A personal loan or business loan might be right for you if you want to fund a big expense or if you want to consolidate debt.
Personal loans typically come with lower interest rates than credit cards, so funding a big expense or project with a personal loan could save you thousands of dollars on interest payments.
Your personal loan will also add another line of credit to your credit report, and if you make on-time payments, you'll build credit while paying down debt.
On this page you'll see reviews and offers to find the best financial loans. See where to get a loan, consolidate debt, build credit, and improve your credit health today.
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†Annual Percentage Rates (“APR”) presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly available at lendingclub.com. The estimated APR presented does not bind Lending Club or any lender originating loans through the Lending Club platform. The range of APR available through Lending Club is 6.78% to 29.99%. Only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR depends upon credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval.
¹ As an example, with an AA Prosper rating, if you take out a $5,000 three year loan, your interest rate will be 6.66% (7.99% APR) and you will have 36 scheduled monthly payments of $153.61 each. Based on pricing as of February 8, 2013.
º As an example, with an AA Prosper rating, if you take out a $5,000 five year loan, your interest rate will be 11.73% (13.98% APR) and you will have 60 scheduled monthly payments of $110.54 each. Based on pricing as of February 8, 2013.