SimplyCash® Plus Business Credit Card from American Express Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0
- Purchase Intro APR 0% for 9 Months
- Purchase Regular APR 13.24% - 20.24%* Variable
Our Take
American Express is a Credit Karma partner
The SimplyCash® Plus Business Credit Card from American Express can be a good way to save money and get rewards while building credit for your business.
What to Like
The SimplyCash® Plus Business Credit Card from American Express offers 5% cash back at office supply stores and wireless telephone services. You’ll also get to choose one more rewards category from a list, and get 3% cash back on purchases there.
Look Out For
This card comes with a high penalty APR that will apply in certain conditions. There’s also a 2.7% foreign transaction fee. Choosing your own 3% category is great, but keep in mind that you can only change your category once a year.
These reviews were written by current and former cardholders in the last year.
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‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
Love the color and the company
Its a great Card for buisness from AmericanX, with the flex to repay. what they promice ---they dilever . started with 16k going on my sec month ,easy to use with no suprises ill keep useing t. It did not report on my personal credit report, I dont care ,caus my score is high any way .But they do report to the buisnes side.....Love AmEx .
I've always loved American Express. They're amonst my highest credit limit approvers. So I knew to use Simply Cash when shopping for business credit. Not to my suprise, my STARTING credit limit was $9,000. Never used that much but imagine if I apply for more. Finally, thier online interfaces and overal customer experience is amazing. They have dashboards that connect with Quickbooks and can seamlessly correspond with your business and other checking accounts
Excellent product!
Card has treated me good!
I had this Amex business for about a year this Jan 2017 coming up. I love this card and when i use it people look like how this guy get such a upscale card. However the card demands respect just using it. I've been a Amex member since 1988, Therefore i know amex from top to bottom. Also customer service is top notch and so far in my opinion no one compares, Especially there chat online service. You don't really need to call customer service. Just speak to them right from the chat box on the right side of the screen. Awesome card! A+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
9 Months 0% introductory rate
The application process was easy, customers service is very helpfull, using the 0% introdutory rate and receiving cash back credit on account.
For customers looking to have a business credit card that report to D&B.