Home Loan Reviews


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Helpful to 8 out of 9 people

This lender was so great. My loan officer was incredibly prompt in responding, and our loan got closed in less than 20 days! That's unheard of around here. I give AHC five stars. 

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Helpful to 0 out of 1 people

VU is a group of top-notched professionasl who know their business inside and out! 

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Helpful to 5 out of 6 people

CapWest was such a pleasure to work with!  Jay Young and his team did a great job with getting me the lowest rate and locking it in within days.  I was nervous in the beginning but Jay made this such a fast and easy process.  The loan process is all online through a secure website which made the whole transaction smooth.  I highly recommend CapWest!  Great communication and easy to work with.  Thanks for all your help!

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Helpful to 1 out of 1 people

Wonderful to work with and everyone I spoke with was extemely helpful. Like with any other loan there are numerous hoops to jumo through but everyone was extremely helpful in explaining what was needed if I didn't know exactly what was needed.

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8 People Helped
Helpful to 8 out of 14 people

Where can you get a low doc, no irs doc loan in 2015? Cash Call does it and they do it in 20 days, no kidding. I do not work for them they worked for me. This type of loan is difficult to get as anyone who is self employed can attest. I was very skeptical, but they pulled it off and got me a pretty good loan. Okay, not the best rate, but not too bad in this day and age under the circumstances. I read a lot of reviews that at the last minute they didn't fund the loan, yada yada. That is pure bull. They are the real deal for anyone who needs a loan like this in 2015.

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ex19's review was:    

 
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This company aslong as they feel they got you in their grip and they can scam you they are great! When you need honesty, they do not have it and their employees are experts in disapearing! Never again I will do business with them, EVER!

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0 People Helped

Worked with Jay S. and Erik J. mostly. First part was easy since I had all my docs ready to go. The middle had a little delay but not nothing major. There wasn't much of a hassle and Erik/Jay were quick with the responses once I found the home and starting to close. I followed up with them myself every couple days so I knew exactly where I was at in the process. The final hurdle was very fast. Once I did my payment, same day funding and thats it.

This was for a purchase. I would definitely recommend.

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derricko1o2's review was:    

 
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Helpful to 3 out of 3 people

We contacted Loan Depot to refinance our home.  We have been under water on our loan since the housing crash.  Since our mortgage is not Fanny Mae or Freddie Mac, we don't qualify for HARP.  We were told the appraiser would take our individual home into account as we have a lot of improvements, however that is not what happened.  The appraiser came out and what was written up was based on comps in the area that are for sale.  They haven't even sold yet!  Since we got such a low ball appraisal - we're done!  We have no other alternatives!  Loan Depot told us there is nothing they can do.  They don't choose the appraiser and they have to go by what the appraiser says.  It's very disheartening to know that since we are hard working people, we have made our payments faithfully and without fail even though at times, we thought we might lose our home.  And now even 9 years later, there is no hope for us - there is no help for people who can make their payments.  We just need a little help to refinance to avoid an adjustable arm that will come due soon. 

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Peter was very good with all initial contacts and qualifications.  The process went as planned.  Shelby was very quick, polite and always had timely responses to any of my questions.    

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9 People Helped
Helpful to 9 out of 11 people

Customer Service Sucks!  I've tried on several occasions to get a response from my loan originator (Greg) and his "boss" (Todd).  I've sent several emails and I have called several times.  Greg LaPoint and Todd Pityer, both of them are worthless.  I had all of my paperwork completed and they just sat on it for over a month.  I finally gave up and went to another lender. 

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CASGR09's review was:    

 
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