I destroyed my credit when I was young. I didn't realize the value of having good credit. In 2013 I had a CS of 529 and began to stop the bleeding. I had applied to Capital One 3 different times and was turned away. I paid off most of my past debt and watched my credit score rise. As of Feb 21 TU 646 EQ 586. CK gave me a "good" odds of getting approved for this card. I didn't want to apply because of being denied so many times in the past. I read several reviews on this site about the card and decided to give it a shot. Filled out the app hit submit and in 60 sec I got a message on my screen that I was approved. It was only for $300, but it's a start. Discover and Barclay didn't give me a chance and Capital One did. Thank you Capital One and CK for the chance to start over.
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