Bank of America® Travel Rewards Visa® credit card Reviews

Approval Odds

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2.8 out of 5 stars
8 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 16.74% - 24.74%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0% for 12 Billing Cycles
  • Purchase Regular APR 16.74% - 24.74%* Variable

These reviews were written by current and former cardholders in the last year.

Oct 05, 2019
No Foreign Fees, Hard to Use Points.
7huan Cardholder

The only thing that this card has for itself is no Foreign/International fees.

But it's almost impossible to us the points. Cash back is 3/4 of point value. Good gift cards are 4/5.

Good luck trying to use the points for travel. There are limited travel options!

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Oct 11, 2019

Cashback is 1$ per 100 points... which is standard across most credit cards i know.

Sep 26, 2019
Gandelf2019 Cardholder

I don’t recommend it, one of the worst credit card I ever had 

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Jul 27, 2019
Great Card
hunt4savings Cardholder

I have been a BOA customer since 1998 and only owned the original BOA card which had no rewards and therefore I did not use it. Fast forward to about 4 years ago when the Travel Rewards card came out. Because of my relationship with BOA, they gave me a good credit line and the reward points continue to add up. I charge everything on this card just for the points. My experience with customer service on the credit card side has been very good and I have received several credit line increases. When I use the points it is the equivalent on if I have 100,000 points, it comes out to 1,000 dollars.

Furthermore, when I went to Ireland with my wife a few years ago, we charged several items and did not have a foreign exchange charge. We have used the card in the Islands with no problems as well. I would suggest to the people who have had difficulty using their cards out of town, you should set a travel notice with the bank. You can do it through the BOA website or call them directly. Just tell them where you are going and they will assist. I recommend this card

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Jul 11, 2019
Not the best
rmageed Cardholder

I had been a bank if America customer for 19 years and the minute something happened that could have been solved Bank of America turned their back on me and cancelled ALL my cards that i have earned through my good credit score and they refused to negotiate any terms! I have always been told that they have bad customer service but i was loyal ! Now i inow better 

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Apr 19, 2019
Autopay setup is horrible.
Shaun2018 Cardholder

You cannot set up autopay before the first statement. Autopay can only be set up as ebill payments. This is true for all boa credit cards. That time you may forget  to set up. 

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Apr 08, 2019
VivianeXavier Cardholder

I love this credit card. I love earning points for every purchase I do and I love getting money back for the trips I have done. It’s also great to know that I can get the money back from the points I have. Overall, this credit card is perfect for me. 

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Feb 12, 2019
Stay away, horrible customer service
shocker3 Cardholder

Bank of America kept freezing my card and their customer service was absolutely horrible to deal with.  I am in the process of paying off this card and closing the account. It is almost impossible to use. I always pay on time and my credit score is excellent, doesn't matter to Bank of America. I have been a Bank of America banking customer since 1993, but their overall customer service has really gone done hill.  I am leaving Bank of America completely and moving my banking accounts to Discover Bank, which is much better to deal with.

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Jan 22, 2019
Excellent Travel reward card
Mags228 Cardholder

Don't expect to have a similar cashback/reward for non travel related expenditures, if you frequently travel, then this card is best for you.

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Sample Size: 147
Data Created: February 02, 2015

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Bank of America® Travel Rewards Visa® credit card