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Gold Delta SkyMiles® Business Credit Card from American Express

Approval Odds

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4.0 out of 5 stars
5 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

5 out of 5 stars

Customer Service

4 out of 5 stars

4 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0 introductory annual fee for the first year, then $95
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.49% - 19.49%* Variable
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These reviews were written by current and former cardholders in the last year.

Sep 10, 2016
Great Card
Anonymous Cardholder

Applied score in the low 600's. Approved

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May 15, 2016
Great if you fly Delta
Komp87 Cardholder

If you fly Delta then the card works wonders. The fact that you get free baggage check alone pays for the fee itself. I have/had five Delta flights this year and everytime I have 2-4 people with me. As far as the Skymiles and other perks then eh... it's okay. There's better airlines with better perks. But since I'm an SPG Gold member and also parter with Enterprise and National rental service, this card fits perfectly in my trifecta. 

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May 09, 2016
Great for frequent delta flyers
trynaearn Cardholder

I am a frequent Delta flyer and applied for this card hoping that I would be approved.  At the time, my CS was 640 (up from 540 6 months prior).  I was instantly approved for a $2k limit and 50,000 bonus miles after $1k in spending.  I used the card to purchase a drink on a flight and was given a $50 statement credit.  The mileage rewards are pretty weak compared to other mileage cards, as 1 mile per dollar will require high spend for a free flight.  On the other hand, the free checked baggage perk can easily outweigh the $95 yearly fee, as long as you frequently fly Delta.  The last trip I took saved me $100 in baggage alone. 

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Feb 25, 2016
If you fly with Delta.......
GGJrtravel Cardholder

CK has always said I had a "fair" chance of approval but I kept receiving Amex offers in the mail and with a trip upcoming I was curious. I rarely apply for cards due to the credit score hit but applied online and was approved with a very good limit. The only disappointment was the fact that Amex messed up my SkyMiles acct # and it took 1 chat and several calls to Amex cs to get that fixed and they even messed up the replacement card. When I had to call about that I was sent to the fraud dept and spent way too much time with an idiot who never listened to the problem THEY created and I warned if he didn''t change his tone/attitude I was going to hang up.....and did. I was suprised they would have hired someone like that, oh well I have the card and have had no issues since.

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Feb 16, 2016
Good perks, but low limit
2011Switchback Cardholder

I have other cards with 10-20k limits, was approved with only 1k limit. I called, asked for a little bump and denied. I did apply over the Amex website, which got me 50k miles with $1000 spend in 3 months, which was nice. I'm keeping it long enough for my flight perks for my fall vacation, then I will dump it prior to the annual ($95) fee kicking in

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Gold Delta SkyMiles® Business Credit Card from American Express