I would definitely NOT recommend any Citi credit cards. If you like talking to foreign reps who love to see Americans get railed on their credit card and like seeing them lose on unauthorized charges, then go for it. Worst service ever. Just closed two accounts with City.

I’ll need to give another review once I’ve had the card for a while but my initial experience has not been great. I have excellent credit and was approved for only 4200. The purpose of applying for this card was to take advantage of the the intro 0% APR for balance transfers and this limit just won’t cut it. I called to ask if they could reconsider they would not. More upset about the horrible customer service than the fact they would not raise the limit. Such a waste of a hard inquiry.

Good

Was approved for 4,100.00 I need a 4, 400.00 to cover the bill I wanted to transfer. They would not increase my limit. My score is over 800. What a mess.

Charges from Hong Kong..i reported it. CITI removed them...The very next day they added them back!!! I disputed Again and froze my card. said they would investigate. 3 Months later called and they said they need to reinvestigate. They told me the product were delivered here at my home and that I ordered them!!! therefore i was responsible. So I transfered ALL balance to another card until they could figure it out...And just like that they said my dispute was finished and I would be getting my refund.This took over 3 months!! If I didnt tranfer balane im 100% sure They would not have refunded my money... Fast forward..Today I waas given an alert from my credit monitoring company that they(citi) has put remarks on my credit report!!! So here we go again. If I could give "NO" stars I would

Citi is a joke! I applied for this card and was denied. I called the reconsideration department and they wouldn't budge from their decision. The rep was somewhat cold and robotic. They pull from Equifax. My actual FICO score is 745, income $90k, 16% utilization, no judgments, bankruptcy, or collection items. I'll know more when I get their denial letter. This was a wasted hard pull!

I will never trust credit karma again. why would you suggest and list the card you should apply for to help your credit and then they decline you! Got me once never again

I had very good odds of approval according to CK. Not sure if this is a CK thing or Citi. But I was rejected. Not happy at all about the hard hit. I WOULD HAVE NEVER applied had my odds not been good as I don't need it, just thought it would be nice to transfer a balance.

Had the card used it a lot. Once paid off and didn't use it as regular as I did, they decided to close the account with NO notification electronically, by phone or by mail. I found out from credit karma when my score deducted because of the closed account. Not how to do business. If you apply use it, if not they will close it. Not a good card if you need one for emergencies only. Keep that in mind before applying.

My credit score right now is 650. I have 16% utilization and a total of 30k+ in loans between student and auto. I have the Citi double cash card (highly recommended!). I got approved for $2,000 right off the bat. My other limits are as follows: citi double cash $800, capital one secured platinum $500, Amex blue cash everyday $2,000, Kohl's $300. Take the chance and give yourself zero interest for a year, but don't over do it.