Welcome to Credit Karma

Your Credit Score Should Be Free – and Now It Is.

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Welcome to Credit Karma

We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now

Get The Right Resources

Features like our debt repayment calculator, credit score simulator and educational articles can help you make informed decisions.

Compare Great Offers

Let Credit Karma crunch the numbers to find credit offers based on your credit profile.

Learn More Before You Apply

Use Credit Karma's estimated Approval Odds before you apply.

Stay up-to-date on your credit

Free Credit Scores & Credit Reports
  • Update your score and report as often as once a week.
  • Use Credit Karma’s smart filters to highlight important information from your credit report.
  • Study your credit factors to better understand why your score might have changed.
Automatic Credit Alerts
  • Get free TransUnion credit monitoring.
  • Be alerted via email when changes are made to your credit report.
  • Track new credit activity and stay informed.

Put your score to work.

Know Your Score
Find out what your score is and what kind of offers that score could earn you.
Protect Your Score
Watch your report for any negative marks that could damage your credit health.
Find the Right Offer
Search our offers for benefits that are worthy of your credit score.

Automatic Credit Alerts

  • Get free TransUnion credit monitoring.
  • Be alerted via email when changes are made to your credit report.
  • Track new credit activity and stay informed.
Credit Karma is a free consumer service and a personalized marketplace that provides members with millions of free credit scores and reports ever year. We specialize in helping you find great credit products based on your credit profile. If you're looking for a new credit card, loan or other financial product, find it right here. The offers on Credit Karma help make free credit scores, reports and monitoring possible.

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Joining Credit Karma only takes about two minutes.

Your privacy is verified through several layers of protection, certified by TRUSTe.

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