American Express Credit Cards

American Express membership means more than having a credit card. Each card comes with a variety of services that come in handy when you travel and shop, safeguard your identity and account information, and make it easy for you to manage your account. Here are some featured cards from Credit Karma’s partner, American Express.

Available Credit Cards

Featured

Apply by phone: 1-866-553-2532
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Blue Cash Everyday® Card from American Express
  • Terms Apply.
Purchase Intro APR:
0%
(15 Months)
Balance Transfer Intro APR:
0%
(15 Months)
Regular APR:
13.99% - 24.99%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent
Apply by phone: 1-866-553-2532
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 23.99%.
  • No annual fee.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Amex EveryDay® Credit Card from American Express
  • Terms Apply.
Purchase Intro APR:
0%
(12 Months)
Balance Transfer Intro APR:
0%
(12 Months)
Regular APR:
13.99% - 23.99%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent
Apply by phone: 1-866-553-2532
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Blue Cash Preferred® Card from American Express.     
  • Terms Apply.
Purchase Intro APR:
0%
(12 Months)
Balance Transfer Intro APR:
0%
(12 Months)
Regular APR:
13.99% - 24.99%*
Variable
Annual Fee:
$95
Min. Credit Needed:
Excellent

Charge Cards

Apply by phone: 1-866-553-2532
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Premier Rewards Gold Card from American Express.    
  • Terms Apply.
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$0 intro, $195 after first year
Min. Credit Needed:
Excellent
Apply by phone: 1-866-553-2532
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Platinum Card® from American Express
  • Terms Apply.    
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$550
Min. Credit Needed:
Excellent

Airline & Hotel

  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Gold Delta SkyMiles® Credit Card from American Express
  • Terms Apply.
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.74% - 25.74%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent
Apply by phone: 1-866-553-2532
  • Earn 25,000 Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months. 
  • Earn 2 Starpoints® for each dollar of eligible purchases spent at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases. 
  • No Foreign Transaction Fees on International purchases. 
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates. 
  • $0 introductory annual fee for the first year, then $95. 
  • Planning a road trip? Rent your car, fill up your tank, book your hotel, and pay for it with your American Express® Card.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Starwood Preferred Guest® Credit Card from American Express
  • Terms Apply.
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Gold Delta SkyMiles® Business Credit Card from American Express 
  • Terms and limitations apply
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent

Business

  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back. Get cash back on business purchases, even those above your credit limit.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement.
  • Visit our credit card partner’s site in order to learn more and securely apply for the SimplyCash® Plus Business Credit Card from American Express
  • Terms and limitations apply
Purchase Intro APR:
0%
(9 Months)
Balance Transfer Intro APR:
N/A
Regular APR:
13.24% - 20.24%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent
  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. 
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. 
  • More buying power for your business* means more opportunities to earn points. That’s everyday business with the new Blue Business Plus Card. 
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.24%, 16.24% or 20.24%, based on your creditworthiness and other factors as determined at the time of account opening. 
  • No Annual Fee     
  • Visit our credit card partner’s site in order to learn more and securely apply for The Blue Business℠ Plus Credit Card from American Express
  • Terms Apply
Purchase Intro APR:
0%
(15 Months)
Balance Transfer Intro APR:
0%
(15 Months)
Regular APR:
12.24% - 20.24%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Visit our credit card partner’s site in order to learn more and securely apply for the Business Gold Rewards Card from American Express OPEN
  • Terms and limitations apply
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$0 intro, $175 after first year
Min. Credit Needed:
Excellent
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 6/2017
  • Visit our credit card partner’s site in order to learn more and securely apply for The Business Platinum® Card from American Express OPEN    
  • Terms Apply
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$450
Min. Credit Needed:
Excellent
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
  • Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Starwood Preferred Guest® Business Credit Card from American Express
  • Terms Apply
  • See Rates & Fees    
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Gold Delta SkyMiles® Business Credit Card from American Express 
  • Terms and limitations apply
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent
  • Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
  • No Foreign Transaction Fees.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Platinum Delta SkyMiles®  Business Credit Card from American Express
  • Terms and limitations apply
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$195
Min. Credit Needed:
Excellent
  • Earn 5,000 Membership Rewards® points after your first purchase on the Card.
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website 
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases 
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment 
  • $0 introductory annual fee for the first year, then $95 
  • Visit our credit card partner’s site in order to learn more and securely apply for the Business Green Rewards Card from American Express OPEN
  • Terms & Limitations Apply
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent
  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • Unlock new opportunities with a spending limit that can grow with your business.
  • Additional Employee Cards at no annual fee - and an early pay discount on employee spending.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Visit our credit card partner’s site in order to learn more and securely apply for The Plum Card® from American Express OPEN
  • Terms & Restrictions Apply.
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$0 intro, $250 after first year
Min. Credit Needed:
Excellent

Prepaid

  • Your Full Service Prepaid Debit Account with 1% Cash Back on purchases. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Earn 1% Cash Back added to your Account when you spend, for use on future purchases.
  • FREE Direct Deposit gets you access to your money up to 2 days faster.
  • FREE ATM withdrawals at over 24,000 ATMs nationwide.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection*.
  • *Underwritten by AMEX Assurance Company. Subject to additional terms, conditions, and exclusions.
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
See Terms*
Min. Credit Needed:
Poor
  • Your Full Service Reloadable Prepaid Account. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • FREE Direct Deposit gets you access to your money up to 2 days faster.
  • FREE ATM withdrawals at over 24,000 ATMs nationwide.
  • FREE Online Bill Pay and money management tools.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection*.
  • Underwritten by AMEX Assurance Company. Subject to additional terms, conditions, and exclusions.
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
See Terms*
Min. Credit Needed:
Poor
Helpful Articles

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.