Great for balance transfers
If you’re trying to pay off credit card debt, then this card is the best card for you. If you want a rewards card, do NOT get this card. Not only is the intro balance transfer offer for 21 months, each month, you get another 0% balance transfer offer for 10 months on any available balance you have. I have 4 cards with balances, and I have been able to slice the balances in half just by transferring exactly what I can pay off comfortably in 10 months each time. There are absolutely no other benefits outside of the balance transfer offers.