I have 150k+ income, 750+ credit and more than 1 year no credit card application or any hard inquiry, Credit Carma showed Excellent, then i applied and got rejected for no reason, one hard inquiry plus -17 credit down

684 TU 665 EQF approved for $7300 not a bad card so far!

First you can't cash your reward until like third month of following year. I use it a lot so I gained hundreds of dollars in rewards. How surprised I was when it come to cash it. Costco refused to pay, saying that my card do not match my account (they opened that card for me), Citi refused also, they said that's between me and Costco.

Don’t apply at all

Stupid site waist of time. You can’t finish the application on their app or credit karma. Waist of my time!

Applied with 713 credit score and denied! I have 16% credit use and 6 inquiries. Ridiculous! Never recommend anyone!

Score 697 approved $5,500, easy)))

After applied few selected card and all are approved but Citi is not approved and again tried for the same in few months later. Again the same case, reason of rejection is 'too many inquiries'. So, if we apply then will get the credit card. Instead of debt check why they check number of inquiries

From the extra insurance to the cash back, this card is awesome. I typically get back $500 a year in cash. I also have some Night Owl security cameras go bad after 3 years and Visa refunded me the entire purchase price back on my card. The process to file a claim was a little daunting but figured it out. I save $479!

I have had this card for the last year with a $2,600 credit limit never missed a payment then while I’m traveling with it they decide to give me a credit decrease to $500 dollars my heart sank as I’m 900 miles away from home worst thing ever worst card ever ….