How To Get Your Free Credit Report

Many consumers are confused about how to get free credit reports. Credit Karma aims to solve that confusion by including your full credit report in your free membership.

All you have to do is complete a two minute registration to get your TransUnion credit report for free. With Credit Karma, you can:

  • See your full credit report whenever you want and update it weekly.
  • Print your report at any time for your records.
  • Dig into the details of your report and review suggested next steps.
Get Your Free Credit Report

Why You Need Your Credit Report

Your credit report is a summary of your credit history. When you apply for a new credit card, a loan, an apartment or even a new cell phone contract, your credit report and credit score may be checked. By obtaining and reviewing your report, you can identify and address any issues before they become a problem for you.

We highlight important items on your credit report and give you background information to help you understand exactly what you’re looking at. No more puzzling over how to read your credit report. We make it simple.

Seeing your full credit report can also be instrumental in spotting fraudulent charges or incorrect information. Review your report to identify and correct any false or potentially fraudulent items. By updating your report once a week, you can see important changes sooner and respond faster.

To get your free credit report, register for a free Credit Karma membership. Your membership and your credit report will always be completely free.


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Credit Karma Features

Always Free Credit Scores

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Free Credit Reports

See your full credit report and dig into the details
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Credit Karma™ Believes All Consumers Should Have Access to Free Credit Scores
A credit score is one of the most important components of a consumer's financial profile. At Credit Karma™, we believe free access to one's credit score and report is a fundamental consumer right. That is why our site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. In addition to free credit scores, Credit Karma™ has a wealth of tools and content to help consumers better understand how credit scores and credit reports work.
Credit Karma™ is a completely free pro-consumer service dedicated to demystifying the credit landscape. With our credit simulators, free credit scores, credit advice, and credit score comparisons, our goal is to empower consumers to more actively manage their credit and their financial health.