I wish I could put into words just how much I love Capital One. A little recap:
This time last year I had a 490 credit score. As of today I am 697. All thanks to Capital One. First started with the secured card 2 years ago which currently has a $700 limit (never increased after 6 months but thats ok!). I then applied for the QuickSilverOne card this time last year, which started at $1,000 and a year later is at $4500! This past Saturday Capital One Auto Financing approved me for a brand new car at 3% APR! I figured I was take the hit on my credit report so I might as well apply for the VentureOne. Now, many people who already have CO like to just upgrade from their current card, but I really like my QuickSilver card and didnt want to get rid of it. So I upgraded it to the regular QuickSilver card and applied for the VentureOne with a $2000 limit! About an hour ago I was denied for the Southwest credit card from Chase. Their loss, I would have been a loyal customer. Capital One saved the day! (I was so sad). It has been an incredible 2 year journey in rebuilding my credit but Capital One has been there every step of the way and rewards those who pay their bills on time! Just as a point of reference, Credit Karma has me at 670TU and 669EQ. FICO has me at 636.