I have had this card for a couple of years and it is my main card. I have earned over $3,000 cash back. Since I pay off my card each month, it's free money. I don't have to worry about spending categories or doing anything, the rewards are done automatically.
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I have a 740 credit score. No debt. No late payments. And they denied me. Credit went down 15 pts for applying. Don’t waste your time or credit points! They are a total waste and a joke!
All member reviews (1185)
I got approved right now. Thank you credit Karma.
Got it from a promo code they sent me in the mail while I was still building credit (about 2 years into my journey). Only con is you need to get $25 before you can access the cash back, but otherwise you can't go wrong with 2% back on everything you purchase. Gave me a credit increase after being with them for a year. Before I got this card I wanted the Chase Freedom Unlimited but they'd never approve me after 3 separate applications (including a mail offer with a code) over the span of many months, so this one is the winner.
My odds were outstanding I was told for this crap card! Well they denied me and now my points will probably go down!!!!
Like so many others I have had a score over 770 for years and 6 cards over $20 k limit . I took a hit on my credit for $1000 limit . Don’t waste your time . It has taken 3 years to get an increased limit still a low amount.
Worst customer service I've ever seen. Automated prompts, put on hold repeatedly, no one speaks English clearly, and after 40 min they still couldn't verify my identity for reasons they refused to tell me. Now I have to wait for a letter in the mail to call them back again with a number. I'm sure it'll be just as bad the second time.
Limited is low, practically never increases, when I’ve had an increase (ONCE in like 4 years) it was a couple hundred…or, same as NOTHING. It’s useless.
I was surprised that they approved me well I have like 28 credit cards
760 lol not good enough
Car has great attributesccould possibly need it some day
1. I lost my card, and it took me 20 minutes to lock it. I had to speak with two representatives who kept asking me the same questions over and over again. 2. I asked for overnight delivery to replace my card. However, the card was not sent on the same day as requested, but a few days later on Friday. I hope I will receive it by Monday.
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