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Welcome to Credit Karma

We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now

Automatic Credit Alerts

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  • Get free TransUnion credit monitoring.
  • Be alerted via email when changes are made to your credit report.
  • Track new credit activity and stay informed.

Commitment to security

At Credit Karma, we're committed to securing your data by treating it as if were our own. Here's how:

Secure Connection
We use 128-bit encryption to protect the transmission of your data to our site. This measure aims to prevent others from accessing your personal information.
Certified Privacy Policies
Our privacy policy is certified by TRUSTe. For more information about our privacy practices, please view our full Privacy Policy

Put your score to work.

Know Your Score
Find out what your score is and what kind of offers that score could earn you.
Protect Your Score
Watch your report for any negative marks that could damage your credit health.
Find the Right Offer
Search our offers for benefits that are worthy of your credit score.

Stay up-to-date on your credit

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Free Credit Scores & Credit Reports
  • Update your score and report as often as once a week.
  • Use Credit Karma’s smart filters to highlight important information from your credit report.
  • Study your credit factors to better understand why your score might have changed.
Automatic Credit Alerts
  • Get free TransUnion credit monitoring.
  • Be alerted via email when changes are made to your credit report.
  • Track new credit activity and stay informed.

How does Credit Karma work?

Credit Karma is a free consumer service and a personalized marketplace that provides members with millions of free credit scores and reports ever year. We specialize in helping you find great credit products based on your credit profile. If you're looking for a new credit card, loan or other financial product, find it right here. The offers on Credit Karma help make free credit scores, reports and monitoring possible.

Sign up with confidence

Joining Credit Karma only takes about two minutes.

Your privacy is verified through several layers of protection, certified by TRUSTe.

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