When I applied for this card, it actually had a longer 0% rate on balance transfers and purchases. I got the card for the sole reason of the balance transfer, I was immediatedly granted somewhere in the $2,000 credit range which was unfortunately not enough to cover all of the transfers that I wanted to make. Before I even got the card, I was able to call them up and they bumped my limit up to $3,700 which was enough to cover what I needed. All in all, this card did exactly what I needed it to do.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 21 Months
- Balance Transfer Regular APR 16.24% - 26.24%* Variable
- Annual Fee $0*
- Purchase Intro APR 0% for 12 Months
- Purchase Regular APR 16.24% - 26.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
CitiSimplicity Customer Service is the worst I have encountered. They provide circular - useless answers, put your card on hold even you took the time to tell them where and what you were going to buy and how much you were going to spend on valid accounts in good standing. They pretend to be helpful but use incorrect information to verify the account as if they are looking at some other made up account. My account is just a few months old but I have no intention of putting it to use now that I have had such a bad experience and my situation is still not resolved and my card is still not available to me despite my efforts AND LOOKOUT the foreign language speaking operators ask you to give them at least two complete Credit Cards from other major banks in order to verify your account "another way" then tell you that they still cannot verify the account. NOW I HAVE TO WATCH NOT ONLY WHAT IS GOING ON WITH CITISIMPLICITY BUT ALSO THE ACCOUNTS THAT WERE SO-CALLED USED FOR VERIFICATION THAT DID NOT TAKE PLACE.
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Sample Size: 3,722
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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