Track Your Credit History, Score, & Report

A good credit history can save you tens of thousands of dollars in interest costs. Get your credit score and track it over time with Credit Karma.

  • Track Your Credit History Over Time
  • Monitor your Credit For Errors
  • No Hidden Fees & Always Free
Get Started Now

More About Your Credit History

Your credit history is a significant factor in your credit score. Lenders and creditors view several aspects of your credit history before deciding to extend a line of credit to you. These include:

With Credit Karma, you can see how your credit history can affect your credit score. Find out what may be negatively and positively affecting your credit score, so you can make healthy credit choices.

Sign up for a free credit score from Credit Karma today and get access to your free credit factors overview, which will help you keep track of your credit history as you work on your financial future.


What Credit Karma Members Say

Credit Karma Features

Always Free Credit Scores

Get your 100% free credit score instantly, securely, and safely.
Get Your Score Now...

Find a Variety of Savings

Save money on everything including your credit cards, mortgage, auto loan, and more.
Review Your Potential Savings...

Free Credit Reports

See your full credit report and dig into the details
Get Your Credit Report

Credit Karma™ Believes All Consumers Should Have Access to Free Credit Scores
A credit score is one of the most important components of a consumer's financial profile. At Credit Karma™, we believe free access to one's credit score and report is a fundamental consumer right. That is why our site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. In addition to free credit scores, Credit Karma™ has a wealth of tools and content to help consumers better understand how credit scores and credit reports work.
Credit Karma™ is a completely free pro-consumer service dedicated to demystifying the credit landscape. With our credit simulators, free credit scores, credit advice, and credit score comparisons, our goal is to empower consumers to more actively manage their credit and their financial health.