The Business Platinum® Card from American Express Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $450
- Purchase Intro APR Not Applicable
- Purchase Regular APR Not Applicable
These reviews were written by current and former cardholders in the last year.
Top Similar Cards
Search All Cards
Add Your Review
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Got this card at score 762
It sure need lots of spend but for open bonus. Not that hard to apply.
Useful Information for Anyone
I had applied for this card online and was instantly Turned Down. I started looking into things a bit more and found out I had a fruadulent Account on my Expieran Report and it lowered my score to a 673 according to myFICO.com. After finding this out I called Amex reconsideration lone and explained to them situation, they then pulled my Equifax report which the fraud account is not on and I was instantly APPROVED..... point is they always pull Expieran, if your Experian score is lower than 700 but your others are higher, try calling reconsideration line and ask them to manually pull a different report...... PS my Equifax says 718 on myFICO.com and a 716 on Credit Karma...... I hope this helps someone get approved in future
approved for this with 712 exp sp!!! amazing card!
Great customer service. Terrible rewards
I have had this card for two of my businesses for about 5 years. THE GOOD: I love the high level of quality customer service i receive when I call in. I love their web site and I love their Spend Manager app. I also love the prestige of the card itself and the fact that it's made from metal. THE BAD: The points system is so insanely complex and difficult to use. When speaking with the department that helps you to cash in the points, you quickly learn that they are not intelligent, empowered, helpful, or considerate. This department is the polar opposite of the Customer Care department. It is almost as though they are constantly trying to tell you that your points do not apply for the things you want. Want to book a hotel in Breckenridge, CO? Sorry, we don't have any partner hotels there. Want to combine the points on both your business cards into one? Nope...sorry, but the primary for one of the cards is you and the other is your wife, so you can't combine the points to go on a family trip together. It's all just too complicated. The handling of the points is literally pushing me to look at replacing this card with the something more simple, like the Cap One Spark card.
What about the credit limits?