Balance transfer credit cards

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Great for high flat-rate cash back††

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Citi® Double Cash Card

952 reviews

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Intro balance transfer APR
0%
for 18 Months
Regular balance transfer APR
13.99% – 23.99% Variable
Balance transfer fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening
After that, 5% of each transfer ($5 min).
Annual fee
$0

Intro balance transfer APR

0% for 18 Months

Regular balance transfer APR

13.99% – 23.99% Variable

Balance transfer fee

Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening After that, 5% of each transfer ($5 min).

Annual fee

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

To earn cash back, pay at least the minimum due on time.

Great for smaller purchases††

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Citi Rewards+® Card

86 reviews

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Intro balance transfer APR
0%
for 15 Months
Regular balance transfer APR
13.49% - 23.49% Variable
Balance transfer fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening
After that, 5% of each transfer ($5 min).
Annual fee
$0

Intro balance transfer APR

0% for 15 Months

Regular balance transfer APR

13.49% - 23.49% Variable

Balance transfer fee

Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening After that, 5% of each transfer ($5 min).

Annual fee

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Great for flexible cash back††

Bank of America® Customized Cash Rewards credit card

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Bank of America® Customized Cash Rewards credit card

Great for flexible cash back††

Bank of America® Customized Cash Rewards credit card

575 reviews

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Regular balance transfer APR
13.99% - 23.99%*
Variable
Balance transfer fee
3%
Min: $10
Annual fee
$0

Regular balance transfer APR

13.99% - 23.99%* Variable

Balance transfer fee

3% Min: $10

Annual fee

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

Great for balance transfers††

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Citi Simplicity® Card

Great for balance transfers††

Citi Simplicity® Card

259 reviews

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Intro balance transfer APR
0%
for 21 Months
Regular balance transfer APR
14.74% - 24.74% Variable
Balance transfer fee
5%
Min: $5
Annual fee
$0

Intro balance transfer APR

0% for 21 Months

Regular balance transfer APR

14.74% - 24.74% Variable

Balance transfer fee

5% Min: $5

Annual fee

No Late Fees, No Penalty Rate, and No Annual Fee... Ever

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Great for balance transfers††

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Citi® Diamond Preferred® Card

Great for balance transfers††

Citi® Diamond Preferred® Card

78 reviews

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Intro balance transfer APR
0%
for 21 Months
Regular balance transfer APR
13.74% - 23.74% Variable
Balance transfer fee
5%
Min: $5
Annual fee
$0

Intro balance transfer APR

0% for 21 Months

Regular balance transfer APR

13.74% - 23.74% Variable

Balance transfer fee

5% Min: $5

Annual fee

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.

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Wells Fargo Reflect℠ Card

22 reviews

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Intro balance transfer APR
0%
for 18 Months*
Regular balance transfer APR
12.99% - 24.99%*
Variable
Balance transfer fee
Up to 5%
Min: $5
Annual fee
$0

Intro balance transfer APR

0% for 18 Months*

Regular balance transfer APR

12.99% - 24.99%* Variable

Balance transfer fee

Up to 5% Min: $5

Annual fee

Approval odds are statements made by Credit Karma and may not reflect Wells Fargo's underwriting criteria

0% intro APR for up to 21 months from account opening on purchases and qualifying balance transfers, consisting of 0% intro APR for 18 months from account opening and an intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 12.99% to 24.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5