Application was very simple & approval is instant. There are no credit score requirements for this card which is a huge plus since mine was at 394. It did take about 2 weeks to receive my card & well worth the wait!! I added only $200 to the card when I applied & haven't even made my first payment yet & my score is at 493!! So glad I decided to open this card to help me rebuild my credit after being irresponsible in the past! I haven't had to call customer service yet so I can't comment on the reps & call handling. Great card for building your credit!!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $44
- Purchase Intro APR Not Applicable
- Purchase Regular APR 11.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Do NOT get a First Progress card unless you have to! Worst decision I've made. They took my deposit quickly but that was the only thing fast about the process. Slow to get it, no online payments except bill pay through my bank which takes them forever to process so you MUST pay early to avoid fees and their transaction updates online are behind so it looks like you have available credit when you don't. Just terrible service all around. Getting another card but keeping this one open for upping my score.
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Sample Size: 3,617
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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