Citi Credit Cards

As one of the world's largest credit card issuers, Citi®, our advertiser partner, offers a variety of benefits including flexible travel rewards, cash back on purchases, and perks for small businesses. Pair that with the protection of $0 fraud liability and Citi® Identity Theft Solutions, and you've got a full-service credit card with global brand recognition. Here are some featured cards from Credit Karma’s partner, Citi.

Available Credit Cards

Cash Back

Apply by phone: 888-262-8315
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*    
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
0%*
(18 Months)
Regular APR:
14.49% - 24.49%*
Variable
Annual Fee:
$0*
Min. Credit Needed:
Good

Balance Transfer

Apply by phone: 1-888-245-9658
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
Purchase Intro APR:
0%*
(21 Months*)
Balance Transfer Intro APR:
0%*
(21 Months*)
Regular APR:
14.49% - 24.49%*
Variable
Annual Fee:
$0*
Min. Credit Needed:
Excellent
Apply by phone: 1-888-245-9657
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49% - 23.49% based upon your creditworthiness.* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer. 
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year.*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee* 
  • Free access to FICO® Scores*
Purchase Intro APR:
0%*
(21 Months*)
Balance Transfer Intro APR:
0%*
(21 Months*)
Regular APR:
13.49% - 23.49%*
Variable
Annual Fee:
$0*
Min. Credit Needed:
Excellent

Rewards

  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Purchase Intro APR:
0%*
(7 Months)
Balance Transfer Intro APR:
N/A
Regular APR:
16.24%*
Variable
Annual Fee:
$0*
Min. Credit Needed:
Excellent
Apply by phone: 1-866-936-4537
  • Earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of account opening*
  • 15,000 ThankYou® Points are redeemable for $150 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.49% - 24.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment Earn 1X Points on All Other Purchases 
  • No expiration and no limit to the amount of points you can earn with this card Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*     
Purchase Intro APR:
0%*
(12 Months*)
Balance Transfer Intro APR:
0%*
(12 Months*)
Regular APR:
14.49% - 24.49%*
Variable
Annual Fee:
$0*
Min. Credit Needed:
Excellent

Secured

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts. 
  • Use the card anywhere Mastercard® is accepted — worldwide
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
23.49%*
Variable
Annual Fee:
$0*
Min. Credit Needed:
Limited
Helpful Articles

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.