Do not get this card!!! Called them before an international trip and they said my card was ready to use. Day one on trip, they froze my account, and even after multiple calls, claim they need to investigate even though I said it was me. My account will remain frozen until they can do a review - for which they cannot give a timeframe. AWFUL!!!!!!!

I opened this card almost a year ago. Dutifully made my 15%+ payments and kept my credit score above the required amount to get a credit increase through their leap program. I got a small increase 4 months in, then nothing happened after the 6 months were up. Spent an hour on the phone with customer service trying to understand why there app was pushing me to do the leap program again. 2 months later and still no answer. The card itself is fine but this was a really disappointing experience.

Had this card for awhile but never used it. They closed my account for non use without notification. Ridiculous.

I have experienced a user-friendly relationship with my Petal Card thus far, would recommend it for other persons who want a helpful card that will bring them a good start toward building a better credit score/rating...

I was solicited. I was approved 5k I have along credit history 730 FICO. I said why not. soon after I noticed 2 charges totaling 2k+ I called said I have the card havent used it. I dont have PayPal so this isnt me. They had me send in all my documents etc. Then said "well they have your phone number, address, and card info so the charges are valid". I said here is the POLICE REPORT, THE FTC fraud Report, and all my documentation. This was for "services" I never used authorized, etc. Nope they have put them back on and told me too bad. WORST EXPERIENCE EVER. I now have the FTC going after them and I am going to sue them just for fun over this. Visa will not help this "web bank" from Utah. RUN AWAY FROM THIS CARD.

After a few months and a few uses im VERY HAPPY WITH

I was recommended to this card by credit karma and needed the card to build my credit score higher. AT FIRST...It seems like an intuitive app, friendly service, large credit limit, and fair fees. HOWEVER...My card was locked during the third week of me owning the card. I called and asked, and got no explanation. They said "the security team doesnt give us information or leave notes." I asked to be put in contact with them and was told "unfortunately we dont allow customers to speak with them." So we had no reason, no contact, and no time line. A month went by and I called. "Sorry, no updates to give you." Another month went by. I called again. "Sir, I can request that they contact you?" I agreed. No contact. I have been locked for about 3 months now. It is a useless card for me. If it EVER gets unlocked, I cant even be sure what happened so it might get locked again! Pathetic! I will probably cancel soon. Ill give them another week.

I TRIED TO PAY MY WHOLE DEBT USING MY U.S. BANK DEBIT CARD AND THEY REFUSE DEBIT CARDS. SO I HAD TO USE A CASHIER'S CHECK AND SEND IT VIA U.S. PONY EXPRESS. NOW THEY HARASSING ME CAUSE THE PAYMENT CHECK IS LATE GETTING TO THEIR NEW YORK OFFICE. CHARGEING ME LATE CHARGES THAT I'M NOT GOING TO PAY BECAUSE I DID MY PAYMENT FOUR DAYS EARLY BUT THEY REFUSED MY DEBIT CARD. I'M GOING TO SEND ALL CREDIT SNITCHES THE COPY OF MY CASHIER'S CHECK DATED 22 NOV 2022.

I got pre-approved, then submitted an application and got denied. Now I got an inquiry on my credit. Such a waste, don't recommend

applied and was givin a card witha 4000.00 limit--activated card and went on vacation--checked e mail--card suspended for unusuall activity--called no activity was found --0asked to speak to fraud /security dept-big no--they dont give out that number--4 days later repeated calls no resolve so cancled card--dont trust an institution were they cant or wont get in touch with there own team member--slow responce to no responce--pick anouther card you will be way happier