First Progress Platinum Prestige MasterCard® Secured Credit Card Reviews

My wife had this card. Every payment was late because they hold the payment for 10 days AFTER the due date. You have to pay this card before the date you agree on. Also, this card is secured with YOUR MONEY that you will never see again once they close your account. This seems like it's run by a woman in her living room and she just waits for you to fail so she can pad her bank account. RUN AWAY! RUN AWAY!

Dont apply, dont send money, dont waste your time and money.

I got the card and paid twice on it online, but nothing appeared on my bank statement so I called them to pay a few days later and ask what was going on. They had already cancelled my card which caused my score to plummet 64 points!!! I do not recommend this card to anyone.

They make it hard for you to make payments,it's a card made for rebuilding credit and you mail in your check and they say they never got it ! Don't deal with them ! Save yourself a headache trust me 

They captivate you with the fact that their approval is almost a guarantee, but the trickery and dishonesty lies once you've received, activated, used and GOD FORBID you have issues. My Credit About here has been nothing but downhill due to this Card Company(Cardholder Agreement Reads "While Account is in Dispute, NOTHING WILL BE REPORTED TO CREDIT BUREAU'S UNTIL RESOLVED".... and the ONLY RESOLUTION LITERALLY IS FILING A COMPLAINT WITH THE FEDERAL RESERVE PERIOD!! GOOD LUCK

I had absolutely no problem with ths card because I read all the reviews prior to applying. I used this card as well as 2 other secure credit cards to build my credit only not to use for everyday purpose.  I purposely did not use the cards to avoid any problems and allowed those cards to help me get approved for unsecured credit cards. Now flash forward a year later.  I had FIRST PROGRESS send me my security deposits back in which i received in 7 days with a written letter. Now I have 9 unsecure credit cards and a score of 696 and rising. Thank you first progress!!!

Their customer service is impossible to get through, getting them a simple monthly payment is ALWAYS a butt-hurt. They don't take debit payments and bank to bank check are 10 day hold. I cut my card up

I opened rhis card 5 months ago while living in Illinois.  I was never late with any payments and paid my balances off in full.  Get a letter in the mail stating they closed my account apparently because I moved to Iowa and for some reason they do not do business in Iowa.  So the $200 in piddly secured credit that I got to build up my rating is now shot down.  But who cares because I got 6 other unsecured cards with higher limits anyway.  Now to sit and wait for my deposit to be refunded.  Judging by other posts they will drag it out and make me wait months for my refund.  Total fraud.  Avid this card.  

To make payments you have to mail it in. When they receive it they hold it for over a week and report your payment as late. Very low quality web site, services, and customer care. I will be cancelling mine.