Welcome to Credit Karma
Understanding your credit is the first step toward building your financial future. That’s why we offer free credit scores, reports and monitoring, along with handy financial tools, to help you make sense of your credit. Start Now
Stay Up to Date on Your Credit
Free Credit Scores & Reports
- Update your scores and reports as often as once a week.
- See highlights of important information from your credit reports.
- Understand the factors that may be impacting your scores.
Automatic Credit Alerts
- Receive free TransUnion credit monitoring.
- Get email alerts about important changes to your credit report.
- Track new credit activity to spot potential errors or ID theft.
Put Your Credit to Work
Know Your Scores
Understand what your scores mean and the kinds of offers they could lead to.
Protect Your Scores
Update your reports weekly to track your credit health and spot potential errors.
Find the Right Offer
See offers that are tailored to your credit profile and read user reviews.
Get Help With Your Credit Questions
Skip the credit jargon. Get a breakdown of complicated credit concepts in simple terms.
Community of Over 35 Million
Pose a question to our community and you may hear from someone who’s been in your shoes.
Tools & Calculators
Set a goal for paying off your debt with the help of our repayment calculator. And that’s just the start!
How does Credit Karma work?
Our goal is to help you understand your credit and get more out of it. Along with providing free credit scores, reports and monitoring, we offer insight into what it all means and show you product recommendations, like credit cards and loans, based on your credit profile.