If you have a dispute or fraudulent charge, plan on paying for it. They are not responsive and it takes forever to get through to a person.

Easy Card to get, have to maintain a Costco Membership to keep card! Out of the blue lowered my limit, no missed payments, no reason! Worst customer service!

EXCELENTE

I had this card for two years and it was the worst experience I ever had. I even stopped going to Costco because of it. I never got the cash back. Payment is 9pm pacific (because they work with eastern time). A lot of aspects about this credit card are archaic and their policies are not forgiving. It’s best NOT to use this card.

I got a promotion to 150 back when I spend 1000 AND I sped more than this and got nothing.

We know who we are! This is the best points program around. I have had my card for two weeks, so far so GREAT! Thanks to the Citi app I can see my points building up. Once a year pay out in February is fine with me. I was a Costco member allready so no real fees from my point of view. Credit Karma said I had a "Very Good" once I got over 760 and I got the card 1st try with much more then I had hoped for. If you are a Costco member and a Saver you should do your homework and look into getting this card. Also, there are additional benefits to using this card on large purchases like travel and services I found out about after getting it!

I get cash back almost everywhere, I have a good amount to use at Costco. I dunno, can’t think of anything bad. I actually love Citi, best app out there.

GREAT CARD I save a lot ,You get a check in February of the savings you spend the previous year. more you spend more you get back, I thin they could improve more savings @ costco and more savings @ restraints in my opinion.

I’m pretty young and got a Costco Membership at 22 years old. I wanted to benefit more from my executive membership. Once I got the card, it had some of the best benefits. This is my #1 when ever if fill up gas and I travel for work so it has earned me money back. Restaurants are 3% and when it comes to splitting bills, I use this card and have everyone Venmo me. I get a lot of Cash back. Only thing is I wish the in-store Costco buying cash back percentage was higher. I already have the Citibank Double Cash Back Card so it pretty much does the same. Other than that, great card, great customer service. I have no complaints.

Great cash back, you can cash check at Costco and no you don’t have to spend it there. They don’t hold any deposits and report to credit bureau as a regular company would. I use this card for everything.