Ive just hit my 10 year anniversary with capital one on may 23rd 2016. Wow time go by so fast. I clearly remember my credit score 10 years ago at 520. They gave me a 200.00 unsecured capital one classic. I still have the card...lol. What i just want to share with the world tonight is Capital one is not a perfect bank, all banks have there flaws, high apr, unnecessary charges and high annual fee. Capital one is the reason i can get a car off the showroom floor with 0 down. I have 6 accounts with capital one. I live in california and they only have a cafe in santa monica ca. I will say that CAPITAL ONE GIVES SECOND CHANCES AND POST BK APPLUCANTS. Thats just awesome, We honestly need to stop and say wait a minute..no annual fee, its unsecured, and im on the 5 step credit program. Today my credit line is 50k with a score of 805. And it all started with a bank that said yes to me when everyone said no. IM IN FOREVER DEBT TO YOU CAPITAL ONE. THANK U.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* for 9 months
- Balance Transfer Regular APR 13.24% - 23.24%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 9 months
- Purchase Regular APR 13.24% - 23.24%* Variable
The Capital One® Quicksilver® Cash Rewards Credit Card offers appealing cash back terms to consumers with good to excellent credit.
What to Like
The Capital One® Quicksilver® Cash Rewards Credit Card includes 1.5% cash back on all purchases. There’s no limit or expiration date on the cash back rewards you earn, and no annual or foreign transaction fees. The card also includes a 0% intro APR on both purchases and balance transfers for 9 months.
Look Out For
Each balance transfer comes with a 3% fee.
Most Helpful Positive Review
Most Helpful Negative Review
Being more than 3 months and spending over $500, still not honoring the bonus. Customer representatives not helpful at all.
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Sample Size: 964
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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