I wanted to get a loan to refinance credit card debt at a better interest rate. I decided to apply for the loan before my credit moved into the excellent category (as I wanted to try for a better rate) but decided to go ahead as part of my debt paydown plan. The application process was very easy and not tedious. It did take longer to get approved than stated, but that was partially due to needing to use a more recent pay stub, and verify my income.
Customer service was very knowledgeable, and helped me make a slight adjustment to the loan to get the terms I wanted. Interest rate is not fantastic, but it beat some of the other competitors who charge fees, and it is much better than the 27% or more I was paying on a discover card. Once the loan approved, the funds were deposited the next day, and I immediately began paying off the credit cards; which has already greatly improved my credit score, and put me in a better position to refinance my home mortgage soon!
I spent months looking at loan options and offers from other lenders, and I would definitely recommend SoFi to others.
Credit Help
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Credit Help
I needed help on my credit score quickly to rent a home and perhaps get a car. I only had a few things on my credit that I needed help with but the most important was the eviction and a hip of collections that wouldn’t let me rent or qualify for a single thing. 3 weeks ago, I was checking my score on credit karma and I found Cyber Don - a private contractor with a lot of great reviews. We started up a credit repair process ASAP and within 2 weeks he already wiped my credit profile clean. After erasing the eviction and other negatives, it boosted my score to a high 798 across all bureaus including my FICO score. I rented a new home for my family and got a new car. If you have any credit issues, reach out to him on ( Cyberdon @ Clerk . Com ). He’s always willing to help.
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CREDIT FIX
I needed to purchase an established business and a home but Poor choices of lenders, student loan, collections and a high interest rate on a POS of a truck got my credit ruined and extremely low. I needed to get my credit strengthened out. I came across a glowing review about {excellent hacker} from one of his satisfied clients on here so I quickly emailed him for help ( excellenthacker14 @ gmail. Com) or contact him via 925 471 4721 . Within 9 business days, he took care of all derogatory marks including the collections and raised my score to 798. I bought the established business and a house thereafter, Thanks to him. contact him via the email address above for your credit repair process.
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Credit Fix
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