Welcome to Credit Karma

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Welcome to Credit Karma

We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now

Automatic Credit Alerts

Get free TransUnion credit monitoring.
Be alerted via email when changes are made to your credit report.
Track new credit activity and stay informed.

Put your score to work.

Know Your Score

Find out what your score is and what kind of offers that score could earn you.

Protect Your Score

Watch your report for any negative marks that could damage your credit health.

Find the Right Offer

Search our offers for benefits that are worthy of your credit score.

Get help with your credit questions

Easy-to-Read Articles

We make complicated credit concepts simple in our regularly updated educational content

Credit Karma Community

Ask a question through our advice forum and reach over 30 million members. You might find a response from someone who's been in your shoes.

Tools & Calculators

Want to know how opening a new account might impact your score? Simulate a potential credit situation and see how it could affect your score.

Get The Right Resources

Features like our debt repayment calculator, credit score simulator and educational articles can help you make informed decisions.

Compare Great Offers

Let Credit Karma crunch the numbers to find credit offers based on your credit profile.

Learn More Before You Apply

Use Credit Karma's estimated Approval Odds before you apply.

Credit Karma is a free consumer service and a personalized marketplace that provides members with millions of free credit scores and reports ever year. We specialize in helping you find great credit products based on your credit profile. If you're looking for a new credit card, loan or other financial product, find it right here. The offers on Credit Karma help make free credit scores, reports and monitoring possible.

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