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First Progress Platinum Prestige MasterCard® Secured Credit Card

Approval Odds

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2.3 out of 5 stars
8 Reviews

From Cardholders in the last year

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Application Process

2.5 out of 5 stars

Customer Service

2.5 out of 5 stars

2.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $44
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 11.99%* Variable

These reviews were written by current and former cardholders in the last year.

Sep 20, 2016
Anonymous Cardholder

I hate this card! When you make a payment it takes 10 business days for it to be apply. Its very useless for me. Thank goodness I got a secured card with Capital One.

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Aug 30, 2016
Credit Score went up 24 points in 3 wks!
Anonymous Cardholder

The overall proess of applying, getting approved and acutally receiving the card took about a month.  But my credit score improved 24 points in a matter of 3 weeks! I used bill pay to make my payments which makes it super quick and easy and I don't have to pay any extra fees. So glad that I chose to open this card up. I was very skeptical considering the reviews but I took a risk and it truly helped me out a ton. 

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Sep 09, 2016


May 12, 2016
michaeldannye Cardholder

Read the reviews, under stand the card and the product that you are signing up for. Make good common sense judgement calls. If you are trying to build or establishment credit, them be smart about it. You are doing this for a reason so take your time, be patient and work within the guidlines you have when opening an account from this company. IT WORKS!!!

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Apr 04, 2016
JVinATL Cardholder

Do NOT get a First Progress card unless you have to! Worst decision I've made. They took my deposit quickly but that was the only thing fast about the process. Slow to get it, no online payments except bill pay through my bank which takes them forever to process so you MUST pay early to avoid fees and their transaction updates online are behind so it looks like you have available credit when you don't. Just terrible service all around. Getting another card but keeping this one open for upping my score.

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Mar 21, 2016
Anonymous Cardholder

no online 

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Feb 29, 2016
A basic card with no benefits.
Anonymous Cardholder

They have the worst customer service ever, you can not pay your car without bill pay or western union, unless you want to wait 10 days for your payment to post. I just closed it and got a capital one card and within 6 months of having it I got a CLI! 

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Apr 21, 2016

What is CLI?? Credit line increase?

Feb 10, 2016
Anonymous Cardholder

This is absolutely the worst credit card out there. 

I wish I had read some reviews on this card before I applied for it.

this company is an absolute joke and rip off. 

I would recommend getting the capital one card I have had nothing but problems with first progress

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Jan 21, 2016
Anonymous Cardholder

The approval process was okay, it took a while to get the card. I don't like FP's website & nor can you pay your bill directly through that website. They direct you to pay through bill pay on your personal account. But in all getting this card did raise my score!! So for the "Good Credit" people being directed here, don't feel offended. Raise your score even more. It is your money, but this is reported. Tx

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Sample Size: 3,617
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

First Progress Platinum Prestige MasterCard® Secured Credit Card