I'm writing this review to help out those that aren't sure whether they should apply or not and have questionable credit. I have a 660 TU and 637 Experian score. I also have a 626 FICO score at present. I have a Capitol One PS card, Capital One GM Card, and Capital One Platinum Card that I have made on-time payments for the past year. I was approved for the Venture Card and received a $2000 limit. I have 12 credit inquries and 1 & 2 derogatory marks on my TU and Experian reports. Approval was about a minute online. Hope this helps!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 12.99% - 22.99%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 12 months
- Purchase Regular APR 12.99% - 22.99%* Variable
If you have good to excellent credit and are looking for attractive travel rewards, the Capital One® VentureOne® Rewards Credit Card could be an appealing option.
What to Like
Cardholders earn 1.25 miles on every purchase every day, as well as a 20,000 mile bonus after spending $1,000 in the first three months of card membership. Miles can be redeemed for airline tickets, hotel rooms and car rentals with no limit on the amount of miles earned, and no expiration date for the life of the account. The Capital One® VentureOne® Rewards Credit Card also offers a 0% introductory APR on purchases for 12 months.
Look Out For
Late payments can result in a late penalty fee, so it’s important to stay on-time. Unredeemed rewards can also be lost if your card is closed.
Most Helpful Positive Review
Most Helpful Negative Review
The card is fine for purchases, support, and online account features. However, it is a complete scam that you earn "miles" -in the sense that traditional cards give you miles for mile.
With this card you technicall earn one penny per mile (disguised as a mile). When you get ready to use your 60,00 miles you really have a $600 credit to use towards an expensive priced flight or hotel. With other cards you have a true 60K miles that allow you to book several domestic flights.
Buyer be warned..., if you're planning a trip with that special someone, using all those miles you've accumilated, you're gonna be dissapointed.
Same on you Alec Baldwin! I'd rather a blackout date that allows me to plan a head and actually go somewhere.
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.