Lance Cothern, CPA

Lance Cothern is a freelance writer specializing in personal finance. His work has appeared on Business Insider, USA Today.com and his website, MoneyManifesto.com. Lance holds a Bachelor of Business Administration in accounting from James Madison University. He also holds a Certified Public Accountant license in the state of Indiana. When he isn’t writing, you can usually find him spending time with his family at the local beach.

Women friends right outside the train station walking to the exit for directions and transportation for the city center

Chase Freedom Unlimited® benefits: How to get more out...

Female Real Estate agent offers insurance to young couple.

What is the 50/30/20 rule budget?

The best retail store credit cards

Young man at home on cellphone, contacting a credit bureau to get a copy of his credit report

How to contact each major credit bureau

Young woman in a blue shirt looking at laptop to learn about residual interest on credit cards

How to avoid residual interest

Young woman in a cafe wondering which type of savings account to open

Different types of savings accounts: Which is best for...

Woman leaning out of the sun roof of her car, thoughtfully looking into the distance

Auto insurance scores: What you need to know

Young couple at car dealership looking at new car together

What is a balloon payment on a car lease,...

Woman charging electric car with open trunk while standing outside house

Electric car lease: What you need to know

Young woman outside holding a cup of coffee

Mission Lane Visa® Credit Card review: A chance to...

Male student in a university library working on laptop.

Merrick Bank Secured Visa® card review

Man and woman working on a digital tablet together in an office

American Express® Business Gold Card review: For big-spending businesses

Young woman sitting in the window of a busy cafe, using her laptop

When was the credit card invented?

Monster Energy NASCAR Cup Series

NASCAR® Credit Card from Credit One Bank® review: Does...

Young man sitting on couch and holding credit card to learn about a finance charge

What are finance charges and why do they matter?

Man standing outside, holding his smart phone and smiling

How can I get out of a lease early?

Woman looking at a tablet with her young daughter, smiling

What is a credit card network and how do...

Man smiling at a car dealership, somebody is handing over car keys to him

Open- vs. closed-end leases: What you should know

Young man at car dealership looking to lease a car with bad credit

Leasing with bad credit: What to know about ‘lease-here,...

Woman signing paperwork at a car dealership

Should I buy out my car lease?

Students using laptop together outdoors

Bank of America student credit cards: Which one is...

Woman sitting in the driver's seat of her car, shaking hands with a man standing outside of the car

How a lease swap works

Woman sitting in the driver's seat of her car, looking out the window and thinking

Lease takeovers: 5 things to know before you take...

Young man leasing a used car and changing the radio station

5 things to know about used-car leasing

Couple looking at new car brochure and thinking about how to negotiate a car lease

How to negotiate a car lease

Man and a woman working together at their kitchen counter

Lease buyout: What you need to know

Young couple going over their finances together at home

Credit CARD Act: Credit Card Accountability Responsibility and Disclosure...

Two women standing outside a store window and looking at the mannequins

Nordstrom credit card review: Your ticket to anniversary sale...

Woman looking under the hood of her car

Should I sell my car for parts?

credit-card-pin

What’s a credit card PIN and how do I...

Mechanic fixing car engine in auto repair shop

Salvage title cars: Should you buy one?

Man sitting in cafe and working on his laptop

Should I trade in my car or sell it?

Father shopping for a dress with his young daughter

HSBC Cash Rewards Mastercard® credit card review: A simple...

Couple signing the documents to buy a new car at a dealership

What are in-house financing dealerships?

wells-fargo-platinum-visa

Wells Fargo Platinum Card review: A decent balance transfer...

Young man standing on the street holding coffee cup

SunTrust Secured Card with Cash Rewards review

1 2 3