Overall card rating

3.5
1185 Reviews
from Intuit Credit Karma members

Most helpful positive review

Jan 24, 2022
Great card 2% on everything!
Credit Karma Member

I have had this card for a couple of years and it is my main card. I have earned over $3,000 cash back. Since I pay off my card each month, it's free money. I don't have to worry about spending categories or doing anything, the rewards are done automatically.

Helpful104
Not Helpful29
Comment1
Flag

Most helpful negative review

Jul 26, 2022
Waste if credit running
Credit Karma Member

I have a 740 credit score. No debt. No late payments. And they denied me. Credit went down 15 pts for applying. Don’t waste your time or credit points! They are a total waste and a joke!

Helpful309
Not Helpful72
Comment16
Flag


Member ratings

Application process
Customer service

All member reviews (1185)

472
113
63
49
488

Dec 04, 2023
Cash back credit card
Credit Karma Member

I got approved right now. Thank you credit Karma.

Helpful0
Not Helpful0
Comment0
Flag

Dec 02, 2023
Great Card!
Credit Karma Member

Got it from a promo code they sent me in the mail while I was still building credit (about 2 years into my journey). Only con is you need to get $25 before you can access the cash back, but otherwise you can't go wrong with 2% back on everything you purchase. Gave me a credit increase after being with them for a year. Before I got this card I wanted the Chase Freedom Unlimited but they'd never approve me after 3 separate applications (including a mail offer with a code) over the span of many months, so this one is the winner.

Helpful0
Not Helpful0
Comment0
Flag

Dec 01, 2023
A joke!!!
Credit Karma Member

My odds were outstanding I was told for this crap card! Well they denied me and now my points will probably go down!!!!

Helpful3
Not Helpful0
Comment0
Flag

Nov 29, 2023
Complete waste of your time with the low credit li
Credit Karma Member

Like so many others I have had a score over 770 for years and 6 cards over $20 k limit . I took a hit on my credit for $1000 limit . Don’t waste your time . It has taken 3 years to get an increased limit still a low amount.

Helpful0
Not Helpful0
Comment0
Flag

Nov 28, 2023
Abominable customer service
Credit Karma Member

Worst customer service I've ever seen. Automated prompts, put on hold repeatedly, no one speaks English clearly, and after 40 min they still couldn't verify my identity for reasons they refused to tell me. Now I have to wait for a letter in the mail to call them back again with a number. I'm sure it'll be just as bad the second time.

Helpful0
Not Helpful0
Comment0
Flag

Nov 25, 2023
Worse CC I have
Credit Karma Member

Limited is low, practically never increases, when I’ve had an increase (ONCE in like 4 years) it was a couple hundred…or, same as NOTHING. It’s useless.

Helpful0
Not Helpful0
Comment0
Flag

Nov 25, 2023
Very satisfied and surprised
Credit Karma Member

I was surprised that they approved me well I have like 28 credit cards

Helpful0
Not Helpful0
Comment0
Flag

Nov 24, 2023
None approval
Credit Karma Member

760 lol not good enough

Helpful0
Not Helpful0
Comment0
Flag

Nov 20, 2023
Options
Credit Karma Member

Car has great attributesccould possibly need it some day

Helpful0
Not Helpful0
Comment0
Flag

Nov 19, 2023
The worst customer service
Credit Karma Member

1. I lost my card, and it took me 20 minutes to lock it. I had to speak with two representatives who kept asking me the same questions over and over again. 2. I asked for overnight delivery to replace my card. However, the card was not sent on the same day as requested, but a few days later on Friday. I hope I will receive it by Monday.

Helpful0
Not Helpful0
Comment0
Flag

1-10 of 1185

See Approval Odds before you apply

We’ll estimate your chances of approval based on your credit profile. Join today — it’s free! You’ll also get:

Sign up
  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.

†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.