Bank of America Credit Cards

Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. Here are some featured cards from Credit Karma's partner, Bank of America.

Available Credit Cards

Most Popular

Apply by phone: 1-800-654-2643
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Purchase Intro APR:
0% intro
(12 Billing Cycles)
Purchase Regular APR:
13.49% - 23.49%*
Variable
Balance Transfer Intro APR:
0% intro
(12 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
13.49% - 23.49%*
Variable
Min. Credit Needed:
Excellent

Travel

Apply by phone: 1-800-338-9171
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days -  that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Purchase Intro APR:
0% intro
(12 Billing Cycles)
Purchase Regular APR:
15.49% - 23.49%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.49% - 23.49%*
Variable
Min. Credit Needed:
Excellent
  • 30,000 bonus miles and a companion fare from $121 ($99, plus taxes and fees from $22) after you make $1,000 or more in purchases within the first 90 days of account opening.
  • Every year on your anniversary you'll receive a companion fare from $121  ($99 plus taxes and fees from $22) that can be used on Alaska and Virgin America flights booked on alaskaair.com.
  • Free checked bag on Alaska and Virgin America flights for you and up to six other passengers on the same reservation.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines and Virgin America and 1 mile for every $1 spent on all other purchases.
  • No foreign transaction fees†.
  • There are two types of cards: the Visa Signature® card and the Platinum Plus® card. The card you receive will be determined by several factors including your income and credit history. The benefits and bonus miles above apply to Visa Signature cards only. The Annual Fees, benefits and bonus miles for Platinum Plus® cards are different. For more information on the differences, see the Features section accompanying the application.
Purchase Intro APR:
N/A
Purchase Regular APR:
12.74% - 19.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
12.74% - 19.74%*
Variable
Min. Credit Needed:
Excellent

Balance Transfer

Apply by phone: 1-800-201-6874
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • Saves you more on interest when you transfer balances from higher rate credit cards
  • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Access your FICO® Score for free within Online and Mobile Banking
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
Purchase Intro APR:
N/A
Purchase Regular APR:
11.49% - 21.49%*
Variable
Balance Transfer Intro APR:
0% intro
(18 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
11.49% - 21.49%*
Variable
Min. Credit Needed:
Excellent

Rewards

  • $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • All 30 team cards are available, customized with your favorite team's colors and logo 
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter 
  • No annual fee 
  • No changing categories and no expiration on rewards 
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account 
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.49% - 23.49% variable APR. 3% fee (min $10) applies to balance transfers
Purchase Intro APR:
0% intro
(12 Billing Cycles)
Purchase Regular APR:
13.49% - 23.49%*
Variable
Balance Transfer Intro APR:
0% intro
(12 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
13.49% - 23.49%*
Variable
Min. Credit Needed:
Excellent
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program. 
  • Susan G. Komen ® has received more than $7 million from Bank of America from this program since 2009. 
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. 
  • No annual fee 
  • No changing categories and no expiration on rewards 
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers.
Purchase Intro APR:
0% intro
(12 Billing Cycles)
Purchase Regular APR:
13.49% - 23.49%*
Variable
Balance Transfer Intro APR:
0% intro
(12 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
13.49% - 23.49%*
Variable
Min. Credit Needed:
Excellent

Card Finder

  • Check for our best online offers
  • No impact to your credit score
  • Find offers in 60 seconds or less
  • Choose from cash back, travel, lower interest rate or rewards for paying down your balance
  • $0 Liability Guarantee, which helps protect you from fraudulent card transactions
  • Use of our network of financial centers and ATMs
  • Access to our award-winning Online Banking services
Purchase Intro APR:
See Terms*
Purchase Regular APR:
See Terms*
Balance Transfer Intro APR:
See Terms*
Balance Transfer Regular APR:
See Terms*
Min. Credit Needed:
Excellent

Secured Card

  • You are applying for a secured card.  For applicants who qualify, more favorable terms and pricing are available through our unsecured products.
  • Looks and works like any other credit card and can be used anywhere MasterCard® credit cards are accepted.
  • Mobile Banking access available almost anywhere, any time.  Helping you stay on top of your finances.*
  • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.*
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account. Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established.
  • After 12 months, your account may be reviewed and, based on your overall credit history, you may qualify to have your security deposit returned while you continue to use your card. Some customers may not qualify after 12 months. 
Purchase Intro APR:
N/A
Purchase Regular APR:
20.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
20.74%*
Variable
Min. Credit Needed:
Limited

Business

  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account
Purchase Intro APR:
0%*
(9 Billing Cycles)
Purchase Regular APR:
11.74% - 21.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
11.74% - 21.74%*
Variable
Min. Credit Needed:
Excellent
  • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time - no matter how much you spend 
  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
  • No annual fee and no international transaction fees
  • Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America Travel Center - powered by Orbitz
  • 0% Introductory APR on purchases for your first 9 billing cycles
  • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards
Purchase Intro APR:
0%
(9 Billing Cycles)
Purchase Regular APR:
11.74% - 21.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
11.74% - 21.74%*
Variable
Min. Credit Needed:
Excellent

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.