Credit cards for college students

We recommend these cards from our partners.
CK Editors’ Tips††: Student credit cards may offer rewards and other features to help you start your credit journey.
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What to consider when choosing a student credit card
Student credit cards can feature valuable rewards, but they’re primarily for helping students establish a credit history. Try to pick a card that helps you maintain good credit habits, like paying on time and in full. Ultimately, establishing quality credit with a student card is more likely to help you in the long term than any rewards you earn now.
How we picked the best student credit cards
The best student credit cards come with useful rewards, but they also help students develop good credit habits. When selecting these cards, we focused on various rewards goals and the kinds of features that reward you for your card use, like extra cash back for paying on time. Read more about our methodology for picking the best credit cards.
Jump to editors’ picks

Great for students building credit††
Deserve® EDU Mastercard
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Deserve® EDU Mastercard

Great for students building credit††

Deserve® EDU Mastercard

  • Rewards rate

    1%
    Cash back
  • Annual fee

    $0
Rewards rate

1% Cash back

Annual fee

$0

Great for beginners††
Petal® 2 Visa® Credit Card
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Petal® 2 Visa® Credit Card

Great for beginners††

Petal® 2 Visa® Credit Card

  • Rewards rate

    1% - 1.5%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 1.5% Cash back

Annual fee

$0

Bank of America® Travel Rewards credit card for Students
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Bank of America® Travel Rewards credit card for Students

Bank of America® Travel Rewards credit card for Students

  • Rewards rate

    1.5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    25,000
    Points
Rewards rate

1.5x Points per dollar

Annual fee

$0

Welcome bonus

25,000 Points

Bank of America® Customized Cash Rewards credit card for Students
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Bank of America® Customized Cash Rewards credit card for Students

Bank of America® Customized Cash Rewards credit card for Students

  • Rewards rate

    1% - 3%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1% - 3% Cash back

Annual fee

$0

Welcome bonus

$200

Discover it® Student chrome
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Discover it® Student chrome

Discover it® Student chrome

  • Rewards rate

    1% - 2%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 2% Cash back

Annual fee

$0

Discover it® Student Cash Back
Apply Now

Discover it® Student Cash Back

Discover it® Student Cash Back

  • Rewards rate

    1% - 5%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 5% Cash back

Annual fee

$0

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†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.