My score has gone up 100 points in the last year. I got approved for this card when my score was in the low 600’s. I pay for stuff like gas, groceries and stuff I need with money I have and pay off the full balance every month. I started with a $500 credit limit and months later it jumped up to $1000 and then $5000. I still pay the balance off every month because the interest is so high but this card saved my score.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* for 15 months
- Balance Transfer Regular APR 14.74% - 24.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 15 months
- Purchase Regular APR 14.74% - 24.74%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
I have had this card for 14 years with a $30,000 annual credit limit. Unfortunately, I pay the balance in full every 30 days. I received an e-mail that my credit limit has been lowered to $10,000 because I do not use it enough! Well, I do use it a lot, but I pay the balance in full every month. I can use home equity if I need more credit for a large purchase, but this makes no sense. I want to find another card that will not do this, if any exists.
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Sample Size: 964
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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