Credit Karma matched my approval odds as being "very good". I applied and was approved with 4000 starting credit line. You have to be a COSTCO card member in order to apply & have this card. If you cancel your COSTCO membership your card will be cancelled. Keep that in mind when applying.
This card has the best rewards of my three cards and I had to pay a big one time bill so I decided to use it. I paid the bill which was 90% of my limit and then paid off the card right away to avoid a high usage mark. They reported the high usage to Transunion immediately and dumped my credit score from excellent to fair on one fell swoop. They were absolutely useless on the phone. This card wil penalize you for use, avoid all Citi products.
These reviews were written by current and former cardholders in the last year.
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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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You really receive what is advertised.
I love this card, I have had credit cards for at least 30 years, it is the best credit card I have ever had. I get an avrage of $1100 from the Citi Costco card and around $300 from Costco as a reward.
Great Rewards Card
I have been an authorized user on my boyfriend's card for a couple of years and saw how great the cashback rewards are. I just applied for my own today and received a high CL. My scores are 651 and 645. I highly remcommend this card if you are a Costco member!
Best card I've ever had
I dumped Captial One in favor of these guys, best thing I ever did! App process was easy, came back with a $6500 credit limit and a low APR. Plus, they give you rewards back. No need for any other card, they are GREAT!
What was you credit score of you don't mind?
The best card Ever!!!!
I was instantly approved! High CL, Credit 680 !
Pulled the lever, applied and approved
After reviewing my other card that I use for Costco it just made sense to apply. A bit nervous from earlier posts but happy nonetheless of the approval.
Congrats! Would like to know how much they approve you. And what credit score you had at the time and which Credit Bureau they pull from?
Do u have to be A Cosco meber 2get this
Not easy to get
Yes. If you go to the application page it'll tell you that you need to sign up for a costco membership first before applying for the card as it is both a regular credit card and a store card.
Best rewards card period
earning cash back is so easy
I got over $400 back the first year.
Works well and with ease. At Costco and outside of Costco. I really like it.
How much did you spend tgat year to get 400 back
Best card ever
i use for all my expensives, no need for another card
Respectable rate with solid benefits
Cold apped with no prequalification from Citi website. Equifax pull, 712 Fico, 28% credit utilization, $7500 debt load. Have 2 other major credit cards open 3-4 yrs with like credit limits and no lates. Was system generated approval with email sent stating app was under review . I waited 2 hours and then received email confirming $6500 SL. Great card to own if you are part of the Costco ecosystem! Approved on 7/22.