My story is similar to Jelsmom's I did not apply for the card nor was I pre-approved. Credit Karma said I had a poor chance of getting the card. In a quest to become more financially credot wise I called all my credit cards with an annual fee and ask them to waive it. Two did and two did not. The cards that did not waive the fee I paid in full and closed. I closed the accounts after getting credit line increases from the other two that did waive the fee so my credit purchasing power and credit score would not be affected. After explaining to the Cap1 customer service person what I wanted to do, he looked over my account and offered to switch my CO Platinum Card to the Quickesliver with no annual fee and then walked me through the process of merging the credit line from my Quicksilver One (has annual fee) in to the new Quicksilver. As my great granny would say “I am pleased as punch” Cap1 helping me get my credit financial life together and rewarding me for my efforts.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* for 15 months
- Balance Transfer Regular APR 16.24% - 26.24%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 15 months
- Purchase Regular APR 16.24% - 26.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
I have had this card for 14 years with a $30,000 annual credit limit. Unfortunately, I pay the balance in full every 30 days. I received an e-mail that my credit limit has been lowered to $10,000 because I do not use it enough! Well, I do use it a lot, but I pay the balance in full every month. I can use home equity if I need more credit for a large purchase, but this makes no sense. I want to find another card that will not do this, if any exists.
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Sample Size: 964
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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