Business Credit Cards
Business credit cards are a great way to help track expenses for your small business. Picking the right business credit card can save you thousands of dollars each year on interest, help you book travel for free, or earn you rewards for business spending. These are some of the most popular business credit cards from Credit Karma's partners.
- Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
- Welcome Offer: Earn a one-time $250 statement credit after you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership
- Terms and limitations apply
- No Annual Fee. Plus, more buying power and more cash back
- 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores
- 3% on the category of your choice from a list of eight and 1% cash back on other purchases
- 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement
- Visit our credit card partner’s site in order to learn more and securely apply for the SimplyCash® Plus Business Credit Card from American Express
Pros & Cons
- 0% intro APR on purchases for 9 months
- Need good to excellent credit
- Foreign transaction fee
- Penalty APR
Our Take
The SimplyCash® Plus Business Credit Card from American Express can be a good way to save money and get rewards while building credit for your business.
What to Like
The SimplyCash® Plus Business Credit Card from American Express offers 5% cash back at office supply stores and wireless telephone services. You’ll also get to choose one more rewards category from a list, and get 3% cash back on purchases there. There’s a 0% intro APR on purchases for the first 9 months, and no annual fee.
Look Out For
This card comes with a high penalty APR that will apply in certain conditions. There’s also a 2.7% foreign transaction fee. Choosing your own 3% category is great, but keep in mind that you can only change your category once a year.
Additional Business Credit Cards
- Enjoy no annual fee
- Earn 1% cash back on every purchase, every day
- Build business credit with responsible use
- Fraud coverage if your card is ever lost or stolen
- No foreign transaction fees
- Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
- Special Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
- Terms and limitations apply
- Get 3x points - Choose 1 out of 5 categories
- Plus, 2X points on the 4 remaining categories and 1X points on other purchases
- 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
- Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
- No foreign transaction fees
- $0 introductory annual fee for the first year, then $175
- Visit our credit card partner’s site in order to learn more and securely apply for the Business Gold Rewards Card from American Express OPEN
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.