Secured credit cards
We recommend these cards from our partners.
Great for building credit from scratch††
Great for building credit from scratch††
First Progress Platinum Select MasterCard® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR13.99%*Variable
- Annual fee$39
Min. deposit
$200 Refundable
Regular purchase APR
13.99%* Variable
Annual fee
$39
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
Citi® Secured Mastercard®
- Min. deposit$200Refundable
- Regular purchase APR22.49% Variable
- Annual fee$0
Min. deposit
$200 Refundable
Regular purchase APR
22.49% Variable
Annual fee
$0
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Great for building credit††
Great for building credit††
OpenSky® Secured Credit Visa® Card
- Min. deposit$200Refundable
- Regular purchase APR17.39%*Variable
- Annual fee$35
Min. deposit
$200 Refundable
Regular purchase APR
17.39%* Variable
Annual fee
$35
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
Capital One Platinum Secured Credit Card
- Min. deposit$49, $99 or $200Refundable
- Regular purchase APR26.99% (Variable)
- Annual fee$0
Min. deposit
$49, $99 or $200 Refundable
Regular purchase APR
26.99% (Variable)
Annual fee
$0
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
Great for establishing a credit history††
Great for establishing a credit history††
First Progress Platinum Elite MasterCard® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR19.99%*Variable
- Annual fee$29
Min. deposit
$200 Refundable
Regular purchase APR
19.99%* Variable
Annual fee
$29
- Quick and Complete Online Application – No Credit Inquiry Required!
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Great for building credit from scratch††
Great for building credit from scratch††
First Progress Platinum Prestige MasterCard® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR9.99%*Variable
- Annual fee$49
Min. deposit
$200 Refundable
Regular purchase APR
9.99%* Variable
Annual fee
$49
- No Credit History or Minimum Credit Score Required for Approval
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Merrick Bank Double Your Line® Secured Visa®
- Min. deposit$200Refundable
- Regular purchase APR17.45%*Variable
- Annual fee$36 the first yearBilled $3 per month thereafter
Min. deposit
$200 Refundable
Regular purchase APR
17.45%* Variable
Annual fee
$36 the first year Billed $3 per month thereafter
- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
Capital One® Quicksilver Secured Cash Rewards Credit Card
- Min. deposit$200Refundable
- Regular purchase APR26.99% (Variable)
- Annual feeNone
Min. deposit
$200 Refundable
Regular purchase APR
26.99% (Variable)
Annual fee
None
- No annual or hidden fees, and you can earn unlimited 1.5% cash back. See if you're approved in seconds
- Building your credit? Using a card like this responsibly could help
Discover it® Secured Credit Card
- Min. deposit$200Refundable
- Regular purchase APR22.99% Variable
- Annual fee$0
Min. deposit
$200 Refundable
Regular purchase APR
22.99% Variable
Annual fee
$0
- No Annual Fee, earn cash back, and build your credit with responsible use.
- Using your secured credit card helps build a credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.
Great for building credit††
Great for building credit††
Merrick Bank Secured Visa®
- Min. deposit$200Refundable
- Regular purchase APR17.45%*Variable
- Annual fee$36 the first yearBilled $3 per month thereafter
Min. deposit
$200 Refundable
Regular purchase APR
17.45%* Variable
Annual fee
$36 the first year Billed $3 per month thereafter
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.