Overall card rating

3.7
111 Reviews
from Credit Karma members

Most helpful positive review

Aug 06, 2021
Solid card
Credit Karma Member

This was my first credit card and first intro to travel cards. It's served me well and provides solid benefits. As I add new cards, I don't find myself utilizing it as much but still recommend.

Helpful16
Not Helpful1
Comment0
Flag

Most helpful negative review

Apr 09, 2022
Never Trust this bank
Credit Karma Member

For NO reason, my account and credit card was close, I was paying every month regularly, no issues, but they closed it,, and when I ask them why you close my account, they do NOT know and they do not gave my rewards which was arround 169$, WHY?? DO YOU BELIEVE IT? There are 10s of other best banks and credit cards with very good bonus, apply there!

Helpful14
Not Helpful5
Comment0
Flag


Member ratings

Application process
Customer service

All member reviews (111)

40
19
10
12
30

Mar 05, 2023
Worst service ever
Credit Karma Member

Applied for this card and got it on a Friday. Tried to use it for an online grocery order on Saturday in the town listed on my address and it wouldn’t go through. Tried to use it in person at wal mart on same Saturday and was denied. Checked the app and “due to suspicious activity” my account was locked. Called the number and was told I have to go to Bank of America in person with two forms of I.d. If I could give zero stars I certainly would

Helpful2
Not Helpful0
Comment0
Flag

Feb 11, 2023
STAY AWAY
Credit Karma Member

DO NOT GET THIS CARD. STAY FAR AWAY FROM BANK OF AMERICA.' I have paid this card off and on time every single month, however they have made negative remarks on my credit report. dropping my score. On a zero balance they reported that I hadn't made payment and again reported derogatory remarks. I've been in a dispute with them for almost two months. BE WARNED

Helpful8
Not Helpful0
Comment0
Flag

Feb 06, 2023
Can't use
Credit Karma Member

When I applied it said I can use it right away, the only reason I applied for this one, and I was approved and there's nothing where I can use this right away. I was told I had to wait the 14 days. NOPE!! I WON'T BE USING THIS CARD!

Helpful6
Not Helpful0
Comment1
Flag

Sep 19, 2022
Great CL and good sign up bonus
Credit Karma Member

It did take 2 months for this card to arrive since it was sent over 4 times and got lost. However i got a 2,500CL which is amazing, ive been banking with BofA for 4 years and i havent run into any issues so far

Helpful4
Not Helpful2
Comment0
Flag

Jun 24, 2022
very nice card
Credit Karma Member

I was approved for 20000 thanks bank of america and karma

Helpful5
Not Helpful1
Comment0
Flag

May 07, 2022
Terrible dispute process and department
Credit Karma Member

I have been trying to resolve two credit card disputes with Bank of America for 6 months now where I was charged incorrect amounts by merchants. The process has been convoluted and confusing. I submitted substantial evidence for both claims, have spoken to about 10 reps who have not been helpful. The customer representatives often do not have accurate information. When I request to speak to a manager, I'm rarely put through. My claims continue to be denied despite providing clear evidence and speaking with multiple customer service reps. It has been made clear throughout this process, that Bank of America does not value protecting the consumer rights of its clients. I will be canceling my credit card with Bank of America.

Helpful10
Not Helpful3
Comment0
Flag

Apr 09, 2022
Never Trust this bank
Credit Karma Member

For NO reason, my account and credit card was close, I was paying every month regularly, no issues, but they closed it,, and when I ask them why you close my account, they do NOT know and they do not gave my rewards which was arround 169$, WHY?? DO YOU BELIEVE IT? There are 10s of other best banks and credit cards with very good bonus, apply there!

Helpful14
Not Helpful5
Comment0
Flag

Feb 05, 2022
Poor CL
Credit Karma Member

CL 800. Ridiculous

Helpful8
Not Helpful0
Comment0
Flag

Feb 04, 2022
Bare minimum of what i expect from a travel card
Credit Karma Member

The only good thing it has going is that you can use it overseas without any fees. That's it. Hard to use points given their point redemption system. The other good thing it has going for it is that it has a $0 annual fee, but this is a must for me. I don't ever pay an annual fee. If I card does, it is guaranteed I will not be interested.

Helpful6
Not Helpful1
Comment0
Flag

Aug 06, 2021
Solid card
Credit Karma Member

This was my first credit card and first intro to travel cards. It's served me well and provides solid benefits. As I add new cards, I don't find myself utilizing it as much but still recommend.

Helpful16
Not Helpful1
Comment0
Flag

1-10 of 111

See Approval Odds before you apply

We’ll estimate your chances of approval based on your credit profile. Join today — it’s free! You’ll also get:

Sign up
  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.

†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.