Credit Karma believes that you should research a product thoroughly before applying. Our members have written thousands of reviews on financial products and providers to help you make a well-informed decision.
#4 Rated
I don't really understand what the bad reviews are about, but I've had a pretty good experience with them. Since I never carry a balance and have it pay off twice a month automatically, I've never given them a cent. But the lesser known price rewind feature has made it really great. Bought a couple of TVs on Black Friday on Amazon, even though it was 200 less at Best Buy and they just put it back on my card.
I applied for this card in spite of the poor approval odds from Credit Karma. My Fico score is 694, Transunion 704 and Equifax is 692. My credit utilization is 12% and I have no late payments or collections. I was approved instantly for 7k. It took about a week to get the card and I started using it right away. I was worried that it would decline at places like a lot of the reviews have mentioned. So far, so good, no decline and the points are racking up. I have zero percent interest for 9 months which is great, but I pay my bills before the statement even comes out so I don’t pay interest anyway. 😃
Great interest rates
This loan took me out of debt by offering a much lower interest rate and more money with the same time table as the other creditors. Thank you Avant