Gold Delta SkyMiles® Business Credit Card from American Express

Approval Odds

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3.5 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

3.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0 intro, $95 after first year
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.99% - 19.99%* Variable

These reviews were written by current and former cardholders in the last year.

Mar 16, 2017
Don't get it.
Vivace59 Cardholder

It will say the approval Odd is very good and when apply for the card they will disapprove you and impact on your credit score. Garabahe 

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Sep 10, 2016
Great Card
Anonymous Cardholder

Applied score in the low 600's. Approved

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May 15, 2016
Great if you fly Delta
Komp87 Cardholder

If you fly Delta then the card works wonders. The fact that you get free baggage check alone pays for the fee itself. I have/had five Delta flights this year and everytime I have 2-4 people with me. As far as the Skymiles and other perks then eh... it's okay. There's better airlines with better perks. But since I'm an SPG Gold member and also parter with Enterprise and National rental service, this card fits perfectly in my trifecta. 

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May 09, 2016
Great for frequent delta flyers
trynaearn Cardholder

I am a frequent Delta flyer and applied for this card hoping that I would be approved.  At the time, my CS was 640 (up from 540 6 months prior).  I was instantly approved for a $2k limit and 50,000 bonus miles after $1k in spending.  I used the card to purchase a drink on a flight and was given a $50 statement credit.  The mileage rewards are pretty weak compared to other mileage cards, as 1 mile per dollar will require high spend for a free flight.  On the other hand, the free checked baggage perk can easily outweigh the $95 yearly fee, as long as you frequently fly Delta.  The last trip I took saved me $100 in baggage alone. 

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Gold Delta SkyMiles® Business Credit Card from American Express