View your scores and reports anytime. See offers tailored to your credit profile. Get credit alerts to help you spot fraud.
With Credit Karma, you get:
Easy-to-read credit reports and personalized score insights
Tools & tips to help you understand your score and take next steps
Free credit monitoring that can help you spot potential identity theft
We show you insights to help you understand your credit and personalized recommendations based on your credit profile.
Your security is a priority. We treat your data as if it were our own.
We use 128-bit encryption to protect the transmission of your data to our site. This helps prevent others from accessing your personal information.
Certified Privacy Policies
Access to your connected accounts is read-only. You can't transfer any money or pay bills on Credit Karma, which means no one else can, either.
Powerful resources that put you in control
Our goal is to help you understand your credit and get more out of it. Along with providing free credit scores, reports and monitoring, we offer insight into what it all means and show you product recommendations, like credit cards and loans, based on your credit profile.
Checking your credit on Credit Karma won't hurt your score. It only takes about two minutes to sign up, and we'll never ask for your credit card or sell your info to third parties.