Credit cards for fair/average scores

Less than perfect credit? Indigo Mastercard is a great choice! Indigo Card reports to all three major credit bureaus and gives you the chance to establish a consistent payment record!

Unsecured credit card with no security deposit - keep your cash in your wallet! Plus, affordable monthly payments comes standard on every card

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Upgrade Cash Rewards Visa®

665 reviews

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Rewards rate
1.5%
Cash back
Welcome bonus
$150
Annual fee
$0

Rewards rate

1.5% Cash back

Welcome bonus

Earn a $150 bonus after making $500 in purchases and 3 consecutive on-time monthly payments within the first year after your account is opened.*

Annual fee

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Combine the flexibility of a card with the low cost and predictability of a loan

Merrick Bank Double Your Line® Secured Visa®

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Merrick Bank Double Your Line® Secured Visa®

21 reviews

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Min. deposit
$200
Refundable
Regular purchase APR
17.45%*
Variable
Annual fee
$36 the first year
Billed $3 per month thereafter

Min. deposit

$200 Refundable

Regular purchase APR

17.45%* Variable

Annual fee

$36 the first year Billed $3 per month thereafter

Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.

Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

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Credit One Bank® Platinum Visa®

26 reviews

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Rewards rate
1%
Cash back
Annual fee
$39

Rewards rate

1% Cash back

Annual fee

$39

Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services, terms apply

With $0 Fraud Liability, you won’t be responsible for unauthorized charges

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Cerulean Mastercard®

33 reviews

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Regular purchase APR
25.90% Variable
Annual fee
$99

Regular purchase APR

25.90% Variable

Annual fee

$99

Initial Credit Limit of $750 (subject to available credit)

All credit types welcome to apply

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Destiny™ Mastercard®

100 reviews

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Regular purchase APR
24.9%
Annual fee
$75 First Year
$99 every year thereafter

Regular purchase APR

24.9%

Annual fee

$75 First Year $99 every year thereafter

Your financial future is important. Keeping your Destiny account in good standing may help establish and/or improve your credit history with reporting to the three major credit bureaus

No security deposit required, so you can keep more money in your wallet. Destiny Mastercard also comes with affordable monthly payments and manageable credit limits

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Oportun® Visa® Credit Card

126 reviews

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Regular purchase APR
29.9% Variable
Annual fee
$29

Regular purchase APR

29.9% Variable

Annual fee

$29

Credit line up to $1,000 – get a response in minutes

No credit history needed to apply