We have used them twice now and once for a refinance to lower our interest rate. We have had the best experience and couldn't be happier. No stress loan, seriously! Breck is awesome. I recommed them to all my friends and family. My nephew used them too. I will never go to anyone else again for a home loan. Easy and stress free.
We moved to California from Texas and we were a little surprised by house prices. We need a good mortgage rate from a good lender. When I learned that AHC Lending also operated in California, I was excited. My mortgage rate did not increase but rather decreased. I had the same kind of service: excellent.
Where can you get a low doc, no irs doc loan in 2015? Cash Call does it and they do it in 20 days, no kidding. I do not work for them they worked for me. This type of loan is difficult to get as anyone who is self employed can attest. I was very skeptical, but they pulled it off and got me a pretty good loan. Okay, not the best rate, but not too bad in this day and age under the circumstances. I read a lot of reviews that at the last minute they didn't fund the loan, yada yada. That is pure bull. They are the real deal for anyone who needs a loan like this in 2015.
ex19's review was:
They are the second mortgage refinace co. I applied with...I already got preapproved with a local company. The said they would be intouch by tomorrow with a qoute. We shall see how close they come in with numbers and how fast they get this done. I told my attorney that the money store sent me emails and texted me about competing for my business.
debsampsonartist's review was:
Brick and mortar loan companies said our loan would sail throuigh with all of our informaiton. We have 800+ credit scores. Close to $1000,000 in verified retirement and over 200,000 in the bank. This internet loan company had a much lower rate than anyone else. After jumping through all the hoopf aimloans gave us with lightening speed, they denied our loan because we could not guarantee we would have income in 3 years. They said we could not guarantee our retirement would be there in three years. It's a retirement account!!!! Who can guarantee they won't be hit by a bus in 3 three years? Such a lame company. BEWARE!!!!!!!!
We originally found Capwest through Costco, and chose them to refinance two properties for us largely because of the very positive impression of Sarah. The rates were very competitive, as well. When it came time to finance a purchase of 417000 , Sarah and Capwest were the only ones we contacted. The process and rates were as great as we expected. Thanks again
Dspeirs's review was:
The lender did not notify anyone until the day before closing then asked for a 10 day extension eventhough they had the contract for more than 35 days.
As a customer you have no recourse, take it or leave it. Will never do business with this outfit.
b354's review was:
Customer Service Sucks! I've tried on several occasions to get a response from my loan originator (Greg) and his "boss" (Todd). I've sent several emails and I have called several times. Greg LaPoint and Todd Pityer, both of them are worthless. I had all of my paperwork completed and they just sat on it for over a month. I finally gave up and went to another lender.
CASGR09's review was:
I received the "Refinance for $295" mailing in April of 2015 and was skeptical. We were planning to refi to get a 5 yr. ARM because we are planning to move in 5 years. I first called Quicken Loans to find out what rates they might have. Their cost to do the refinance was way higher (1000's of $) and I was really turned off by their high pressure tactics. They are relentless and I kept getting escalated to managers who applied greater pressure than the last. When I told them about the Third Federal deal, they said it couldn't be true or they wouldn't be in business. Well....
I then went online to apply for the Third Federal refinance. They were already closed as they operate under business hours. If it is important for you to have 24 hour phone support, Third Federal might not be a good option for you. I got a phone call in a day or so and my first question was if it is REALLY only 295. She asssured me it was, although I honestlly still don't know how they do it. Things progressed from there and the only real issue I had was that I had to be proactive in calling them to keep things moving. It just seemed like they didn't have event triggers to let them know a milestone had been reached and action was required. It probably slowed things down by a week or two, but we weren't in a huge rush, so it was only an annoyance and not a deal breaker.
We closed on the loan last week (early June) and everything was as expected. $295 for a 2.9 5-Yr ARM. They don't escrow insurance, so that will encourage me to shop that around each year now too. Closing took about 15 minutes and was in one of their branches. They waited the 3 required days that I have to cancel the deal, and then paid off my existing loan. No issues, no pressure, and a great price.
I do have a good credit rating, so they may be very selective which could be why others have had issues. I don't know, but my experience was quite good.
schroma's review was:
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