I had a fraudulent charge made to my account which I proved with sufficient documentation. Citi did not stand behind a long time customer that has thousands of dollars in transactions monthly and that pays every month in full. They don't me I don't need them. I have begun to migrate all of my autobills over today and close this account out.

Opened this card for a balance transfer. Takes 14days to transfer even though the account was open and card was active. I complained at why it took so long and asked is there any consequence for canceling. They admittedly assumed I wanted to cancel and did so then refused to reverse it and are making restart to entire process and wait 14 days again. Beware they won’t help you if they make a mistake.

Very poor. Do not bother. Credit Karma stated I had an excellent approval odds and I applied and was immediately denied. It have never missed a payment in my life.(mortgage, car payment, credit card). Do not bother with this card.

I was pre approved and got denied neway now I have a hard hit on my report

Terrible! I had a flag for very good approval odds, but was denied credit. Now I have an unnecessary ding on my credit report. Don't be fooled into applying even if you have good credit.

I never had a problem, there is no better rewards card out there

It's not the best of all credit cards but it gets the job done. I like it!

Credit Karma said good approval odds. I applied and was denied. My credit is great, my rating is great. I was disappointed of course but the "good approval odds" comment should not have been said if not true.