File 100% free from start to finish.

Smart, simple and 100% free filing makes Tax Season the best season.
  • Max Refund Guarantee¹
  • Smart File streamlined filing process
  • Accurate Calculations Guarantee²
  • Free Audit Defense³
Credit Karma Tax on phone with tax return estimates
Credit Karma Tax on phone with tax return estimates
Credit Karma Tax on phone with tax return estimates
Credit Karma Tax®—is it really free?
Yes! Credit Karma Tax is always 100% free. It's $0 to file both state and federal tax returns. Even if you're taking deductions or credits, it won't cost you a penny, ever.
Rated 4.8 / 5 starsBased on Credit Karma Tax surveyOver 1 million reviews
Features worth celebrating
  • Light Bulb

    Smart File

    Our streamlined filing process shows you only the sections that you need to file based on your tax situation. And if you’re a simple filer you can upload your W-2 information by just taking a photo.

  • Castle

    Audit Defense³

    We automatically check our calculations for accuracy. But just in case, you’ll also receive Audit Defense free of charge.

  • Max Refund

    Max Refund Guarantee¹

    Should you get a bigger refund or owe less in federal taxes when filing an amended return through another online tax prep service, we’ll pay you the difference up to $100 ($25 min).

  • Bullseye

    Accurate Calculations Guarantee²

    We’ll reimburse you up to $1,000 in the event the IRS or state tax authority penalizes you due to a Credit Karma Tax calculation error.

  • Easy Switch

    Easy to Switch

    Save time by easily importing last year's return from H&R Block®, TurboTax® or TaxAct®

What people are saying about Credit Karma Tax.
I need to thank @CreditKarmaTax for actually being free when they say they are.@CreditKarmaTax is free. Fast and easy. Both state and fed as well as no charge for student loan interest.
Common Questions
Yes! Credit Karma Tax is always 100% free. It’s $0 to file both state and federal tax returns. Even if you’re taking deductions or credits, it won’t cost you a penny, ever.
Credit Karma Tax® is the smart, simple and 100% free way to file your taxes from start to finish.
Credit Karma Tax® 100% guarantees the accuracy of our calculations. If the IRS and/or applicable state tax authority imposes penalties and/or interest on you due to a Credit Karma Tax® calculation error, Credit Karma Tax® will reimburse you up to a maximum of $1,000 in the form of gift card(s). For details and eligibility, click here.
As an authorized IRS e-file provider, Credit Karma Tax® must comply with security, privacy and business standards set by the IRS.
Here’s a breakdown of Credit Karma Tax’s security measures:
  • We use 128-bit or higher encryption to protect the transmission of your data to our site
  • We maintain physical, electronic and procedural safeguards of taxpayer information that comply with applicable law and federal standards
  • We have a dedicated on-site security team, plus independent third-parties who regularly assess our site for vulnerabilities
  • We require a phone number and text SMS or voice/call verification when using Credit Karma Tax®
  • We support Two-Factor Authentication with the Google Authenticator app
For 2018 tax returns (as of Jan. 24, 2019), TurboTax® Free Edition did not cover all itemized deductions, profit or loss from business (aka business income or expenses), self-employment tax, and capital gains and losses. Credit Karma Tax® covers all of the above.
When you file with Credit Karma Tax®, you’ll never face unexpected charges or be asked to upgrade to a paid version. It’s always free to file your state and federal taxes from start to finish.
Credit Karma Tax® supports the most common forms and schedules. Many people should be able to file with Credit Karma Tax®. With that said, we can’t do everything just yet and there are some tax forms and situations we don’t currently support.
Heads up that you’ll need to sign up for a free Credit Karma account in order to use Credit Karma Tax®. With this account, you’ll also get free access to your credit scores and reports from two of the three major consumer credit bureaus, plus credit monitoring, insights, recommendations and more.
Credit Karma Tax® supports the most common tax forms. For example, if you receive 1099 income, we can handle a dozen different types of 1099s, including those for interest income (1099-INT), certain government payments (1099-G), canceled debt (1099-C) and miscellaneous types of income (1099-MISC).
We also support schedules for common tax situations, like the following:
  • Itemizing deductions (Schedule A)
  • Reporting business profits or losses (Schedule C)
  • Claiming the child tax credit (Schedule 8812)
  • Claiming earned income credit (Schedule EIC)
You can review a full list of the forms and situations that Credit Karma Tax® supports, as well as the forms and situations we don’t support, at our Help Center.
Have more questions?
Check out our Frequently Asked Questions

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.

File 100% free from start to finish.
Filing for free makes Tax Season the best seaon of all.

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¹ If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax. For details and eligibility, click here.

² If the IRS and/or applicable state tax authority imposes penalties and/or interest on you due to a Credit Karma Tax calculation error, Credit Karma Tax will reimburse you up to a maximum of $1,000 in the form of gift card(s). For details and eligibility, click here.

³ For details and eligibility, click here. Exclusions apply.

$2,781 shown at the top of the page is the average 2018 Federal tax refund based on data provided by the IRS. $2,973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue.