If you want to build your credit this card will help soon as I got mine my score went up over 30 points before I even added the deposit on it to use and it is easy to make a payment to be on time you will need to go to like a western union or Walmart don't pay by check but if ur bank allows you to pay bills online for you then make sure its making the payments as debit not check....overall this card is very helpful and I recommend it to for anyone who has bad or no credit.....????????
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