I appreciate the no annual fee and no international transaction fee. If I'm being honest, I use this card primarily just for booking flights and secondary expenses. The rewards are alright, but not as good as my other cards. I did have my identity stolen with it once though. They sent me a text to let me know of the suspicious activity ($200 at gas stations over two days - and I have an electric car). I called and they immediately locked down my card and refunded the purchases.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 14.24% - 24.24%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 12 months
- Purchase Regular APR 14.24% - 24.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Worst customner service experience I've ever had.... I was approved, received a card in the mail and then was asked to send in an SSA-89 form for further identification before my card could be activated. I was actually happy to see they take fraud protection seriously... However, I then had to call 9 TIMES in the span of 6 weeks to check on the status of my case. Was told each time that my case manager was not answering emails and there was nothing they could do about it because they are in a different building. Finally I gave them an ultimatum and said if I don't hear back from my someone activating my card in 2 days I would be closing my account (before spending a dime). And that's what I did
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