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Welcome to Credit Karma

We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now

Get help with your credit questions

Easy-to-Read Articles
We make complicated credit concepts simple in our regularly updated educational content
Credit Karma Community
Ask a question through our advice forum and reach over 30 million members. You might find a response from someone who's been in your shoes.
Tools & Calculators
Want to know how opening a new account might impact your score? Simulate a potential credit situation and see how it could affect your score.

Commitment to security

At Credit Karma, we're committed to securing your data by treating it as if were our own. Here's how:

Secure Connection
We use 128-bit encryption to protect the transmission of your data to our site. This measure aims to prevent others from accessing your personal information.
Certified Privacy Policies
Our privacy policy is certified by TRUSTe. For more information about our privacy practices, please view our full Privacy Policy

Stay up-to-date on your credit

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Free Credit Scores & Credit Reports

Update your score and report as often as once a week and track your progress over time.

Receive a clear overview of your credit report, starting with information highlighted for your review.

Understand the factors that can impact your credit score and learn what you can focus on to improve and maintain your credit health.

How does Credit Karma work?

Credit Karma is a free consumer service and a personalized marketplace that provides members with millions of free credit scores and reports ever year. We specialize in helping you find great credit products based on your credit profile. If you're looking for a new credit card, loan or other financial product, find it right here. The offers on Credit Karma help make free credit scores, reports and monitoring possible.

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Joining Credit Karma only takes about two minutes.

Your privacy is verified through several layers of protection, certified by TRUSTe.

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