Credit cards for fair/average scores

We recommend these cards from our partners.

Milestone® Gold Mastercard®

  • Regular purchase APR
    24.99%
  • Annual fee
    $75 the first year
    $99 thereafter
Regular purchase APR

24.99%

Annual fee

$75 the first year $99 thereafter

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Great for building your credit history††
Great for building your credit history††

AvantCard

  • Regular purchase APR
    25.99%*
    Variable
  • Annual fee
    $39
Regular purchase APR

25.99%* Variable

Annual fee

$39

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Credit One Bank® Platinum Visa® for Rebuilding Credit

  • Rewards rate
    1%
    Cash back
  • Annual fee
    $75 for the first year
    $99 thereafter
Rewards rate

1% Cash back

Annual fee

$75 for the first year $99 thereafter

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Great for people working on their credit††
Great for people working on their credit††

Indigo® Platinum Mastercard®

  • Regular purchase APR
    24.90%
  • Annual fee
    $75 the first year
    $99 thereafter
Regular purchase APR

24.90%

Annual fee

$75 the first year $99 thereafter

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Upgrade Card

  • Regular purchase APR
    8.99% - 29.99%
  • Annual fee
    $0
Regular purchase APR

8.99% - 29.99%

Annual fee

$0

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Petal® 1 Visa® Credit Card

  • Rewards rate
    2%
    Cash back
  • Annual fee
    $0
Rewards rate

2% Cash back

Annual fee

$0

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Upgrade Cash Rewards Visa®

  • Rewards rate
    1.5%
    Cash back
  • Welcome bonus
    $150
  • Annual fee
    $0
Rewards rate

1.5% Cash back

Welcome bonus

Earn a $150 bonus after making $500 in purchases and 3 consecutive on-time monthly payments within the first year after your account is opened.*

Annual fee

$0

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Destiny™ Mastercard®

  • Regular purchase APR
    24.90%
  • Annual fee
    $75 First Year
    $99 every year thereafter
Regular purchase APR

24.90%

Annual fee

$75 First Year $99 every year thereafter

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Discover it® Student Cash Back

  • Rewards rate
    1% - 5%
    Cash back
  • Annual fee
    $0
Rewards rate

1% - 5% Cash back

Annual fee

$0

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Cerulean Mastercard®

  • Regular purchase APR
    25.90% Variable
  • Annual fee
    $99
Regular purchase APR

25.90% Variable

Annual fee

$99

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