Applied for $45K on April 8 with a score of 750 (they pull Experian) and annual income 200K. Self employed S Corp.
75% of income from K-1 distributions. Uploaded 2 yrs personal and business tax returns, DL copy. I was quoted
7.74% interest. Then I waited. 9 Days later they ask for my W-2 for rest of income. 10 Days later they send an email
that they thought my income was 8K lower than stated. Since this is stricty an on line process, rather than correct them,
I agreed and received an interest rate of 8.49 which is still a pretty good deal for a personal loan and FAR better than
any of the well known personal loans. (one company offered me 18%!! and of course I turned them down). 3 days later
my loan docs were ready for on-line signature. After signing you must phone in for final identity verification. 24 hours
later loan was funded on a Saturday. Monday morning the funds were in my bank account. Purpose of loan was 1 CC
payoff and some new windows in my home. I hope this review helps those of you who are self employed. My loan had
nothing to do with college and or student loans - which it appears that is all they do. Obviously they do more. Note
that represntatives are availble by phone. However, my experience is they could just tell you to wait for the online
process to update. I would rate my experience 5 Star with the understanding that you will get a fair interest rate and that
the process takes time.