Credit cards for excellent scores

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CK Editors’ Tips††: Excellent credit provides you with a wide range of options when looking for a new credit card.
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What to consider when choosing a credit card for excellent credit
When you have excellent credit, you can likely qualify for a range of terrific credit cards with eye-catching rewards and perks. But it’s important to remember that the best card for you isn’t always the one that offers the most features. If you don’t typically spend a lot in certain bonus categories or won’t use some credits and perks, you might end up paying more for questionable value.
How we picked the best credit cards for excellent credit
People with excellent credit can normally qualify for a wide range of credit cards, and our selections for the best credit cards for excellent credit feature different rewards opportunities. Whether you’re looking for simple cash back with no annual fee or high-value travel, there’s likely a rewards card that fits your needs on our list. Read more about our methodology for picking the best credit cards.
Jump to editors’ picks

Great for balance transfers††
Citi Simplicity® Card
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Citi Simplicity® Card

Great for balance transfers††

Citi Simplicity® Card

  • Intro balance transfer APR

    0%
    for 21 Months
  • Regular balance transfer APR

    17.74% - 28.49% Variable
  • Balance transfer fee

    Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
  • Annual fee

    $0
Intro balance transfer APR

0% for 21 Months

Regular balance transfer APR

17.74% - 28.49% Variable

Balance transfer fee

Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Annual fee

$0

Great for smaller purchases††
Citi Rewards+® Card
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Citi Rewards+® Card

Great for smaller purchases††

Citi Rewards+® Card

  • Rewards rate

    1x - 5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    20,000
    Points
  • Editors' bonus estimate

    $264
Rewards rate

1x - 5x Points per dollar

Annual fee

$0

Welcome bonus

20,000 Points

Editors' bonus estimate

$264

Great for simple cash back††
Capital One Quicksilver Cash Rewards Credit Card
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Capital One Quicksilver Cash Rewards Credit Card

Great for simple cash back††

Capital One Quicksilver Cash Rewards Credit Card

  • Rewards rate

    1.5% - 5%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1.5% - 5% Cash back

Annual fee

$0

Welcome bonus

$200

Capital One Venture Rewards Credit Card
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Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

  • Rewards rate

    2x - 5x
    Miles per dollar
  • Annual fee

    $95
  • Welcome bonus

    75,000
    Miles
Rewards rate

2x - 5x Miles per dollar

Annual fee

$95

Welcome bonus

75,000 Miles

Great for travel rewards on a budget††
Bank of America® Travel Rewards credit card
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Bank of America® Travel Rewards credit card

Great for travel rewards on a budget††

Bank of America® Travel Rewards credit card

  • Rewards rate

    1.5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    25,000
    Points
  • Editors' bonus estimate

    $250
Rewards rate

1.5x Points per dollar

Annual fee

$0

Welcome bonus

25,000 Points

Editors' bonus estimate

$250

Great for flexible cash back††
Bank of America® Customized Cash Rewards credit card
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Bank of America® Customized Cash Rewards credit card

Great for flexible cash back††

Bank of America® Customized Cash Rewards credit card

  • Rewards rate

    1% - 3%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1% - 3% Cash back

Annual fee

$0

Welcome bonus

$200

Great for high flat-rate cash back††
Citi® Double Cash Card
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Citi® Double Cash Card

Great for high flat-rate cash back††

Citi® Double Cash Card

  • Rewards rate

    2%
    Cash back
  • Annual fee

    $0
Rewards rate

2% Cash back

Annual fee

$0

Great for balance transfers††
Citi® Diamond Preferred® Card
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Citi® Diamond Preferred® Card

Great for balance transfers††

Citi® Diamond Preferred® Card

  • Intro balance transfer APR

    0%
    for 21 Months
  • Regular balance transfer APR

    16.74% - 27.49% Variable
  • Balance transfer fee

    5%, Min: $5
  • Annual fee

    $0
Intro balance transfer APR

0% for 21 Months

Regular balance transfer APR

16.74% - 27.49% Variable

Balance transfer fee

5%, Min: $5

Annual fee

$0

Great for Costco and cash back lovers††
Costco Anywhere Visa® Card by Citi
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Costco Anywhere Visa® Card by Citi

Great for Costco and cash back lovers††

Costco Anywhere Visa® Card by Citi

  • Rewards rate

    1% - 4%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 4% Cash back

Annual fee

$0

Discover it® Cash Back
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Discover it® Cash Back

Discover it® Cash Back

  • Rewards rate

    1% - 5%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 5% Cash back

Annual fee

$0

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†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.