Low Interest Rate Credit Cards
A low interest credit card could help save you money on monthly payments. A low interest credit card is generally a good fit for someone who carries a balance from month to month. Some low interest credit cards come with a 0% introductory rate while others have a low, ongoing rate. However, remember that these cards generally require a good to excellent credit rating for approval. These are some of the most popular low interest credit cards from Credit Karma's partners.
- Unlimited 1.5% cash back on every purchase — it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum. No Annual Fee
- Enjoy peace of mind with $0 Fraud Liability
- See if you Pre-Qualify in less than 60 seconds
- Receive 1% cash back rewards on eligible purchases, terms apply
- Automatic reviews for credit line increases give you opportunities to get even more credit
- Choose your monthly payment due date for added convenience, terms apply
- View updates to your Experian credit score with free online access, terms apply
- Access your account on-the-go with the Credit One Bank mobile app
- Never miss an account update with customizable text and email alerts
Additional Low Interest Rate Credit Cards
- Quick pre-qualification available with no impact to your credit score
- Fast and easy instant decision
- Choose your custom card design - Free
- Free online account access
- Zero Liability – you’ll never be held liable for unauthorized charges made to your card
- Accepted at over 35 Million Locations Worldwide!
- Previous bankruptcy OK
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum. No annual fee
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Unlimited 1% cash back on all other purchases
- Less than perfect credit histories considered, even with prior bankruptcy!
- Account history is reported to the three major credit bureaus in the U.S.
- Fast and easy decision on your application
- Access your account online or from your mobile device 24/7
- Protection from fraud, if your card happens to be lost or stolen
- Accepted at nationwide locations, wherever MasterCard is accepted
- Fast and easy application process
- We may periodically review your account for credit line increases
- Help strengthen your credit history with responsible use
- No hidden fees
- Use online banking to conveniently pay your card through our online portal, 24/7
- Zero fraud liability for unauthorized charges
- Avant branded credit products are issued by WebBank, member FDIC
- Disclosure: If you are charged interest, the charge will be no less than $1.00
- See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
- Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
- Get your updated FICO® Score each month when it is provided to us from the credit bureau.
- $0 Fraud Liability protects you from unauthorized charges.
- Online and mobile Account Access.
- No Penalty Rates or Over Limit Fee.
- Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
- Limited Time Offer! Earn 30K bonus points when you spend $3,000 on purchases in the first 3 months and earn an additional 20K bonus points when you spend $15,000 total on purchases in your first year – that's up to a $500 cash redemption value
- Earn 3X points for eating out and ordering in
- Earn 3X points for gas stations, rideshares and transit
- Earn 3X points for travel including flights, hotels, homestays and car rentals
- Earn 1X points on other purchases
- $0 Annual Fee
- 0% Intro APR for 9 months on purchases and balance transfers (fees apply), then a 16.24%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
Helpful Articles
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2018 through February 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.