This offer is no longer available on our site: Chase Freedom Flex℠

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Chase Freedom Flex℠

Updated:

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40 reviews from Intuit Credit Karma members

3.2

Rating: 3.2 out of 5.

N/A

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Chase Freedom Flex℠ or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 25% 14% 25% 26% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 25% 14% 25% 26% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 25% 14% 25% 26% 9%

The average credit limit for members who have matched with this card or similar cards is $9,090, with $500 being the most common.

Here’s the average credit score of members who matched their Chase Freedom Flex℠ or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 6% 7% 47% 38%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 6% 7% 47% 38%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 6% 7% 47% 38%

The average credit score for members who have matched with this card or similar cards is 745, with 812 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

15.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

38 years

Average age of members who matched this card or similar cards.

$93,342

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.2

Rating: 3.2 out of 5.

40 reviews from Intuit Credit Karma members

Most helpful positive review

October 12, 2020

5

Rating: 5 out of 5.

More of a Good Thing

Credit Karma Member

I have 3 Chase cards and this one is just as good if not better than the rest. Easy application process, generous credit limit, great online portal for keeping up on things, and great cash back perks as always with Chase. I do have cards from other companies, but Chase remains my favorite credit card company for the above reasons.

Most helpful negative review

June 13, 2023

3

Rating: 3 out of 5.

Terrible at settling disputes

Credit Karma Member

Using this card is great. Low monthly payments, low APR, generous with credit limit increase. However, I tried disputing a product and service that I was unhappy with, because neither the product nor the service were as discussed before receiving. Tried to settle the issue with the merchant. They refused when they were clearly in the wrong. I even had proof. Despite this, the customer reps denied my dispute and hung up in my face. This sucks, because I followed the guidelines provided for filing disputes, and even tried to get the mattered settled with the merchant. The customer rep was obviously a foreigner and couldn't understand my problem (I don't think they really cared). According to the rep, my dispute was denied because I followed through with the transaction. This doesn't make any sense. In most cases, the customer has to pay before receiving the product. I'm disappointed. I split this purchase with my AMEX credit card, and disputed that half as well. Amex approved of my dispute, and I got half my money back. Thank you AMEX for looking out for you customers. Chase needs to step it up, and hire the right people for customer service.

All member reviews