The Business Platinum® Card from American Express Reviews

Approval Odds

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4.0 out of 5 stars
4 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $450
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR Not Applicable
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These reviews were written by current and former cardholders in the last year.

Jun 08, 2018
Got this card at score 762
zoglun Cardholder

It sure need lots of spend but for open bonus. Not that hard to apply.

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May 17, 2018
Useful Information for Anyone
Anonymous Cardholder

I had applied for this card online and was instantly Turned Down. I started looking into things a bit more and found out I had a fruadulent Account on my Expieran Report and it lowered my score to a 673 according to myFICO.com. After finding this out I called Amex reconsideration lone and explained to them situation, they then pulled my Equifax report which the fraud account is not on and I was instantly APPROVED..... point is they always pull Expieran, if your Experian score is lower than 700 but your others are higher, try calling reconsideration line and ask them to manually pull a different report...... PS my Equifax says 718 on myFICO.com and a 716 on Credit Karma......  I hope this helps someone get approved in future

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Mar 13, 2018
Anonymous Cardholder

approved for this with 712 exp sp!!! amazing card!

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Jan 11, 2018
Great customer service. Terrible rewards

I have had this card for two of my businesses for about 5 years. THE GOOD: I love the high level of quality customer service i receive when I call in. I love their web site and I love their Spend Manager app. I also love the prestige of the card itself and the fact that it's made from metal. THE BAD: The points system is so insanely complex and difficult to use. When speaking with the department that helps you to cash in the points, you quickly learn that they are not intelligent, empowered, helpful, or considerate. This department is the polar opposite of the Customer Care department. It is almost as though they are constantly trying to tell you that your points do not apply for the things you want. Want to book a hotel in Breckenridge, CO? Sorry, we don't have any partner hotels there. Want to combine the points on both your business cards into one? Nope...sorry, but the primary for one of the cards is you and the other is your wife, so you can't combine the points to go on a family trip together. It's all just too complicated. The handling of the points is literally pushing me to look at replacing this card with the something more simple, like the Cap One Spark card.

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1 Reply
Oct 02, 2018

What about the credit limits?

 
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The Business Platinum® Card from American Express