I was looking for a good balance transfer card and Credit Karma showed I had an "outstanding" chance of approval for this Citi Simplicity Card. I have an almost 700 credit score. I was denied and now have reduced my credit score. Thanks a lot!

Got a Pre-Approval letter in the mail. Got a decline and an inquiry on my credit now. Definitely will never have anything to do with them in the future.

I applied for this card and got a nice credit limit and now every 2 or 3 months they are decreasing the credit limit without any warning. They just do it. What's the purpose of giving the high credit limit.

Wish I read the other reviews first. My credit score is at least 760 and got turned down. No late payments, most of my cards have 15k to 20k limits and they turned me down for not enough information. I was not contacted and asked for anymore information either. Credit Karma listed this as an excellent chance of approval or they would pay me $50.00 if declined. Of course now I can't find where I read that at. Starting to have doubts about Credit Karma being all that it's promoted to be.

I had made my payments on time every month and starting in November Citi started charging me a large late fee despite payments being made on time every month. Authorities have been notified and these illegal late fees are not being paid. Use a credit union instead of these corporate thieves.

They gave me $3000 dollar credit card limit with a 780 score. What a joke!! All my cards have $10k-30k limits. I want to use the 0% for 21 months to pay down my debt which is not a lot but it was more than $3k. Not worth it!! What a waste of time!!

If you're looking for a balance transfer card, reconsider another option. Depending on the balance transfer requirement, Simplicity approves very low credit limit despite having 800+ credit rating. I am canceling the card.

You will most likely not get approved! My chances were excellent according to credit karma and was rejected. Click bait if you ask me. Read the other negative reviews if you don't believe me.

I have a 779 credit score with 8% usage and they gave me a $500 credit limit. I have 4 or 5 cards with 10k limits. I was just going to do a balance transfer short term but this is a joke. Credit Karma should be ashamed for using this company.

I was approved for a limit of 10,000, within 4 months of opening the card, they reduced the limit to exactly what was on the card with NO warning at all. It is useless and I wish I had never applied for it and credit karma, stop recommending junk.