Put your tax refund to work
Expert ideas to use your refund to help you reach your financial goals.
Is there a refund in your future?
Will your tax refund be big this year? Estimate yours today to find out!
Get your refund, plus boost a low credit score.
You could improve a low score an average of 21 points in 4 days¹ with Credit Builder².
A connected paycheck or Qualifying Direct Deposit is required. You’re eligible to apply through Credit Karma Money if your TransUnion credit score is 619 or below at the time of application. We expect members with a credit score of 619 or under could see an increase in as little as 2 months. Late payments can have a negative effect on your score, and other factors can impact it, including activity with your other credit accounts.
Open a Credit Karma Money™ Spend³ account today and you could get early access to your tax refund next year. Check back in January 2024 for details.
1Members with a TransUnion credit score of 619 or below who opened a Credit Builder plan and had it reported on their TransUnion report saw an average credit score increase of 21 points in 4 days of activating the plan. Late payments and other factors can have a negative impact on your score, including activity with your other credit accounts.
2Credit Builder plan requires you to open a no-fee line of credit and a no-fee savings account, both provided by Cross River Bank, Member FDIC. Credit Builder is serviced by Credit Karma Credit Builder. You’re eligible to apply for Credit Builder if your TransUnion credit score is 619 or below at the time of application. A connected paycheck or QDD is required for activation. For QDD, must be received in the current or prior month before application, or 90 days after application submission.
3Banking services for Credit Karma Money accounts are provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.
A Qualifying Direct Deposit (“QDD”) is a single deposit into your Credit Karma Money Spend Account that is initiated from outside of the Credit Karma Money Platform. Transactions that are not QDD include: Promotional deposits into your Spend account made by Credit Karma; transfers from your Save account; or transfers initiated from the Credit Karma Money platform.