File with a smile.

Smart, simple and 100% free filing makes Tax Season the best season of all.
Credit Karma Tax on phone with tax return estimates
Credit Karma Tax on phone with tax return estimates
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    100% free from start to finish.

    Filing is always free for all supported forms and situations. There’s never a hidden fee or surprise. Ever. And if you have questions at any point during filing, we’re available 24/7 to chat for free.

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    Max Refund Guarantee¹.

    We show you potential deductions you can take to help you get your max refund. But should you still receive a bigger federal refund or owe less in federal taxes when filing an amended return through another online tax prep service, we'll cover the difference up to $100 (min. $25) in the form of a gift card.

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    Streamlined Smart File process.

    We show you only the sections that apply to your unique filing situation. And for simple W2 filers, you can even snap a photo of your W2 and your tax information will auto-populate into the correct fields on your return.

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    Free Audit Defense²

    We automatically check our calculations for accuracy. But just in case, you’ll also receive Audit Defense free of charge.

What people are saying about Credit Karma Tax.
I need to thank @CreditKarmaTax for actually being free when they say they are.@CreditKarmaTax is free. Fast and easy. Both state and fed as well as no charge for student loan interest.
Rated 4.8 / 5 starsBased on Credit Karma Tax surveyOver 1 million reviews
Common Questions
Yes! Credit Karma Tax® never charges to help you prepare and file state and federal tax returns. This is true even if you’re taking deductions or credits that other services might charge for. You’ll also never be charged to access previous years’ returns that you filed with Credit Karma Tax®.
E-filing your taxes with Credit Karma Tax® includes free Audit Defense; for details click here. If you’re a Credit Karma member, Credit Karma Audit Defense is also available for free, whether you filed with Credit Karma Tax® or somewhere else.
Credit Karma Tax® 100% guarantees the accuracy of our calculations. If the IRS and/or applicable state tax authority imposes penalties and/or interest on you due to a Credit Karma Tax® calculation error, Credit Karma Tax® will reimburse you up to a maximum of $1,000 in the form of gift card(s). For details and eligibility, click here.
As an authorized IRS e-file provider, Credit Karma Tax® must comply with security, privacy and business standards set by the IRS.
Here’s a breakdown of Credit Karma Tax’s security measures:
  • We use 128-bit or higher encryption to protect the transmission of your data to our site
  • We maintain physical, electronic and procedural safeguards of taxpayer information that comply with applicable law and federal standards
  • We have a dedicated on-site security team, plus independent third-parties who regularly assess our site for vulnerabilities
  • We require a phone number and text SMS or voice/call verification when using Credit Karma Tax®
  • We support Two-Factor Authentication with the Google Authenticator app
For 2018 tax returns (as of Jan. 24, 2019), TurboTax® Free Edition did not cover all itemized deductions, profit or loss from business (aka business income or expenses), self-employment tax, and capital gains and losses. Credit Karma Tax® covers all of the above.
When you file with Credit Karma Tax®, you’ll never face unexpected charges or be asked to upgrade to a paid version. It’s always free to file your state and federal taxes from start to finish.
Credit Karma Tax® supports the most common forms and schedules. Many people should be able to file with Credit Karma Tax®. With that said, we can’t do everything just yet and there are some tax forms and situations we don’t currently support.
Heads up that you’ll need to sign up for a free Credit Karma account in order to use Credit Karma Tax®. With this account, you’ll also get free access to your credit scores and reports from two of the three major consumer credit bureaus, plus credit monitoring, insights, recommendations and more.
Credit Karma Tax® supports the most common tax forms. For example, if you receive 1099 income, we can handle a dozen different types of 1099s, including those for interest income (1099-INT), certain government payments (1099-G), canceled debt (1099-C) and miscellaneous types of income (1099-MISC).
We also support schedules for common tax situations, like the following:
  • Itemizing deductions (Schedule A)
  • Reporting business profits or losses (Schedule C)
  • Claiming the child tax credit (Schedule 8812)
  • Claiming earned income credit (Schedule EIC)
You can review a full list of the forms and situations that Credit Karma Tax® supports, as well as the forms and situations we don’t support, at our Help Center.
Have more questions?

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.

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¹ If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax. For details and eligibility, click here.

² If the IRS and/or applicable state tax authority imposes penalties and/or interest on you due to a Credit Karma Tax calculation error, Credit Karma Tax will reimburse you up to a maximum of $1,000 in the form of gift card(s). For details and eligibility, click here. Exclusions apply.

³ For details and eligibility, click here. Exclusions apply.