Overall card rating

3.8
26 Reviews
from Credit Karma members

Most helpful positive review

Mar 19, 2021
Great for Delta Trips
Credit Karma Member

I use this card all the time to make little purchases here and there. I am basically using it to gain Delta Skymiles for when I travel to and from the US from Germany. Gotta love First/ Business Class!

Helpful5
Not Helpful2
Comment0
Flag

Most helpful negative review

Oct 24, 2022
CS 750 gave me highest apr
Credit Karma Member

I was supper excited to use this card. I was going to make it my primary card and with the credit score I had I assumed I would have had a medium apr. They gave me, literally, the highest maxed out Apr. it should be illegal for CC companies to not disclose your exact apr before applying. This is my highest credit card of 6 and I will not be using it.

Helpful2
Not Helpful0
Comment0
Flag


Member ratings


All member reviews (26)

14
4
2
2
4

Oct 24, 2022
CS 750 gave me highest apr
Credit Karma Member

I was supper excited to use this card. I was going to make it my primary card and with the credit score I had I assumed I would have had a medium apr. They gave me, literally, the highest maxed out Apr. it should be illegal for CC companies to not disclose your exact apr before applying. This is my highest credit card of 6 and I will not be using it.

Helpful2
Not Helpful0
Comment0
Flag

May 04, 2022
I got approved !
Credit Karma Member

I got approved for the American Express Delta gold card they automatically approved me for $10k with a 715 fico 8 I got the welcome bonus after 1 month because I spend 2000$ on the first 90 days ! 75000 wooot

Helpful3
Not Helpful0
Comment0
Flag

May 11, 2021
Great card (Karma Approval Odds don't mean much)
Credit Karma Member

Check your pre-approval on the AmEx site...I was approved instantly in April with a mid-600's score & CL of $1000. It's been 28 days and I've already spent over $4k with the card & received my welcome bonus (70k miles!) I will be submitting a CLI request at 61 days since my utilization was awful at the time of the application.

Helpful3
Not Helpful0
Comment0
Flag

Mar 19, 2021
Great for Delta Trips
Credit Karma Member

I use this card all the time to make little purchases here and there. I am basically using it to gain Delta Skymiles for when I travel to and from the US from Germany. Gotta love First/ Business Class!

Helpful5
Not Helpful2
Comment0
Flag

Jul 03, 2019
First AMEX
Credit Karma Member

Although Credit Karma said I have a poor chance of getting approved, I went to the AMEX prequalifcation site and was prequalified me for this card with a $1000 limit. My credit scores are in the mid-600s. I plan to use this card to pay bills in order to build miles. Great thing about this card is that you can get your number right away so that you can start shopping online. I've have already set up for my bills to be paid in full every month because I do not plan to carry a balance on this card.

Helpful14
Not Helpful0
Comment0
Flag

Jun 05, 2019
Credit Karma Member

Got approved with 625 Fico 644 TU 639 EQ . Credit karma said poor odds but I got an invitation in the mail with my delta sky miles number . If you have flown delta and have a sky miles number I think that helps. 1k limit and will go for 3x cli after 61 days. 60k points after 2 k spending in 3 months which equates to $600 in flight credit. Worth it . My first Amex

Helpful12
Not Helpful0
Comment0
Flag

Mar 30, 2019
Credit Karma Member

I applied for this card with a credit score of 640 and was approved for $1000 CL. I have paid my balance every moth in full. I asked for an increase three times and was denied. I have Qucksilver one and started with the same $1000 CL. After 5 months they incresed me to $1500. I have also received more than $150 in cash back from Quicksiler one in the span of one month. I think I will use my captial one card instead

Helpful22
Not Helpful9
Comment1
Flag

Mar 29, 2019
Great for getting Delta Skymiles
Credit Karma Member

Credit Karma said my approval odds for this card were poor. My TU Wwas 659 and EQ was 664. I got approved in seconds.

Helpful14
Not Helpful0
Comment0
Flag

Mar 15, 2019
This is the WORST. CARD. EVER.
Credit Karma Member

No matter if you pay this card off every month and you score goes up and up, someone in Mumbai, India will deny you a CL increase all the time. They are horrible in the customer service area. This is a sock drawer card at best and is only good to pay monthly bills to get the miles with. Other than that, it's just a glorified ATM CARD! Avoid at all cost, in fact bury it in the sock drawer!

Helpful12
Not Helpful13
Comment1
Flag

Feb 24, 2019
Don't hesitate.....GET IT!
Credit Karma Member

When I first applied for this card I was denied due to a supposedly low FICO score. I waited 2 weeks to reapply and was approved! At the time of acceptance my TU was 598 and my EX was 640. I now have a TU of 647 and EX is 714. I also exceeded the $1,000 requirement in the first month and about a week letter received an email telling me that I had acquired 30,000 miles! I've only had my card for 2 months and I couldn't be happier. I highly suggest it.

Helpful22
Not Helpful2
Comment1
Flag

1-10 of 26

See Approval Odds before you apply

We’ll estimate your chances of approval based on your credit profile. Join today — it’s free! You’ll also get:

Sign up
  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.

†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.