Bank of America Credit Cards
Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. Here are some featured cards from Credit Karma's partner, Bank of America.
Available Credit Cards
Jump to: Most Popular Cards | Travel | Card Finder | Business Advertiser Disclosure
Most Popular Cards
- No annual fee
- NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Purchase Intro APR:
0%
(12 Billing Cycles)
Purchase Regular APR:
15.24% - 25.24%*
Variable
Balance Transfer Intro APR:
0%
(12 Billing Cycles)
for balance transfers made in the fist 60 days
Balance Transfer Regular APR:
15.24% - 25.24%*
Variable
Min. Credit Needed†:
Excellent
- Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
- No limit to the points you can earn and your points don’t expire
- Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee
Purchase Intro APR:
N/A
Purchase Regular APR:
17.99% - 24.99%* Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
17.99% - 24.99%*
Variable
Min. Credit Needed†:
Excellent
- NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Purchase Intro APR:
0%
(18 Billing Cycles)
Purchase Regular APR:
14.99% - 24.99%*
Variable
Balance Transfer Intro APR:
0%
(18 Billing Cycles)
for balance transfers made in the first 60 days
Balance Transfer Regular APR:
14.99% - 24.99%*
Variable
Min. Credit Needed†:
Excellent
Travel
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Purchase Intro APR:
0%
(12 Billing Cycles)
Purchase Regular APR:
16.99% - 24.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.99% - 24.99%*
Variable
Min. Credit Needed†:
Excellent
- SPECIAL INTRODUCTORY OFFER: Buy 1 ticket, get 1 for just the taxes and fees with Alaska’s Famous Companion Fare™ Offer.
- Get 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of your account opening.
- Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com.
- Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
- Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
- NEW - Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Mileage Plan™ Hotels.
- Earn unlimited miles and travel with no blackout dates and no foreign transaction fees.
Purchase Intro APR:
N/A
Purchase Regular APR:
16.99% - 24.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.99% - 24.99%*
Variable
Min. Credit Needed†:
Excellent
Card Finder
- Check for our best online offers
- No impact to your credit score
- Find offers in 60 seconds or less
- Choose from cash back, travel or lower interest rate
- $0 Liability Guarantee, which helps protect you from fraudulent card transactions
- Use of our network of financial centers and ATMs
- Access to our award-winning Online Banking services
Purchase Intro APR:
See Terms*
Purchase Regular APR:
See Terms*
Balance Transfer Intro APR:
See Terms*
Balance Transfer Regular APR:
See Terms*
Min. Credit Needed†:
Excellent
Business
- Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
- 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.
Purchase Intro APR:
0%
(9 Billing Cycles)
Purchase Regular APR:
13.24% - 23.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.24% - 23.24%*
Variable
Min. Credit Needed†:
Excellent
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for travel with no blackout dates, cash back or gift cards.
- Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.
Purchase Intro APR:
0%
(9 Billing Cycles)
Purchase Regular APR:
13.24% - 23.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.24% - 23.24%*
Variable
Min. Credit Needed†:
Excellent
Helpful Articles
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.