Costco Anywhere Visa® Card by Citi Reviews

Cardholders' Choice i
Approval Odds

Sign up or log in to see your Approval Odds

4.5 out of 5 stars
26 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds


Application Process

3.5 out of 5 stars

Customer Service

3 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 16.99%* Variable
  • Annual Fee $0*
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 16.99%* Variable

Most Helpful Positive Review

Apr 10, 2019
Lots of benefits
TToni Cardholder

Credit Karma matched my approval odds as being "very good".  I applied and was approved with 4000 starting credit line.  You have to be a COSTCO card member in order to apply & have this card.  If you cancel your COSTCO membership your card will be cancelled.  Keep that in mind when applying.  

more ...

Was this review helpful?


Most Helpful Negative Review

Nov 24, 2018
Punitive reporting for usage
Grant112 Cardholder

This card has the best rewards of my three cards and I had to pay a big one time bill so I decided to use it.  I paid the bill which was 90% of my limit and then paid off the card right away to avoid a high usage mark.  They reported the high usage to Transunion immediately and dumped my credit score from excellent to fair on one fell swoop.  They were absolutely useless on the phone.  This card wil penalize you for use, avoid all Citi products.

more ...

Was this review helpful?


These reviews were written by current and former cardholders in the last year.

Oct 10, 2019
You really receive what is advertised.
Torta117 Cardholder

I love this card, I have had credit cards for at least 30 years, it is the best credit card I have ever had.  I get an avrage of $1100 from the Citi Costco card and around $300 from Costco as a reward. 

more ...
Oct 07, 2019
Great Rewards Card
krissi924 Cardholder

I have been an authorized user on my boyfriend's card for a couple of years and saw how great the cashback rewards are. I just applied for my own today and received a high CL. My scores are 651 and 645. I highly remcommend this card if you are a Costco member!

more ...
Sep 23, 2019
Best card I've ever had
GmaLindaLuDu Cardholder

I dumped Captial One in favor of these guys, best thing I ever did! App process was easy, came back with a $6500 credit limit and a low APR. Plus, they give you rewards back. No need for any other card, they are GREAT!

more ...

Was this review helpful?

1 Reply
Oct 10, 2019

What was you credit score of you don't mind?

Sep 21, 2019
The best card Ever!!!!
Johncom1979 Cardholder

I was instantly approved! High CL, Credit 680 !

more ...
Sep 11, 2019
Pulled the lever, applied and approved
randylee100 Cardholder

After reviewing my other card that I use for Costco it just made sense to apply. A bit nervous from earlier posts but happy nonetheless of the approval.

more ...

Was this review helpful?

1 Reply
Sep 16, 2019

Congrats! Would like to know how much they approve you. And what credit score you had at the time and which Credit Bureau they pull from?

Sep 08, 2019
Do u have to be A Cosco meber 2get this
roleks2010 Cardholder

Not easy to get

more ...

Was this review helpful?

1 Reply
Sep 10, 2019

Yes. If you go to the application page it'll tell you that you need to sign up for a costco membership first before applying for the card as it is both a regular credit card and a store card.

Jul 30, 2019
I got over $400 back the first year.
Nardine1983 Cardholder

Works well and with ease.  At Costco and outside of Costco.  I really like it.  

more ...

Was this review helpful?

1 Reply
Sep 10, 2019

How much did you spend tgat year to get 400 back

Jul 25, 2019
Best card ever
soniaformby Cardholder

i use for all my expensives, no need for another card

more ...
Jul 23, 2019
Respectable rate with solid benefits
Credometer69 Cardholder

Cold apped with no prequalification from Citi website. Equifax pull, 712 Fico, 28% credit utilization, $7500 debt load. Have 2 other major credit cards open 3-4 yrs with like credit limits and no lates. Was system generated approval with email sent stating app was under review . I waited 2 hours and then received email confirming $6500 SL. Great card to own if you are part of the Costco ecosystem! Approved on 7/22.

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?


How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.


Costco Anywhere Visa® Card by Citi

26 Reviews
Cardholders' Choice i