This was my first attempt at building my credit with limited credit history. No negative credit issues, 2 positive which is my morgage I've had for 18 months and my closed student loan account. $75k income- no debt other than mortgage. Been a Costco member for 7 years (not sure if that has any effect-probably does). 750 FICO but CK had me as only 690. I was instantly approved for $5500 and very much looking forward to building my credit. 4 stars because other reviews have nothing good to say about their customer service. :S Hopefully Costco thumps them becuase Costco provides fantastic service. Thanks Costco/citi bank!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.24%* Variable
- Annual Fee $0*
- Purchase Intro APR 0%* for 7 Months
- Purchase Regular APR 16.24%* Variable
The Costco Anywhere Visa® Card by Citi offers impressive rewards for Costco members.
What to Like
The rewards here are pretty great, highlighted by 4% cash back on gas purchases (up to $7,000 in purchases each year). Cardholders also get 3% cash back on restaurant and eligible travel purchases, 2% on other Costco purchases and 1% on all other purchases. To top it off, there’s no annual fee besides the cost of your Costco membership.
Look Out For
To get this card, you have to be a Costco member, which of course comes with an annual fee. There’s also a foreign transaction fee and a high penalty APR that could apply if you miss a payment.
Most Helpful Positive Review
Most Helpful Negative Review
I have credit with all major banks but this Citi Costco card customer service is the worst nightmare. I am very patiently using the card for more than a year now. I think a year is enough time for me to post rating. I had a fraud transaction from eBay and the merchant is in Russia. I have been on the dispute for 6 weeks. The credit card company just resolved in favor of the merchant and said that because I didn't provide requested by the dispute group. What a joke it is. I sent the information via email with case # as directed. I called the credit card dispute department in the last 3 three weeks after I received that decision favored the fraud seller but still no decision. Every time I called to dispute customer service department, I get the same answer "we are still working on it". I provided all of the information included the fraud tracking number that sent to a state cross country from state I'm living in.
Very BAD customer service. I want American Express back from Costco!
I'm a 12 years veteran of Costco membership ever since Costco operated from my state.
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.