Welcome to Credit Karma

Your Credit Score Should Be Free – and Now It Is.

Get Your Absolutely Free Credit Score
Stay on Top of All Your Accounts
No Trials. No Credit Cards. Truly Free.

Get Started Now

Welcome to Credit Karma

We believe that understanding your credit is the first step in your financial future. That’s why we’re committed to bringing you completely free credit and financial information, including credit scores, full credit reports and credit monitoring. Making sense of your credit was never so easy. Start Now

Get help with your credit questions

Easy-to-Read Articles
We make complicated credit concepts simple in our regularly updated educational content
Credit Karma Community
Ask a question through our advice forum and reach over 30 million members. You might find a response from someone who's been in your shoes.
Tools & Calculators
Want to know how opening a new account might impact your score? Simulate a potential credit situation and see how it could affect your score.

Put your score to work.

Know Your Score
Find out what your score is and what kind of offers that score could earn you.
Protect Your Score
Watch your report for any negative marks that could damage your credit health.
Find the Right Offer
Search our offers for benefits that are worthy of your credit score.

Get The Right Resources

Features like our debt repayment calculator, credit score simulator and educational articles can help you make informed decisions.

Compare Great Offers

Let Credit Karma crunch the numbers to find credit offers based on your credit profile.

Learn More Before You Apply

Use Credit Karma's estimated Approval Odds before you apply.

Stay up-to-date on your credit

Free Credit Scores & Credit Reports

Update your score and report as often as once a week and track your progress over time.

Receive a clear overview of your credit report, starting with information highlighted for your review.

Understand the factors that can impact your credit score and learn what you can focus on to improve and maintain your credit health.

Credit Karma is a free consumer service and a personalized marketplace that provides members with millions of free credit scores and reports ever year. We specialize in helping you find great credit products based on your credit profile. If you're looking for a new credit card, loan or other financial product, find it right here. The offers on Credit Karma help make free credit scores, reports and monitoring possible.

Sign up with confidence

Joining Credit Karma only takes about two minutes.

Your privacy is verified through several layers of protection, certified by TRUSTe.

Get Started Now