was not approved, where's my 50 dollars?

The 0% transfer offer is a lie. Balance transfers are made to be impossible. Every representative is out of the country and have accents so thick you can’t anywhere.

lame, should have received a lot more pretty useless at 3k

Wish I’d seen other reviews before I let my 791 score take a hit. They gave me 3k. Not helpful for transfers and no cash back on this card, so basically a waste in every way. I’d pass on this one.

Got the card, but the line of credit for me was very low and with the 5% fee to transfer they are not showing they want loyalty from a credit card user. I wanted to transfer most of my debt and still have something left so my credit usage ratio was not high. The low line of credit will make it look like you are maxing your credit and go over the 30%. Shame.

It was very easy to apply and I got approved for 12K. I almost didn't apply after reading the reviews, but I'm glad I did. Looking forward to using the 21 months of zero interest on my balance transfers.

I have great credit and wanted to use this card for balance transfer. Just like most of you, they gave me a credit limit of $500!!! Seriously!!?!?! What a joke. Credit Karma get rid of this. It’s a waste of peoples time and an unnecessary hit on credit rating!

I would only use this card because you could get a 7% loan based on your availible credit. It was a excellent feature. They got rid of it and want you to get a expensive transfer balance. I can get that anywhere. I closed the account.

Start you with low rate and then stick you with rate of 17 1/2 %. I have a fico of 840 and without knowing it they were charging me outrageous rates. Stay away from Citibank cards.

I got this card for a balance transfer to not having to pay interest. I applied and was instantly approved for 10k. I have another card of theirs for about 2 years with never a issue at all. Highly recommend.