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Welcome to Credit Karma

Understanding your credit is the first step toward building your financial future. That’s why we offer free credit scores, reports and monitoring, along with handy financial tools, to help you make sense of your credit. Start Now

Get Help With Your Credit Questions

Easy-to-Read Articles
Skip the credit jargon. Get a breakdown of complicated credit concepts in simple terms.
Community of Over 35 Million
Pose a question to our community and you may hear from someone who’s been in your shoes.
Tools & Calculators
Set a goal for paying off your debt with the help of our repayment calculator. And that’s just the start!

Security Is a Priority

At Credit Karma, we treat your data as if it were our own. Here's how:

Secure Connection
We use 128-bit encryption to protect the transmission of your data to our site. This helps prevent others from accessing your personal information.
Certified Privacy Policies
Our privacy policy is certified by TRUSTe. For more information on our privacy practices, check out our full Privacy Policy.

Build towards your financial goals

Get the Tools You Need

Our calculators, simulators and articles help you make more informed decisions.

Compare Great Offers

Credit Karma crunches the numbers to bring you offers for your credit profile.

Apply With Confidence

Our Approval Odds estimate your likelihood of approval before you apply.

Put Your Credit to Work

Know Your Scores
Understand what your scores mean and the kinds of offers they could lead to.
Protect Your Scores
Update your reports weekly to track your credit health and spot potential errors.
Find the Right Offer
See offers that are tailored to your credit profile and read user reviews.

How does Credit Karma work?

Our goal is to help you understand your credit and get more out of it. Along with providing free credit scores, reports and monitoring, we offer insight into what it all means and show you product recommendations, like credit cards and loans, based on your credit profile.

Sign up with confidence

Joining Credit Karma only takes about two minutes. We’re committed to securing your personal information as if it were our own. Learn more about the safeguards we use to protect your data.

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