What to consider when choosing a rewards credit card
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
How we picked the best rewards credit cards
We selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Jump to editors’ picks

Great for building your credit history††
Great for building your credit history††

Fingerhut Fetti Credit Account issued by WebBank

  • Rewards rate

    N/A
  • Annual fee

    $0*
Rewards rate

N/A

Annual fee

$0*

Great for smaller purchases††
Great for smaller purchases††

Citi Rewards+® Card

  • Rewards rate

    1x - 5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    20,000
    Points
  • Editors' bonus estimate

    $264
Rewards rate

1x - 5x Points per dollar

Annual fee

$0

Welcome bonus

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Editors' bonus estimate

$264

Great for students building credit††
Great for students building credit††

Deserve® EDU Mastercard

  • Rewards rate

    1%
    Cash back
  • Annual fee

    $0
Rewards rate

1% Cash back

Annual fee

$0

Great for simple cash back††
Great for simple cash back††

Capital One Quicksilver Cash Rewards Credit Card

  • Rewards rate

    1.5% - 5%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1.5% - 5% Cash back

Annual fee

$0

Welcome bonus

Earn $200 after spending $500 within the first 3 months.

Capital One Venture Rewards Credit Card

  • Rewards rate

    2x - 5x
    Miles per dollar
  • Annual fee

    $95
  • Welcome bonus

    75,000
    Miles
Rewards rate

2x - 5x Miles per dollar

Annual fee

$95

Welcome bonus

Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

Great for earning rewards while building credit††
Great for earning rewards while building credit††

Capital One QuicksilverOne Cash Rewards Credit Card

  • Rewards rate

    1.5% - 5%
    Cash back
  • Annual fee

    $39
Rewards rate

1.5% - 5% Cash back

Annual fee

$39

Credit One Bank® Platinum Visa® for Rebuilding Credit

  • Rewards rate

    1%
    Cash back
  • Annual fee

    $75 for the first year, $99 thereafter
Rewards rate

1% Cash back

Annual fee

$75 for the first year, $99 thereafter

$200 WELCOME BONUS
Great for high flat-rate cash back††
Great for high flat-rate cash back††

Citi® Double Cash Card

  • Rewards rate

    2%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

2% Cash back

Annual fee

$0

Welcome bonus

For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.

Great for travel rewards on a budget††
Great for travel rewards on a budget††

Bank of America® Travel Rewards credit card

  • Rewards rate

    1.5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    25,000
    Points
  • Editors' bonus estimate

    $250
Rewards rate

1.5x Points per dollar

Annual fee

$0

Welcome bonus

Earn 25,000 online bonus points after making at least $1,000 in purchases within the first 90 days of account opening

Editors' bonus estimate

$250

Great for flexible cash back††
Great for flexible cash back††

Bank of America® Customized Cash Rewards credit card

  • Rewards rate

    1% - 3%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1% - 3% Cash back

Annual fee

$0

Welcome bonus

Earn a $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening

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†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.