Its an ok card to build credit, but the yearly maintenence fee is high and there is no app to view transactions or pay bill, it all has to be done on the web and the transaction history takes awhile to update, for my liking for what im paying to have the card, and it doesnt show you paid your bill until the next billing cycle
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I appleied for a personal loan with perfect credit. I was denied and they could not explain why. Very rude
In my opinion, best loan for people with less than avergae credit. Precomputed loan. Good service at the local branch. Highly recommneded .
Do not like fact that if you don't use their auto pay or payment method through their onlline site, it would cost you $5 for each payment made to loan. I always set up my payments on a recurring payment plan via my bank's online pay service, usually making a weekly payment. My bank would have to send them a check since they aren't able to send electronic payment, but with Prosper's policy, I'd have to pay an additional $5 with each payment. I like to have control of my money and how I make my payments.
Fraudulant charges have no recourse with this shill company. You can not contact them and you can not dispute a charge on line or on the phone. You must write to the company and they do not answer for 6 weeks. I ended up paying 250 of fraudulent charges and went through a lengthy convo to get them to close the account. They ket offering me more to stay and after 5 attemps agreed to close the account. Do not do business with this fake company.