Credit cards for no credit

We recommend these cards from our partners.
CK Editors’ Tips††: Credit cards for no credit can help you establish a credit history, and some even come with rewards.
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What to consider when choosing a credit card for no credit
Credit cards for no credit can come with cool features like rewards and other perks, but it’s worth remembering that their primary use is to help you establish a credit history. While there’s no problem with looking for bonus rewards rates, don’t forget to look for cost-effective features like no annual fee and a relatively low purchase APR. If you do, you can avoid expensive costs that might wipe out any value you get from rewards.
How we picked the best credit cards for no credit
Our best credit cards for no credit can help you build a credit history while keeping your costs relatively low. While we selected several rewards cards, our main aim was to pick cards that won’t charge high fees just for the ability to build credit. We also picked both secured and unsecured credit cards because either type of card might be right for you depending on the circumstances. Read more about our methodology for picking the best credit cards.
Jump to editors’ picks

Great for no credit check††
OpenSky® Secured Credit Visa® Card
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OpenSky® Secured Credit Visa® Card

Great for no credit check††

OpenSky® Secured Credit Visa® Card

  • Min. deposit

    $200
    Refundable
  • Regular purchase APR

    25.64%* Variable
  • Annual fee

    $35
  • Rewards rate

    10%
    Cash back
Min. deposit

$200 Refundable

Regular purchase APR

25.64%* Variable

Annual fee

$35

Rewards rate

10% Cash back

Great for a low purchase APR††
First Progress Platinum Select Mastercard® Secured Credit Card
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First Progress Platinum Select Mastercard® Secured Credit Card

Great for a low purchase APR††

First Progress Platinum Select Mastercard® Secured Credit Card

  • Min. deposit

    $200
    Refundable
  • Regular purchase APR

    19.24%* Variable
  • Annual fee

    $39
  • Rewards rate

    1%
    Cash back
Min. deposit

$200 Refundable

Regular purchase APR

19.24%* Variable

Annual fee

$39

Rewards rate

1% Cash back

Great for a lower security deposit††
Capital One Platinum Secured Credit Card
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Capital One Platinum Secured Credit Card

Great for a lower security deposit††

Capital One Platinum Secured Credit Card

  • Min. deposit

    $49, $99 or $200
    Refundable
  • Regular purchase APR

    29.99% (Variable)
  • Annual fee

    $0
Min. deposit

$49, $99 or $200 Refundable

Regular purchase APR

29.99% (Variable)

Annual fee

$0

Great for prior bankruptcies††
First Progress Platinum Elite Mastercard® Secured Credit Card
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First Progress Platinum Elite Mastercard® Secured Credit Card

Great for prior bankruptcies††

First Progress Platinum Elite Mastercard® Secured Credit Card

  • Min. deposit

    $200
    Refundable
  • Regular purchase APR

    25.24%* Variable
  • Annual fee

    $29
Min. deposit

$200 Refundable

Regular purchase APR

25.24%* Variable

Annual fee

$29

Great for a low purchase APR††
First Progress Platinum Prestige Mastercard® Secured Credit Card
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First Progress Platinum Prestige Mastercard® Secured Credit Card

Great for a low purchase APR††

First Progress Platinum Prestige Mastercard® Secured Credit Card

  • Min. deposit

    $200
    Refundable
  • Regular purchase APR

    15.24%* Variable
  • Annual fee

    $49
  • Rewards rate

    1%
    Cash back
Min. deposit

$200 Refundable

Regular purchase APR

15.24%* Variable

Annual fee

$49

Rewards rate

1% Cash back

Great for access to credit††
Merrick Bank Secured Credit Card
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Merrick Bank Secured Credit Card

Great for access to credit††

Merrick Bank Secured Credit Card

  • Regular purchase APR

    22.70%* Variable
  • Annual fee

    $36 the first year. Billed $3 per month thereafter
Regular purchase APR

22.70%* Variable

Annual fee

$36 the first year. Billed $3 per month thereafter

Great for automatic payments††
Prosper® Card
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Prosper® Card

Great for automatic payments††

Prosper® Card

  • Regular purchase APR

    24.24% - 35.24%* Variable
  • Annual fee

    $0 intro with auto pay, then $39 after first year
Regular purchase APR

24.24% - 35.24%* Variable

Annual fee

$0 intro with auto pay, then $39 after first year

Great for commuter students††
Discover it® Student Chrome
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Discover it® Student Chrome

Great for commuter students††

Discover it® Student Chrome

  • Rewards rate

    1% - 2%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 2% Cash back

Annual fee

$0

Great for rotating cash back categories††
Discover it® Student Cash Back
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Discover it® Student Cash Back

Great for rotating cash back categories††

Discover it® Student Cash Back

  • Rewards rate

    1% - 5%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 5% Cash back

Annual fee

$0

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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.