American Express Credit Cards

American Express membership means more than having a credit card. Each card comes with a variety of services that come in handy when you travel and shop, safeguard your identity and account information, and make it easy for you to manage your account. Here are some featured cards from Credit Karma’s partner, American Express.

Available Credit Cards

Featured

Apply by phone: 1-800-297-6700
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Terms Apply.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.99% to 23.99%, based on your creditworthiness and other factors.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Amex EveryDay® Credit Card from American Express    
Purchase Intro APR:
0%
(12 Months)
Balance Transfer Intro APR:
0%
(12 Months)
Regular APR:
13.99% - 23.99%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent

Cash Back

Apply by phone: 1-800-297-6700
  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Terms Apply.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Blue Cash Everyday® Card from American Express    
Purchase Intro APR:
0%
(12 Months)
Balance Transfer Intro APR:
0%
(12 Months)
Regular APR:
13.99% - 24.99%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent
Apply by phone: 1-800-297-6700
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Terms Apply.
  • Special Offer: $0 intro annual fee for the first year of Card Membership, then $95.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Visit our credit card partner’s site in order to learn more and securely   apply for the Blue Cash Preferred® Card from American Express.    
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
13.99% - 24.99%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent

Charge Cards

Apply by phone: 1-800-297-6700
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • Terms Apply.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply. 
  • No Foreign Transaction Fees. 
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline. 
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply. 
  • $0 Intro Annual Fee for the 1st year, then $195. 
  • Visit our credit card partner’s site in order to learn more and securely apply for the Premier Rewards Gold Card from American Express
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$0 intro, $195 after first year
Min. Credit Needed:
Excellent
Apply by phone: 1-800-297-6700
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Terms Apply.
  • New! Up to $200 Uber Savings Annually.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com. 
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply. 
  • $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Platinum Card® from American Express     
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$550
Min. Credit Needed:
Excellent

Airline & Hotel

Apply by phone: 1-800-297-6700
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Terms Apply.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Starwood Preferred Guest® Credit Card from American Express
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$0 intro, $95 after first year
Min. Credit Needed:
Excellent
Apply by phone: 800-297-6700
  • Earn 75,000 Hilton Honors™ Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.
  • Terms Apply.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio. 
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. 
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply. 
  • As a Hilton Honors™ Surpass® Card Member you'll receive Hilton Honors Gold status. 
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year. 
  • Visit our credit card partner’s site in order to learn more and securely apply for the Hilton Honors™ Surpass® Card from American Express    
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
16.24% - 20.24%*
Variable
Annual Fee:
$75
Min. Credit Needed:
Excellent

Business

  • Special Offer: Earn up to $400 cash back
  • Terms and limitations apply
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back. Get cash back on business purchases, even those above your credit limit.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement.
  • Visit our credit card partner’s site in order to learn more and securely apply for the SimplyCash® Plus Business Credit Card from American Express 
Purchase Intro APR:
0%
(9 Months)
Balance Transfer Intro APR:
N/A
Regular APR:
13.24% - 20.24%*
Variable
Annual Fee:
$0
Min. Credit Needed:
Excellent
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Terms and limitations apply
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Visit our credit card partner’s site in order to learn more and securely apply for the Business Gold Rewards Card from American Express OPEN
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A
Annual Fee:
$0 intro, $175 after first year
Min. Credit Needed:
Excellent
Helpful Articles

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.