when i applied for this card online and i was denied (who knew you could be denied for a secure card?) than a week or two later i was on credit karma and i saw a suggestion to apply for this card my TU score was 505 equifax 553, so I applied through the app and was approved for the card with a $200 deposit. i recieved my card about 5 days later and immedately added an additional $300 to my account to make my total available credit limit to $500. It took 2 months to reflect on my credit and 6 on time paymets later (3 of the 6 months i paid the balence in full befor the due date to avoid intrest) i was approved (TU score 602 equifax 598) for a capital one quicksilver card for $500 and a unsecured platinum card for $500 to bring a total of $1500 in credit cards for capital one. one billing cycle of all 3 card later and my TU jumper to 615 and equifax 668. In less than 8 months my score jumped over 100 points and by the time i reach 1 year of having the (secured)card my score all around in the 700's. All in all my experiance has been good and i would recommend capital one to anyone!
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