I've had capital one cards for over 15 years and they hardly ever increase the credit line. These are my lowest credit line cards. I have AMEX Discover, Chase, etc with $20k and higher credit lines-per card, have excellent credit, less than 1% credit utilization and even with all of that and the years of business with no late pays ever, on anything and they still won't increase the credit limit. I charge a small reurring bill monthly just to keep the credit line open to avoid the hit from closing the account. Don't waste your time. There are better cards out there.

I applied based on them saying i had an outstanding chance for approval. Got denied. I also saw just in September credit karma is ordered to pay customers due to their false pre approvals.

Applied for this card through Credit Karma and was approved immediately with a high credit line…. Credit is fair high 600. The app makes everything super easy!

I will never understand how ive had a capital one secured card for the passed 4 years never missed a payment or been late, i make six figure a year and i cant get approved for any cards even if i already have a card with the company in good standings

Currently with my 797 score credit karma says I have fair odds for approval. But I did get this card when my credit was not so great to rebuild and was approved. My limit has gone from $1000-$3500. There are rewards, but I rarely use the card since others offer better perks.

So, I had pretty meh credit (700) but also had their Quicksilver Card and they own my car loan, so I was kinda shocked they gave me 4k in credit. But the card works great, the quality of the card is nice. The kicker was the bonus, I was going to Hawaii for a wedding within their 90 day window, so since I had all the money saved, I just put it all on their card and got the bonus. Also - used it to redo my TSAPrecheck (the credit came within two weeks) and they will randomly just send me $100 credits for booking on their travel website. Perfect travel credit card.

I don't know a credit card company that puts a card holder on restriction on a purchase while making a purchase. My limit is at 10k and nothing is current. I called the customer support and they said they couldn't help me until 7 to 10 business days. Don't get this card. I'm annoyed and won't be using it anything else.

I've had this card for roughly 3 years, and it has become my go to- with one caveat. Benefits: 1. As punishment for paying off my car, my score hit 740s/50s. They are diligent with reports, and they make nice remarks each month for other businesses to see. My credits now 780/790s thanks to this card (and, of course, paying to a zero balance/keeping under 5% use). 2.Outstanding customer service. Honestly, I think the longest I've waited was 3-5 minutes. Reps are courteous, knowledgeable, and readily available. For example, I woke up at 1230am to a phone alert for Uber charges (this card offers immediate message updates for all account activity). I immediately notified the fraud department. By the time I woke up in the morning, the charges were gone. 3. Sign-on bonus points. 4. Capital one shopping. After I received my card, I received an invite to shop through capital one. Once activated, coupons pop-up when you look to purchase items all over the web. I've recently saved 5% on random small gifts, 15% on recurring dog food and treat purchases, and I even saved $99 on my couch (pleasing my inner penny-pincher). 3. Cash back points can automatically be applied to all Amazon purchases at check out (which is where the majority of my points go to). 4. The card is heavy- it's weird to mention, but card handlers frequently compliment me on the look and feel. 5. All card info is discretely placed on the back. The subjective: 1. I enjoyed using my points for a full hotel stay and car rental (I received another great discount for my car rental). However, I will look thoroughly before I purchase through their travel company again. My first trip with this card, I redeemed my points and booked directly through them. I blame my ignorance for not checking other options beforehand, but I took a 400 dollar hit when I looked at the same seats and car rental after.

According to CK, my chances of approval is at fair. However, I went and pulled the trigger. Bam, I was approved with a SL of $10,000 with a SUB of 100,000 after spending $10,000 in 6 months. Capital One payment system is great if you have their checking account. Also, I am 3 yrs into my BK.

This is my main card. Love the perks. Especially the Amazon points.