ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0
- Purchase Intro APR 0% for 9 Months
- Purchase Regular APR 13.24% - 20.24%* Variable
American Express is a Credit Karma partner
The SimplyCash® Plus Business Credit Card from American Express can be a good way to save money and get rewards while building credit for your business.
What to Like
The SimplyCash® Plus Business Credit Card from American Express offers 5% cash back at office supply stores and wireless telephone services. You’ll also get to choose one more rewards category from a list, and get 3% cash back on purchases there.
Look Out For
This card comes with a high penalty APR that will apply in certain conditions. There’s also a 2.7% foreign transaction fee. Choosing your own 3% category is great, but keep in mind that you can only change your category once a year.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.