Applied and was instantly approved for $9K with 765TU. In business just under 10 years. Received card in 8 days.

Be careful with the Indian customer services and their inability to understand things in the US.

Got this card in 2017 after being in business for a few months and was given a 2000 CL. We run everything through this card and must make payments 3-4 times a month to clear it out and use it again. No Lates. Once we went over the limit for a few days then wiped it to 0 in one payment. I've applied for a CLI 3 times in the past 18 months and have been denied every time. Business generates over 1M/year. Crazy part is that I have an AMEX Platinum card with unlimited spending AND an AMEX Preferred card with a 20K limit. My Scores are TU 808, EXP 803, EQ 812. Even though the AMEX customer service is the best around bar none, I'm going to be reluctantly canceling this card and getting a CHASE business card. I'll follow-up with my credit limit on the CHASE card next week.

Biz card with PERSONAL Guarantee. Only NEGATIVE marks show for this card. Good payment history doesnt show nor does Utilization for spending. Nice Benefits if you can take advantage of them. NAF and pretty easy approval with decent CLI makes it a Winner and Keeper.

I recently started my business and needed a card for all business expenses. I already own a blue cash card that was started off at 2k in July 2018, it's now at 6k. I was approved for 30k with this card credit score 770+ I started building credit in 2016 with a secured card that I closed because it never graduated. I have a discover, quick sliver cap one, amex blue cash, carecredit mastercard, and now this. Took 10 seconds to approve.

This is a business card WITH owners PG. To establish Corp credit get this card or similar for two years THEN with 2 yr tax records and good pmt history - APPLY for any of the AMEX CORPORATE cards. Those are WITHOUT owner PG. I have 4 Amex cards, best customer Svcs, the benies are average as any other but get the card that compliments your spending and take advantage of its strengths.

If you have a sole proprietor business..this is the perfect card to put all expenses on..perfect card

Got with fico of 706

This is by far one of the best business cards with great cash back rewards and no annual fee. They automatically apply the rewards as a statement credit every month. I get just under a $1000 a year from all of my purchases. The 5% and the selectable 3% and the 3% always cash back is where I maximize.

Amazing card. Amazing terms. Amazing Amex.. they've been good to me over the years across different card products. Will continue to do business with them because of the love they've continued to show me. Card looks pretty in person too. If you own a small to medium sized business, this is the card you want..