Ive just hit my 10 year anniversary with capital one on may 23rd 2016. Wow time go by so fast. I clearly remember my credit score 10 years ago at 520. They gave me a 200.00 unsecured capital one classic. I still have the card...lol. What i just want to share with the world tonight is Capital one is not a perfect bank, all banks have there flaws, high apr, unnecessary charges and high annual fee. Capital one is the reason i can get a car off the showroom floor with 0 down. I have 6 accounts with capital one. I live in california and they only have a cafe in santa monica ca. I will say that CAPITAL ONE GIVES SECOND CHANCES AND POST BK APPLUCANTS. Thats just awesome, We honestly need to stop and say wait a minute..no annual fee, its unsecured, and im on the 5 step credit program. Today my credit line is 50k with a score of 805. And it all started with a bank that said yes to me when everyone said no. IM IN FOREVER DEBT TO YOU CAPITAL ONE. THANK U.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* for 9 months
- Balance Transfer Regular APR 13.74% - 23.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 9 months
- Purchase Regular APR 13.74% - 23.74%* Variable
The Capital One® Quicksilver® Cash Rewards Credit Card offers appealing cash back terms to consumers with good to excellent credit.
What to Like
The Capital One® Quicksilver® Cash Rewards Credit Card includes 1.5% cash back on all purchases. There’s no limit or expiration date on the cash back rewards you earn for the life of the account, and no annual or foreign transaction fees. The card also includes a 0% intro APR on both purchases and balance transfers for 9 months.
Look Out For
Each balance transfer comes with a 3% fee.
Most Helpful Positive Review
Most Helpful Negative Review
The card itself is a great card to own, but beware of the bad customer service they have, whenever I needed help with their support in the past couple years since I got the card, I got nothing but bad experience, their customer support Representatives think they own you and they refused to give you any further information or help other than reading the screen in front of them, and the nicer you are to them, the more attitude you get from them. Overall I recommend the card, but don't expect much from their support.
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Sample Size: 964
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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