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Starwood Preferred Guest® Business Credit Card from American Express

Approval Odds

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3.3 out of 5 stars
3 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

4.5 out of 5 stars

3.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0 introductory annual fee for the first year, then $95
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.49% - 19.49%* Variable
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These reviews were written by current and former cardholders in the last year.

Aug 01, 2016
Best hotel rewards program!
Anonymous Cardholder

Most valuable hotel rewards points and you can get both the business and personal versions! Approved with CK-TU 730 and CK-EQ 660.

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Apr 07, 2016
Travel Reward Points easy transfer
Buyaobuyao Cardholder

I applied in March for the 35k bonus for $3000 spend.  Already spent $1000!

Few things:

1. Customer service is amazing.  It's outsourced until you've made a name and long term relationship with them.  I get outsourced, my partner, member since 1995, gets Americans. Still, exceptional. 

2. Payments can only be made every 10 days.  No micropayments! So get ready to make large payments to pay in full.

3. Easiest points to transfer out to other programs: Hilton, British Airways, etc. often 1:1 value! Hard to beat that. 

4. AF waived first year, 2 night stay every year, wifi on property.  Good perks.

5. AmEx is one of the fastest growing with Credit limit increases out there. If you don't have degrogitories and can wait 90-180 days. Not a problem! Best to wait 11 months for an increase if you do have degrogs.

at approval:  669 EX. 1% UTL.  AAoA 2 yr's. 1 paid collection, 1.6 months.

side note:  sharpest looking card I own.  Network symbol is silver on a dark eggplant card.  Westin is my go to hotel, very happy.

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Feb 20, 2016
Anonymous Cardholder

Worst customer service. They never honor the points and charge stupid fee that you don't know about. Let this dying company die sooner and stay away from it or you will regret it.

more ...
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Starwood Preferred Guest® Business Credit Card from American Express