My loan officer Michael was very helpful and guided us through the process. I'll never go through another lender. Network Capital exceeded expectations!
I have been working with this company for about 4 months total and I am totally fed up. I am now dealing, or should I say, waiting for the fourth person to get back to me with an new pre-approval letter. I keep being put off on other people. I feel like I'm not a priority. I was working with one lady who I could say who did the most for me- at least thats what I thought, but apparently she got fired or quit. Now, this new individual I'm working with told me the first day of speaking to him that he didnt care if I found another lender. I totally would have because as a customer that was totally not something to say to me. I was told to close credit cards to increase my loan amount. And after speaking to others and researching the matter everyone said it would lower my credit score. So of course I brought the matter to the third person's attention of who I was dealing with. Sooooooooo I was denied an increase still and so I decided to close my credit cards just to find out she no longer works there. Now Mr. New Guy is telling me everything the third individual told me was incorrect..... REALLY?????? Does this sound like a mess????? Well, thats exactly how I feel. If it werent for the worry of my credit score being lowered anymore I would drop this company in a heart beat. Maybe I should just wait another year to proceed with home buying. This has been extremely stressful.
We originally applied for a loan with the company that held our mortgage. After 73 days they we're still playing games with us and we cancelled the application. We looked at farmer,s on line and Scott called within 10 minutes. He was extremely helpful. We started the process and 30 days later signed the loan. Scott was always available to answer question and help with the paperwork. We are very happy and would recommend Farmer's to anyone.
I believe this is my 8th time through either a purchase or refinance process and by far AIM Loan has been the best BY FAR. This was my first time with AIM Loan and it was a refinance. I purchased my home in late 2014 and had started the process with AIM (which was flawless - thank you Linda if you remember me back then!) but was strongly discouraged from using an "internet" lender and ended up going with a local lender. So flash forward to March 2016 when I discovered that home prices have gone up enough for me to remove PMI and plus get a lower rate I jumped back on AIM's site and applied. I believe it was 23 days from application to closing - the quickest and most pleasant process I've been through. From the online application, being able to submit everything electronically and the regular status updates as you go through their step by step process - all great features. Everyone I came in contact with (Sean H. in particular as he was the person I had the most contact with) was always pleasant and often returned my emails in minutes. The week of closing I had a business trip and they even arranged a notary at my hotel! By far - I highly recommend AIM!
Loved them/easy to work with/was my first mortgage when I purchsed my home 2010.Then I got sold off to Bank Of America/wasnt so thrilled with them. Sold off again to NationStar who is worse than Bank of America! So wish I could go back to Everbank--have been unemployed since early June 2014 /fell behind on mortgage payments due to unemploy. Just landed a full time job. Had a full time job for 10 years with the fed gov.Cant afford to refinance to a better bank. At 4,5% now 30 yrs FHA
I used Close Your Own Loan.com and Peoples Bank to purchase my new home and the process was great. They closed my loan right on time and the people there were so friendly and knowledgable. I wouldn't hesitate to use them again in the future.
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