I was amazed at the ease, speed and simple process to apply and get confirmation of acceptance..even on a Sunday! Lightstream ( Suntrust) didnt even require collateral on $35k loan on new car.
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First loan I received through LightStream was fantastic. Best experience I've ever had. Fast, quick, easy. I couldn't say enough or tell enough people about it. I was amazed how simple it was. Second loan, I've never been so disrepected in my life. 800+ credit score, never a late payment, established history with LightStream and denied. Never been so disgusted with a company. They don't place any value on their customers and there is no personal connection. Great rates and terms can only carry a company so far. There comes a time when you have to give a **** about your clients, customers and business partners.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.