Ben Luthi

Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his work on sites like Money, NerdWallet, SuperMoney and USA Today.

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Hawaiian Airline miles guide: Award flights to paradise

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IHG Rewards status levels: Maximize your hotel experience

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How to maximize IHG points

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The best credit cards for holiday shopping

Man on coach with credit card and laptop

The best credit cards for shopping

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Alaska Airlines MVP status: What each tier offers

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JetBlue TrueBlue rewards guide: How to get the best...

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How to increase your Chase credit limit

Small business owner leaning over the order counter of his cafe, considering a business credit line vs. credit card.

Business credit line or credit card: Which is right...

Young woman on vacation in New York, making the most of her JetBlue Mosaic credit card rewards

JetBlue Mosaic elite status: What it is and how...

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What does it cost to buy a house?

go-mortgage-review

GO Mortgage review: A good selection of home loans

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Movement Mortgage review: Options for first-time homebuyers

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How to find free business checking accounts — and...

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Petal® 1 Visa® Credit Card review: Good for those...

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What are NOW accounts and should I open one?

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How to balance a checkbook in 5 simple steps

Young man standing outside, smiling as he considers a Strong home mortgage

Strong Home Mortgage review: A lender with decent mortgage...

Two women walking down the street, holding hands and smiling after getting a home with a Filo mortgage together

Filo mortgage review: An online lender for straightforward home...

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Do money orders expire? Here’s what to know.

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FDIC insurance limit: How much of your money is...

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What is a bank routing number and where can...

Happy fathers with daughter in their kitchen, looking up chase mortgage on their laptop

Chase mortgage review: A large lender with a range...

Young woman with coffee sitting outside on stairs, using cellphone to look up current balance vs available balance

Current balance vs. available balance: What’s the difference?

Young man sitting on floor at home with digital tablet, looking up how to set up direct deposit

How to set up direct deposit to a checking...

Two women standing in kitchen, looking up mortgages with newfi lending

Newfi Lending mortgage review: A long list of loan...

The best rewards credit cards of 2022

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Cardinal Financial review: A good option for first-time homebuyers

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Car.loan.com review: Considers people with bad credit, but loan...

Man sitting at kitchen table with laptop, looking up texas payday loans

Texas payday loans: 5 alternatives

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USAA auto insurance review: Range of coverage options and...

Family washing car in the driveway.

State Farm auto insurance review: Range of discount opportunities...

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The best auto loan rates of 2022

Young woman sitting at home, reading on her phone about how to apply for unemployment benefits in NJ

Unemployment benefits in New Jersey: What to know

Woman standing in her kitchen, reading on her phone about American Express' Pay It Plan It feature

Pay It Plan It® feature from American Express: What...

Young woman in a flannel shirt sitting in her car and looking out the window

Consumer Portfolio Services auto loans review: Expensive subprime auto...

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