The mixed reviews had me on edge prior to applying.... but my experience was seamless and insanely quick and easy. I applied for $20,000 Auto Loan on a Tuesday at 6pm. I was approved within half hour and had the funds wired into my account by the next day at 3pm. I wrote a personal check for my vehicle and was on my way!
My FICO score came back at 809 and I was approved at the advertised 1.99% un-secured.
Highly recommend Light Stream!