When I received this card it was after a divorce and my credit took a hit. Once I received the card and activated it with a balance my credit score increased greatly. I used my bank banks bill pay and set up auto payment for the card and I didn’t have any issues. I always got through to customers service almost immediately every time I called. Great Card.
Please stay away from this company. They reported my payment late eventhough I made the payment on time.
And they make it very hard when you call customer support.
Please just stay away. There's a reason they're getting negative reviews
These reviews were written by current and former cardholders in the last year.
Sample Size: 3,617
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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Amazing
Apply for it I promise it will help you if you use it wisely.
I signed up for the Expedited option and it raised my credit score . I have not even paid , and there giving me 3 WHOLE Months to get the security deposit!!!😎☻👌🏼
The only way to make a payment on this card is to send it in. For me that made the card unusable. I never have used checks and don’t see any need to use them in modern day. There are better secured card options that will give you a reasonable online way to pay.
Everybody don't want to use bill pay,I like to pay online. But I don't want any problems with the card.
THIS Card has a lot of bad reviews, so I couldn't understand why some people have a problem with this Card company, something got to be wrong with them
Not true. You can pay thru Moneygram for around $6. Plus it only takes 2 days for them to process it
Bullshyt from a cows ***
It takes one second for them to ask for deposit then 3 day to approve 3 days after that your card is made 7 to 20 business mailing days after that you still dont recieve **** but the run around. **** this card They full of it been waiting 17 mailing days for my card yook my money fast as **** even fast sending me notices about approval sent my pin sent me change of address conformation i didnt apply for no one that answer the phone knows **** about the policies just reading a **** script csnt build with what i dont have this 3 day is a joke
LMFAOOOOOOOOOOO!!! Thank you for your review but I am just dying of laughter in my house at 7:52AM man! I'm sorry for your hardships brother, hope you get your money back.
Please stay away from this company. They reported my payment late eventhough I made the payment on time.
And they make it very hard when you call customer support.
Please just stay away. There's a reason they're getting negative reviews
Good for last resort
Can make your deposit payment from a debit card but you have to pay by check money order online bill pay or payment agent for your monthly payment. Also I wrote a check for my total bill mailed it to them they got it the check cleared my bank account on the 6th. They just posted it to my account yesterday the 16th. When I called to ask why so long. They said it's policy for funds to be held for 10 days. My deposit wasn't held for 10 days why should payment.
Awesome card!!!
Awesome starter card....i have had it 5 months and it's brought my score from a 520 to a 618 in just 5 months awesome for rebuilding credit.
Did you pay off the entire balance every month?
You should give us more information since it seem every other comment is bad what are u doing different?
Right I haven’t even opened none yet and I’m dyjust my to know what’s being done differently lol
Great for credit building
When I received this card it was after a divorce and my credit took a hit. Once I received the card and activated it with a balance my credit score increased greatly. I used my bank banks bill pay and set up auto payment for the card and I didn’t have any issues. I always got through to customers service almost immediately every time I called. Great Card.
Using bill pay works best? Who do u bank with?