Business Gold Rewards Card from American Express OPEN Reviews

Approval Odds

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4.0 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

4 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0 intro, $175 after first year
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR Not Applicable

These reviews were written by current and former cardholders in the last year.

Oct 28, 2017
BGR: For legit business owners
nole1977 Cardholder

Generous sign-up bonus. Exclusive perks. No pre-set spending limit. Outstanding customer service. This card is a great business card for those who don't need the perks of the Platinum. Savvy business owners should be aware of the terms and conditions of this card. If you want to carry balances, this card is not for you. If you want to try to game the system, this is not for you. Remember that this is a business charge card, and cardmembers are held to different standards than those for personal cards. Use this card as intended, plan a strategy for maximum points, and reap the benefits of a seasoned relationship with AmEx.

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Jun 29, 2017
Very bad customer Service
Simon5353 Cardholder

I called American Express to ask if i could make a charge of certain amount, and i simply got transferred 6 times and the call took about an half hour to simply get this answered 

I have other cards from Chase and this question would take them less than a minute to answer 

Best regards


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Jun 28, 2017
As close to perfect as it can be
DipyG Cardholder

I'm sure individual cases are varies, just like some of the other reviewer's experiences are, however my experience has been nothing but good with Amex, every time I want to charge some large amount, I always check first ( a day before, not longer than that ) and always got approved and the transaction always went smoothly, one of the larger purchase I used is a down payment for a car at a dealership and it went through no problem, paid it off at the end of the month and rack the points up, well worth the annual fees.

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May 18, 2017
Anonymous Cardholder

very usfull for biz tracking , love the points way worth the fee

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Business Gold Rewards Card from American Express OPEN