Track Your Credit History, Score, & Report
A good credit history can save you tens of thousands of dollars in interest costs. Get your credit score and track it over time with Credit Karma.
- Track Your Credit History Over Time
- Monitor your Credit For Errors
- No Hidden Fees & Always Free
More About Your Credit History
Your credit history is a significant factor in your credit score. Lenders and creditors view several aspects of your credit history before deciding to extend a line of credit to you. These include:
- Percent on-time payments: If you’ve made a late payment on a loan in the past, it can seriously affect your credit score.
- Derogatory marks: accounts in collections, bankruptcies and liens can stay on your credit report for 7 to 10 years.
- Average age of open credit lines: The older your credit history, the more accurate an assessment of your creditworthiness overtime.
With Credit Karma, you can see how your credit history is affecting your credit score with our Free Credit Report Card.
You’ll be able to see what may be negatively affecting your credit score so that you can make healthy credit choices in the future as well as the positive aspects of your history.
Sign up for a free credit score from Credit Karma today and get access to your Free Credit Report Card, which will help you keep track of your credit history and your credit future.
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Credit Report Cards
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