Credit Karma matched my approval odds as being "very good". I applied and was approved with 4000 starting credit line. You have to be a COSTCO card member in order to apply & have this card. If you cancel your COSTCO membership your card will be cancelled. Keep that in mind when applying.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.99%* Variable
- Annual Fee $0*
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
This card has the best rewards of my three cards and I had to pay a big one time bill so I decided to use it. I paid the bill which was 90% of my limit and then paid off the card right away to avoid a high usage mark. They reported the high usage to Transunion immediately and dumped my credit score from excellent to fair on one fell swoop. They were absolutely useless on the phone. This card wil penalize you for use, avoid all Citi products.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.