Don’t waste your time filling out for this card 800 credit score numerous cards with high limits with no balance on them I never float a balance. Just paid 60k off my low mortgage have 140k in my bank but you guessed it I don’t qualify

Said i was "excellent ", and they denied me. Never late on any of my payment. Don't apply!!!

Citibank is the worst bank ever. They will not give you the points and then you call them and they make some excuses. They are the worst

Horrible approval rate. Stop playing with our credit scores CK! Some people work really hard to improve it!

I applied approved wasn't a problem but won't approved you the full amount of the balance on your previous card. So I'd wouldn't call it a balance transfer. I'd call it an (( whatever they give you transfer card )) Don't apply for this card it will take points away from your credit score for nothing at all.

Applied for the card and was approved immediately. Card was mailed to me in a reasonable time frame. The problem started 2 days ago when i planned on using it on vacation. I put in a travel advisory 3 days prior to me goin on vacation as a “heads up”. Well here I am all the way in a different time zone and they can’t verify my account. They said they will send a letter to my address so i am able to verify. No thanks, i will be canceling the card AND removing my personal account from Citibank because this is wayyyy past ridiculous. I answered all security questions and still no access. Beware ppl.

I pay on time and make extra/multiple payments. But they keep lowering my credit limit on monthly basis now which causes my score to drop !!! It's ridiculous! And they are the ONLY joke of a "company" that does that! Can't wait to pay off my credit card and I'll NEVER EVER use em again!!!!

So accounting, let's talk about this. I paid my account a check took it's sweet time going through mail so I wrote another. I was charged over 8k on citi's side after writing the check on a 2 k ballance and my max on the card was 4k. Somehow they even charged me a late fee. I've never once had a late payment. My credit is through the crapper thanks to this card and crap cust service. 780 to 600 something... I'm canceling my card after they cashed a check then magically never received it. I had the card for a year. Everything was fine till I added a second account and as of recent. This entire year 2023; has been filled w only their accounting issues and none of the cust service pple really help. It took me three months to clear that 8k triple charge.

I was not done with filling everything out and making sure it was correct. Scrolled up on my phone, and it submitted the application. Tried to contact them to fix my information, and cannot get through to nobody now showing a hard inquiry on my credit for no reason.

Horrible approval rate don't waste your inquiry