I just bought a house and a new car in March. Because of that I literally have 54 inquires on my credit. I applied and was put into a pending state. I called after a week to see what the hold up was. They says I had to have the letter they sent in hand. I cashed back and was approved. I was shocked Citibank gave me this card. It is possible to get approved.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.24%* Variable
- Annual Fee $0*
- Purchase Intro APR 0%* for 7 Months
- Purchase Regular APR 16.24%* Variable
The Costco Anywhere Visa® Card by Citi offers impressive rewards for Costco members.
What to Like
The rewards here are pretty great, highlighted by 4% cash back on gas purchases (up to $7,000 in purchases each year). Cardholders also get 3% cash back on restaurant and eligible travel purchases, 2% on other Costco purchases and 1% on all other purchases. To top it off, there’s no annual fee besides the cost of your Costco membership.
Look Out For
To get this card, you have to be a Costco member, which of course comes with an annual fee. There’s also a foreign transaction fee and a high penalty APR that could apply if you miss a payment.
Most Helpful Positive Review
Most Helpful Negative Review
Citi is horrible! I just received a letter yesterday from Office of the President, stating my credit card account was closed "we frequently review cardmember accounts- a recent review shows that shows that we've previously had to close one of more Citi account in your name". All my $330 cash reward will be forfeited! I had Costco executive membership under American Express for 5 years, never had such problem.
I have always pay my balance on time. Really can't think why they want to close my account! I lost my costco credit card recently, had to call customer service to replace it. After I received the new card and activated it, I found that they didn't replace old card with the new one. Instead, both of them are appeared in my citi online account. They never fixed the problem since then. But now they are closing both.
It's no doubt a horrible and terrible mistake that Costco made to choose Citi as partnership.
I may stop renewing my costco membership next year due to this bad experience.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.