Overall card rating

2.9
178 Reviews
from Credit Karma members

Most helpful positive review

Jul 16, 2021
Ive paid the 200 and love this helped 100%
Credit Karma Member

So I see a few bad reviews but listen I’ve told my whole family about this card even my children have it and we all pay our bill on time before due date and spend 20% of what we have credit and my credit was 420 now it’s 650 and it would have been higher except I applied for a home loan and they ran my credit about 7 times so it hurt me some but NEVER WAS IT THIS CARDS FAULT. Try it u won’t regret it if u follow this … always set up auto pay and know this if u don’t use it u don’t pay nothing a month. I didn’t know that I was paying like crazy they sent my money back to me bc I wasn’t spending it which also helped my credit!!! And then I began spending 20% I actually paid for Netflix for my kids and only pay that on it… I can’t complain I absolutely appreciate this card so very much without it I wouldn’t have capital one and a coupe other cards I didn’t have to put down to get… I’ll continue to keep this card… I’ve never had trouble getting threw to anyone like some customers said never I’ve called a few times to see bc I’ve read these reviews try it I promise y’all won’t regret as long as you pay on time and keep ur spending at 20% or lower…

Helpful267
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Most helpful negative review

Apr 12, 2021
I closed card
Credit Karma Member

This is the worst card you can have! I am so baffled on why Credit Karma is even promoting or associated with them. I opened this card a couple months back and it hurt my score more then it helped it! They are sneaky and quick to charge you a late fee even when it's not your fault they received the payments late. I do not recommended this card.. don't say ya have not been warned!!

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Member ratings

Application process
Customer service

All member reviews (178)

53
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87

Mar 17, 2023
regrettable setup
Credit Karma Member

One of the worst credit card experiences and I never even received my actual card. Charged me a late fee for a card that they weren’t able to issue due to a mishap on my apartment number which resulted in my having to wait 30 days for their system to validate my address. Told them I wasn’t paying a late fee on an annual charge to a card that hasn’t been even sent to me. After the agent discussed with her manager to waive the late fee as an annual courtesy said the only way I could pay the annual fee since I didn’t have the card to create an account and log in and pay it would be an additional $10 plus $10 holding fee. Told her to cancel my card. Not my type of credit card company but to each their own. Good luck.

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Mar 12, 2023
The Absolute Worst!
Credit Karma Member

This is the worst card I've ever had. I despise it soo much. Don't do it. First Progress is terrible

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Feb 27, 2023
Contact
Credit Karma Member

I have tried to reach you but only being answered by a machine. No means to talk to a human.

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Feb 27, 2023
Don’t do it
Credit Karma Member

I’ve just recently cancelled my card. I been with first progress for 2.5 years. This was my first credit card and just such a terrible experience. Every payment takes 10 business days to process. So I was hit with a few late fees even if it wasn’t . So if you do end up getting this card time your payments with the Date it’s due AND the STATEMENT DATE! After payment is processed sometimes it took a few days for the credit to be available. Im with Capitalone and Creditone right now for about 7 months and just total day and night difference..when you cancel your card it takes up to 10 WEEKS to receive your money by check ONLY OPTION.

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Feb 24, 2023
Read a lot of the reviews 1sts
Credit Karma Member

Yo, you do realize most banks offer the same thing deal direct with your bank.

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Feb 18, 2023
Worest credit card
Credit Karma Member

Making payments take

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Feb 13, 2023
Garbage
Credit Karma Member

First off, don’t forget to pay your credit card manually through their website that's number priority! Secondly if you’re trying to build credit only buy something very small with this card every two three months just so they don’t close it besides that don’t use it. It takes forever for your money to post and reflect on your credit as well

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Feb 02, 2023
Horrible
Credit Karma Member

I put my deposit of 200 down they said they never received it. I called my bank to verify if first progress received my deposit, which they did but my secure credit card never worked.

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Jan 22, 2023
Rip off
Credit Karma Member

They took my 300 dollars deposit plus another 20 for the card and nothing got rip off bye this poeple don't do the same mistake just go stray to a bank and do it like that

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Jan 19, 2023
Great card
Credit Karma Member

Easy processes...never a problem

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1-10 of 178

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