ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0 intro, $175 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR Not Applicable
American Express is a Credit Karma partner
The Business Gold Rewards Card from American Express OPEN is a charge card that can earn you serious rewards for business expenses.
What to Like
Rewards categories are targeted towards business expenses, with bonus reward categories for airfare, advertising, gas, shipping and computer purchases. For the first $100,000 in purchases, cardholders get 3x points in one of those categories (of their choosing), and 2x points in all the other four. There’s also no annual fee for the first year.
Look Out For
This is a charge card, meaning your full balance will be due when you receive your statement. There’s also a $175 annual fee after the first year.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.