Welcome to Credit Karma

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Welcome to Credit Karma

We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now

Get help with your credit questions

Easy-to-Read Articles
We make complicated credit concepts simple in our regularly updated educational content
Credit Karma Community
Ask a question through our advice forum and reach over 30 million members. You might find a response from someone who's been in your shoes.
Tools & Calculators
Want to know how opening a new account might impact your score? Simulate a potential credit situation and see how it could affect your score.

Automatic Credit Alerts

  • Get free TransUnion credit monitoring.
  • Be alerted via email when changes are made to your credit report.
  • Track new credit activity and stay informed.

Commitment to security

At Credit Karma, we're committed to securing your data by treating it as if were our own. Here's how:

Secure Connection
We use 128-bit encryption to protect the transmission of your data to our site. This measure aims to prevent others from accessing your personal information.
Certified Privacy Policies
Our privacy policy is certified by TRUSTe. For more information about our privacy practices, please view our full Privacy Policy

Stay up-to-date on your credit

Free Credit Scores & Credit Reports
  • Update your score and report as often as once a week.
  • Use Credit Karma’s smart filters to highlight important information from your credit report.
  • Study your credit factors to better understand why your score might have changed.
Automatic Credit Alerts
  • Get free TransUnion credit monitoring.
  • Be alerted via email when changes are made to your credit report.
  • Track new credit activity and stay informed.
Credit Karma is a free consumer service and a personalized marketplace that provides members with millions of free credit scores and reports ever year. We specialize in helping you find great credit products based on your credit profile. If you're looking for a new credit card, loan or other financial product, find it right here. The offers on Credit Karma help make free credit scores, reports and monitoring possible.

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Joining Credit Karma only takes about two minutes.

Your privacy is verified through several layers of protection, certified by TRUSTe.

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