Business Gold Rewards Card from American Express OPEN Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0 intro, $175 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR Not Applicable
Our Take
American Express is a Credit Karma partner
The Business Gold Rewards Card from American Express OPEN is a charge card that can earn you serious rewards for business expenses.
What to Like
Rewards categories are targeted towards business expenses, with bonus reward categories for airfare, advertising, gas, shipping and computer purchases. For the first $100,000 in purchases, cardholders get 3x points in one of those categories (of their choosing), and 2x points in all the other four. There’s also no annual fee for the first year.
Look Out For
This is a charge card, meaning your full balance will be due when you receive your statement. There’s also a $175 annual fee after the first year.
These reviews were written by current and former cardholders in the last year.
Top Similar Cards
Search All Cards
Add Your Review
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
good
very usfull for biz tracking , love the points way worth the fee
Horrible
The american express customer service and the simply cash business card is the absolute worst i have ever experienced. STAY AWAY!!!!!!!!
Extremely bad experience!
When I received the offer by mail from AMEX to get the business gold rewards card I decided to give it a try. I wanted to buy some new equipment for my business. I'm a photographer, and I was thinking to invest in a new camera and gear for the amount around $10,000. When I first got the card I checked the spending power and was approved for the transaction for $10k. After 1.5 months I decided to make the purchase that I planned. For some reason system didn't approve me for the amount requested ($10,147.00), but it offered me to call to the customer service. I spend 45 minutes on the line and spoke with 6 or 7 (I have lost the count) customer service representatives explaining my situation over and over again. The last person whom I spoke to was even kinda rude. When I explained her the situation and started complaining that I'm repeating myself for the seventh time and XXX told me that she didn't ask me to do that. WHAT O_o ?! I asked how she can possibly help me if she doesn't know the matter that I was calling about and received no answer. Finally, after 45 minutes on the phone, XXX told me that I was not approved the transaction amount that was requested without any reasonable explanation. So I closed my AMEX account and will never become they customer again. As a conclusion, I have to say that for the company that charges such a HUGE annual fee the customer service was just AWFUL, among the worst on the market like Comcast, Verizon, ATT etc. I have couple credit cards with NO annual fee WHATSOEVER, but the customer service experience and the benefits are SO much better! I hope that some folks out there will find this review helpful!
Charging the limit on a card, especially a new one, is frowned upon by creditors. Generally one shouldn't charge more than 30% of the limit.