Overall card rating

4.1
34 Reviews
from Credit Karma members

Most helpful positive review

Aug 07, 2021
7k approval
Credit Karma Member

I was approved for 7k but I thought it should be higher. I have a 800 credit score and make 80k annually

Helpful15
Not Helpful5
Comment3
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Most helpful negative review

Jun 03, 2022
worst business credit card
Credit Karma Member

I have to say that when I got this credit card I was surprised at the low credit limit I was given and questioned and almost declined it but a representative said that this is a hybrid card and that I could go over my spending limit. Fast forward after 2 years with the credit card and havng paid the full statement balance amount every month on time. A freeze was put on the account as well as my other personal Amex credit card that I had since 84. I called several times and talk to representatives and was given the wrong information evrytime assuring me that it was ok to keep using the credit card only to be declined on a auto pay and then freezing the account. A supervisor by the name of Ronda who was not pleasant compared to everyother representative I talked to before blamed it on Experian and advised me contact them instead. After spending hours on the phone with Experian they said that that was not true. I take pride on my credit profile, have a constant credit score over 825 and always pay my bills on time and pay the full statement balace every month. Ive been in business for over 35 years and never had a business credit card that was this bad.

Helpful14
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Member ratings

Application process
Customer service

All member reviews (34)

22
2
3
1
6

Feb 02, 2023
Outstanding, 25k
Credit Karma Member

CK said my chances were "excellent", so I applied, and being I already have an Amex BCP they only did a soft pull on my credit and came back with an instant approval with 25k limit! Bonus, AMEX business cards don't report to your personal credit. Outstanding!

Helpful1
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Nov 09, 2022
Very good odds, APPROVED
Credit Karma Member

Credit Karma said I had very good approval odds, applied, and accepted with a $26,000 limit and 0% interest for 12 months.

Helpful7
Not Helpful0
Comment0
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Aug 20, 2022
Love it
Credit Karma Member

Got my American Express they gave me 10’000 credit limit

Helpful5
Not Helpful1
Comment1
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Jun 03, 2022
worst business credit card
Credit Karma Member

I have to say that when I got this credit card I was surprised at the low credit limit I was given and questioned and almost declined it but a representative said that this is a hybrid card and that I could go over my spending limit. Fast forward after 2 years with the credit card and havng paid the full statement balance amount every month on time. A freeze was put on the account as well as my other personal Amex credit card that I had since 84. I called several times and talk to representatives and was given the wrong information evrytime assuring me that it was ok to keep using the credit card only to be declined on a auto pay and then freezing the account. A supervisor by the name of Ronda who was not pleasant compared to everyother representative I talked to before blamed it on Experian and advised me contact them instead. After spending hours on the phone with Experian they said that that was not true. I take pride on my credit profile, have a constant credit score over 825 and always pay my bills on time and pay the full statement balace every month. Ive been in business for over 35 years and never had a business credit card that was this bad.

Helpful14
Not Helpful0
Comment0
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Jan 20, 2022
Bait with spending limit
Credit Karma Member

when I apply they showed my spending power was 50000$ and after approval the credit limit 2000$ and also buying power also came to 2000$, I feel like they scammed me, I send the screenshots to American Express until now nothing happened.don’t select this card

Helpful9
Not Helpful1
Comment1
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Oct 23, 2021
New Business 1st Card
Credit Karma Member

Application process was easy, they did ask for documentation for business. 1. Business Name/Matching Address 2. A Bank Statement from past 60 days. 745TU Good Approval Odds 10k after documentation given Est. 185k in revenue first year. Soft pull, this will be my second card.

Helpful7
Not Helpful2
Comment0
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Aug 07, 2021
7k approval
Credit Karma Member

I was approved for 7k but I thought it should be higher. I have a 800 credit score and make 80k annually

Helpful15
Not Helpful5
Comment3
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Jul 13, 2021
Perfect flast cashback card.
Credit Karma Member

Love the 2% back for it. Although hate that it automatically applies to the statement every month. i would have loved to be able to collect all the cash back and redeem it whenever i wanted.

Helpful8
Not Helpful0
Comment0
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Mar 13, 2021
don't believe in the welcome bonus
Credit Karma Member

don't believe in the welcome bonus

Helpful6
Not Helpful8
Comment1
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Jan 20, 2021
Very Good Approval Odds: Declined.
Credit Karma Member

Thanks for the worthless ding on my credit score Credit Karma.

Helpful34
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