The annual fee does not matter, you are practically only spending $30/month on the fee because of $100 annual fee credit and $120 dining credit ($10/month) for a list of places. Amazing card with GREAT perks! Customer service and app management beats any, don't think twice !

I've had this card for going on almost two years, never had an issue with it, the balance is paid every month, not sure it has helped my credit score too much but either way I keep it for the convenience.

Worst customer service. Worst point system ever. I spend thousands of dollars monthly, which get paid immediately, I never carry a balance, and these thugs decline a charge that?s over 2,000. The benefits do NOT outweigh the annual fee. Worst card company ever. Going to cancel both my personal and business cards. Chase has better rewards and MUCH better customer service.. STAY AWAY from Amex!! The absolute worst!!

Amex sent me an offer through my Blue Magnet Card. I applied and got approved with "Pay Over Time Limit of $15,000 and only $250 Annuel Fee and Not $295. I look forward to taking advantage of those sweet points and benefits.

I love this card I charge large business expenses to this card to get those sweet sweet sweet reward points.

I loves this card I charge large business expenses to this card for those sweet sweet sweet reward points

I have this card prefect for me I like to credit large business and earn those sweet sweet sweet reward points.

Generous sign-up bonus. Exclusive perks. No pre-set spending limit. Outstanding customer service. This card is a great business card for those who don't need the perks of the Platinum. Savvy business owners should be aware of the terms and conditions of this card. If you want to carry balances, this card is not for you. If you want to try to game the system, this is not for you. Remember that this is a business charge card, and cardmembers are held to different standards than those for personal cards. Use this card as intended, plan a strategy for maximum points, and reap the benefits of a seasoned relationship with AmEx.

I called American Express to ask if i could make a charge of certain amount, and i simply got transferred 6 times and the call took about an half hour to simply get this answered? ? I have other cards from Chase and this question would take them less than a minute to answer? ? Best regards Simon?

I'm sure individual cases are varies, just like some of the other reviewer's experiences are, however my experience has been nothing but good with Amex, every time I want to charge some large amount, I always check first ( a day before, not longer than that ) and always got approved and the transaction always went smoothly, one of the larger purchase I used is a down payment for a car at a dealership and it went through no problem, paid it off at the end of the month and rack the points up, well worth the annual fees.