We know who we are! This is the best points program around. I have had my card for two weeks, so far so GREAT! Thanks to the Citi app I can see my points building up. Once a year pay out in February is fine with me. I was a Costco member allready so no real fees from my point of view. Credit Karma said I had a "Very Good" once I got over 760 and I got the card 1st try with much more then I had hoped for. If you are a Costco member and a Saver you should do your homework and look into getting this card. Also, there are additional benefits to using this card on large purchases like travel and services I found out about after getting it!

I get cash back almost everywhere, I have a good amount to use at Costco. I dunno, can’t think of anything bad. I actually love Citi, best app out there.

I had to cancel the card after husband passed away. Agent mislead me that I would lose use of the card and view statement with online acct. since I was not the primary. I had no printed copies. She said "I'll cancel your husband and we'll get this taken care of". Well she did in 1 second and I had no access to online statements so I could print them out & see charges on the balance. No warning of that. Then I was sent to an offshore bucket shop to reapply which took 45 minutes. Then I had to send their probate dept. copies of death cert., updated notarized estate info and written request with mailing addr. Do they have an employee call me and give me balance info or transfer the charges to my new card? Heck no. Not one person in that huge co. is responsible to contact me in person to sort out the balance due. They send it to a collection agency! So I had to call them and ask what this was for and what company. I am steaming mad and will let Costco know about their partner's procedures which are totally banana republic, adding to my grief and the woes of 2020. Are there any humans in charge anymore?

GREAT CARD I save a lot ,You get a check in February of the savings you spend the previous year. more you spend more you get back, I thin they could improve more savings @ costco and more savings @ restraints in my opinion.

I’m pretty young and got a Costco Membership at 22 years old. I wanted to benefit more from my executive membership. Once I got the card, it had some of the best benefits. This is my #1 when ever if fill up gas and I travel for work so it has earned me money back. Restaurants are 3% and when it comes to splitting bills, I use this card and have everyone Venmo me. I get a lot of Cash back. Only thing is I wish the in-store Costco buying cash back percentage was higher. I already have the Citibank Double Cash Back Card so it pretty much does the same. Other than that, great card, great customer service. I have no complaints.

Great cash back, you can cash check at Costco and no you don’t have to spend it there. They don’t hold any deposits and report to credit bureau as a regular company would. I use this card for everything.

I've had this card for less than six months. They give me a limit and lower my card limit saying I had high usage on other cards. I told them to freeze my account. I'm will pay this card off and take my business elsewhere. I've never been treated like this, with a card. Nobody will dictate my card. I've never missed a payment.

I don't know why there are so many bad reviews. I love this card. The customer service is excellent and even though I was asked for some additional documents, the approval was immediate. What I like most is that I can make my purchases at Costco without any problems!

My card with largest limit. Happy to have and use it.