Secured credit cards
We recommend these cards from our partners.
Great for building credit††
Great for building credit††
OpenSky® Secured Credit Visa® Card
- Min. deposit$200Refundable
- Regular purchase APR17.39%*Variable
- Annual fee$35
Min. deposit
$200 Refundable
Regular purchase APR
17.39%* Variable
Annual fee
$35
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
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Citi® Secured Mastercard®
- Min. deposit$200Refundable
- Regular purchase APR22.49% Variable
- Annual fee$0
Min. deposit
$200 Refundable
Regular purchase APR
22.49% Variable
Annual fee
$0
The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
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Great for building credit from scratch††
Great for building credit from scratch††
First Progress Platinum Select MasterCard® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR13.99%*Variable
- Annual fee$39
Min. deposit
$200 Refundable
Regular purchase APR
13.99%* Variable
Annual fee
$39
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
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Capital One Platinum Secured Credit Card
- Min. deposit$49, $99 or $200Refundable
- Regular purchase APR26.99% (Variable)
- Annual fee$0
Min. deposit
$49, $99 or $200 Refundable
Regular purchase APR
26.99% (Variable)
Annual fee
$0
No annual or hidden fees. See if you're approved in seconds
Building your credit? Using the Capital One Platinum Secured card responsibly could help
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Great for building credit from scratch††
Great for building credit from scratch††
First Progress Platinum Prestige MasterCard® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR9.99%*Variable
- Annual fee$49
Min. deposit
$200 Refundable
Regular purchase APR
9.99%* Variable
Annual fee
$49
No Credit History or Minimum Credit Score Required for Approval
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
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Great for establishing a credit history††
Great for establishing a credit history††
First Progress Platinum Elite MasterCard® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR19.99%*Variable
- Annual fee$29
Min. deposit
$200 Refundable
Regular purchase APR
19.99%* Variable
Annual fee
$29
Quick and Complete Online Application – No Credit Inquiry Required!
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
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Merrick Bank Double Your Line® Secured Visa®
- Min. deposit$200Refundable
- Regular purchase APR17.45%*Variable
- Annual fee$36 the first yearBilled $3 per month thereafter
Min. deposit
$200 Refundable
Regular purchase APR
17.45%* Variable
Annual fee
$36 the first year Billed $3 per month thereafter
Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
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Discover it® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR22.99% Variable
- Annual fee$0
Min. deposit
$200 Refundable
Regular purchase APR
22.99% Variable
Annual fee
$0
No Annual Fee, earn cash back, and build your credit with responsible use.
Using your secured credit card helps build a credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.
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Great for building credit††
Great for building credit††
Merrick Bank Secured Visa®
- Min. deposit$200Refundable
- Regular purchase APR17.45%*Variable
- Annual fee$36 the first yearBilled $3 per month thereafter
Min. deposit
$200 Refundable
Regular purchase APR
17.45%* Variable
Annual fee
$36 the first year Billed $3 per month thereafter
Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
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