Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.
See offers tailored to your credit profile.
Get credit alerts to help you spot fraud.

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Welcome to Credit Karma

Understanding your credit is the first step toward building your financial future. That’s why we offer free credit scores, reports and monitoring, along with handy financial tools, to help you make sense of your credit. Start Now

Stay Up to Date on Your Credit

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Free Credit Scores & Reports
  • Update your scores and reports as often as once a week.
  • See highlights of important information from your credit reports.
  • Understand the factors that may be impacting your scores.
Automatic Credit Alerts
  • Receive free TransUnion credit monitoring.
  • Get email alerts about important changes to your credit report.
  • Track new credit activity to spot potential errors or ID theft.

Security Is a Priority

At Credit Karma, we treat your data as if it were our own. Here's how:

Secure Connection
We use 128-bit encryption to protect the transmission of your data to our site. This helps prevent others from accessing your personal information.
Certified Privacy Policies
Our privacy policy is certified by TRUSTe. For more information on our privacy practices, check out our full Privacy Policy.

Build towards your financial goals

Get the Tools You Need

Our calculators, simulators and articles help you make more informed decisions.

Compare Great Offers

Credit Karma crunches the numbers to bring you offers for your credit profile.

Apply With Confidence

Our Approval Odds estimate your likelihood of approval before you apply.

How does Credit Karma work?

Our goal is to help you understand your credit and get more out of it. Along with providing free credit scores, reports and monitoring, we offer insight into what it all means and show you product recommendations, like credit cards and loans, based on your credit profile.

Sign up with confidence

Joining Credit Karma only takes about two minutes. We’re committed to securing your personal information as if it were our own. Learn more about the safeguards we use to protect your data.

Get Started Now