Home Loan Reviews


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Helpful to 23 out of 31 people

We moved to California from Texas and we were a little surprised by house prices. We need a good mortgage rate from a good lender. When I learned that AHC Lending also operated in California, I was excited. My mortgage rate did not increase but rather decreased. I had the same kind of service: excellent. 

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This company was great! Explained things in detail along the way for better understanding and a smooth process.  Would highly recommend them!

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redfitz1974's review was:    

 
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Overall we love Quicken Loans. We've had our Mortgage with them for several years and they continuously watch our account to see if they can give us better options than our current. Our latest experience with them was a Re-Fi, and overall it was a decent experience.

The biggest complaint we have as a repeat client is them not recognizing us as such. When a rep calls a current client to say they having been reviewing their account and thinks they can find a better program for that client, they should flag the file as a current client in the case of moving forward.

It would be so much nicer to get a "thanks for your Re-Fi and your continued trust and support in us" instead of a call welcoming you to Quicken Loans and letting you know you will get a Welcome letter in the mail explaining when, where and who you will make your first payment to. We already know When and where... we already have an account. It sounds petty but after years of continued support and trust in Quicken Loans it felt a little impersonal.

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49erfaninseattle's review was:    

 
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We originally found Capwest through Costco, and chose them to refinance two properties for us largely because of the very positive impression of Sarah. The rates were very competitive, as well. When it came time to finance a purchase of 417000 , Sarah and Capwest were the only ones we contacted. The process and rates were as great as we expected. Thanks again

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Dspeirs's review was:    

 
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Hello Everyone - Recently, I chose AIMLoan.com to refinance my 30 year fixed conventional loan which I had taken only a year ago for buying my new home. After talking to as many as 10 lenders including a couple other online lenders as well, I decided to go with AIMLoan.com. The reasoning behind my decision was pretty simple - they offered the best rate and also the fact that they showed everything upfront on their website convinced me what I am going to do. I have always been hesistent to talk to those lenders who try to trick in the game of words and later reveal a lot of hidden fees. With AIMLoan.com, you see everything upfront even before applying. You just put your numbers on the web and then with a click of a button you know how much cash you would need to bring at the closing time. I was suspicious initially, if those were correct numbers and then called AIM and landed up talking to Shana who ultimately became my Loan officer. She was very pleasing to talk to and sounded like very genuine from the word go. She convinced me that whatever I am seeing on my screen is for real and there are no hidden charges or fees. I ended up applying instantly and as promised Shana produced the GFE the very next day. This allowed me to compare with other offers that I had and I was pleasantly surprised that AIM had the best possible rates that time. Dealing with an internet company, I was a bit hesistant too, but I thought it doesn't sound that abnormal, living in this world of internet these days. If I can order a product online that I have wear even without trying it, why can't I give a try to online mortgage? In addition to that Shana was pretty clear and convincing in her approach, so that made me believe AIMLoan would keep its promises and would be able to close the loan in a 30 Day lock period. And yes they did. One thing I experienced during the whole experience was that - it is not just AIM, but you as a customer also who is responsible for closing your loan on time. I needed to be quick in sending, scanning and emailing documents to Andrea who was my loan processor. She was again very quick and clear in her approach. She would email me the list of documents she would need from me and then if I don't respond her back, she would follow that up with another call to make sure, I know what is needed. She was almost instant many a times in replies. I also believe if you are a bit internet savvy, then AIMLoan experience will be even more smoother as everythign you are doing is going to be online. Once Andrea, took all the documents from me, the rest step was as usual. She was also able to connect me with the title company and provided me all the help I needed to close my refinance within 30 days. Overall I am a very happy customer and I would recomment AIMLoan to anyone who is trying to refinance their existing home loan. Thank you very much Shana and Andrea and thank you very much AIMLoan. You Rock.

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anandkr's review was:    

 
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Helpful to 4 out of 4 people

This was a nightmare. Unless you have a simple and straight forward mortgage need. Avoid these guys and do not be seduced by the low rates.

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Helpful to 5 out of 5 people

Please stay away. THEY ARE CROOKS! 

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Helpful to 49 out of 56 people

Loved them/easy to work with/was my first mortgage when I purchsed my home 2010.Then I got sold off to Bank Of America/wasnt so thrilled with them. Sold off again to NationStar who is worse than  Bank of America! So wish I could go back to Everbank--have been unemployed since early June 2014 /fell behind on mortgage payments due to unemploy. Just landed a full time job. Had a full time job for 10 years with the fed gov.Cant afford to refinance to a better bank. At 4,5% now 30 yrs FHA

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KHarmeyer's review was:    

 
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Helpful to 283 out of 287 people

I found Home Finance of America on Zillow, and decided to apply with them because of how many great reviews were listed. It only took 15 minutes, and I closed in about three weeks. I paid no fees, but got the same rate other companies were offering with high lender fees! I would recommend this company to anyone looking for a mortgage loan

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Helpful to 75 out of 81 people

I used Close Your Own Loan.com and Peoples Bank to purchase my new home and the process was great.  They closed my loan right on time and the people there were so friendly and knowledgable.  I wouldn't hesitate to use them again in the future. 

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