The Costco Anywhere Visa® Card by Citi offers impressive rewards for Costco members.
What to Like
The rewards here are pretty great, highlighted by 4% cash back on gas purchases (up to $7,000 in purchases each year). Cardholders also get 3% cash back on restaurant and eligible travel purchases, 2% on other Costco purchases and 1% on all other purchases. To top it off, there’s no annual fee besides the cost of your Costco membership.
Look Out For
To get this card, you have to be a Costco member, which of course comes with an annual fee. There’s also a foreign transaction fee and a high penalty APR that could apply if you miss a payment.
I just bought a house and a new car in March. Because of that I literally have 54 inquires on my credit. I applied and was put into a pending state. I called after a week to see what the hold up was. They says I had to have the letter they sent in hand. I cashed back and was approved. I was shocked Citibank gave me this card. It is possible to get approved.
Citi is horrible! I just received a letter yesterday from Office of the President, stating my credit card account was closed "we frequently review cardmember accounts- a recent review shows that shows that we've previously had to close one of more Citi account in your name". All my $330 cash reward will be forfeited! I had Costco executive membership under American Express for 5 years, never had such problem.
I have always pay my balance on time. Really can't think why they want to close my account! I lost my costco credit card recently, had to call customer service to replace it. After I received the new card and activated it, I found that they didn't replace old card with the new one. Instead, both of them are appeared in my citi online account. They never fixed the problem since then. But now they are closing both.
It's no doubt a horrible and terrible mistake that Costco made to choose Citi as partnership.
I may stop renewing my costco membership next year due to this bad experience.
These reviews were written by current and former cardholders in the last year.
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‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
No annual fee. 1 - 4% every purchase $
I love my card especially vacations 3% and on gas 4% who won the sand on my Costco purchases 2% everything else 1% my rebate check easily enough to cover my Costco membership fee and then Costco gives me 2%cash back for being an Executive Member. And did I say no annual fee as long as you keep your Costco membership current. I pay off my balance every month and I only collect their rewards and they never get a cent from me. Isn't that the way it's supposed to work. I love this card and my Costco Executive Membership.😊
But careful with cards through outside organizations, if you cancel membership, the cancel your card.
Awful staff !
The worst customer service and the most disrespectful staff. I have been City card holder since 2003 and had enough of it.
Very poor Customer service. Citibank refused to credit back my card on a returned purchased. All return documents and infomation were given to Citibank. Now we have to go to court over a return that Citibank would not honor even with all the return documents. They assisted a crook to receive my money. I would have never had this problem with Amex. I am canceling this card would advise everyone to also.
Never heard off this issue.
Hate the Citi bank card American Express
The Citi bank card from Costco is the worse card ever and hate the customer service and to top it off you have zero reporting to the credit companies which means you have zero credit history. This will cause you to lose your ability to get credit I know its happened to many others and they care less about it.
Horrible customer service
Hostile, arrogant and disrespectful. The rewards worth $20-30/year does not allow them to treat thir customers in this manner.
My last rewards check was 745$
Best card out there for a cash back card
In my experience with cash back cards this is one that gives back the most cash than any other credit card out there so far I highly recommend this card.
I really like this card so far.
I applied online and was approved instanty for a $6500 limit. This card offers the lowest interest of any that I have in my wallet, and, of course the rewards are great. I love costco and love having the strong buying power in their stores and online. It also extends the warranty on items (usually electronics) bought from costco when you use the card.
Gets me into Costco but at what cost
The credit limit they offered my wife and I is far too low to show at Costco for just the two of us. We make over 150k together. Citi will not raise our credit limit even 6months after opening card. We have to pay it off each time we go to costco. What a hassle. Not worth it.
Responsible credit card is such a hassle...
Just got approved
I just bought a house and a new car in March. Because of that I literally have 54 inquires on my credit. I applied and was put into a pending state. I called after a week to see what the hold up was. They says I had to have the letter they sent in hand. I cashed back and was approved. I was shocked Citibank gave me this card. It is possible to get approved.
What is your credit score if you dont mind me asking I had 658 then it dropped to 548 after opening a card with Chase and I've been wanting to get this one, but hesitant.
Oh they will approve you. Watch they will eventually raise your interest rate to 29.99%
I paid my bills on time every Month. They said because my balances were high they raised my rate. What a scam!! It used to be you pay ecery month on time. They said I had a cariable rate as well...No way!
Tired of having them scam people.