Applied in store in Feb went in to get a new membership and saw a sign for $40 off purchase if approved... Was approved for $500 just got a cli this month for an additional $500. I set up bill pay through my personal bank but I do pay in store sometimes as it is right up the street from my house. You must know your balance if paying in store as they only take the payment they have no way of knowing your info with Synchrony. My payments do post same day when I pay in store.
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I have CK score of 532 TU / 608 EQ when I applied (My Fico was 619 TU/ 626 EQ) I decided to apply. I got a $500 CL. This is decent rebuild card, also don't trust 100% CK Reccomendations. The scores they list are not the same scores they use for approval. Also it never hurts to call for a recon.
I hope this will make things happen for me and be able to bring me back to reality and build towards my mortgage dreams.
Also last note, they use a US based CS. A huge win for me!!!
Been rebuilding my credit since Sept 2015... Applied for this card back in April, was instantly approved with $1000 starting limit. 15 mo 0apr on purchases and balance transfers. Love the 5% categories but u do have to activate them each quarter. Also recieved my $150 after statement for spend requirement was met. Double pulled Ex and Trans fico 8 scores 641 and 647 at time of approval...
Great card for building credit. I have "very poor" credit and got approved. It is secured card, but I got a limit increase within a few months
I applied for this card because I mostly fill up on gas at Costco which unfortunately no longer takes American Express. The Costco Anywhere card from Citi offers 4% but it's a pretty difficult card to qualify for, or so I've been told. This one offers 3% and CK showed me my odds as GOOD. I really dislike Bank of America, I believe they have slow and inefficient customer service but I'm hoping that I won't have to contact them. I applied online and got an instant decision for only 1k. My credit history is short, since I'm only 19 going into my second year of college. The only things I have are a secured card with $600, a personal loan of $500,an AMEX Premier Gold Rewards Card with NPSL and at the same time opened a Discover It Student card with 1k plus my income is only 19k. Credit Karma lists my scores at TU 711 and EQ at 717. The notices that came with the cards said TU 677 and Experian 711, so I'm unsure which is more accurate. Anyways don't be discouraged fellow college students with limited history, apply!