First Progress Platinum Select MasterCard® Secured Credit Card Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 14.24%* Variable
These reviews were written by current and former cardholders in the last year.
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Sample Size: 1,844
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Took my score down after being hospitalized!!
Armpit of credit cards
Worst service, worst communication and even worst credit score. Your score will actually decrease with this card. Defeats the purpose of trying to improve your credit. Like others have professed, RUN LIKE HELL FROM THIS CARD AND THIS COMPANY
Don't get this card !!!!! They make it so hard to pay you have to send in a check I was told they never got my check!!!
I canceled the card it's annoying!!!!
Paid $49 for elite low interest card.
They switched the apr on me on the 2nd month, and i called customer support many times. No help or resolve. They took and kept my deposit, and saddled me with a $144 debt as well. STAY AWAY from this scamming, cheating and lying company. RUN!
Worst card ever . Less than a star.
They take forever to process your payment. Horrible product.
Did not refund deposit
When i had this card a few years ago, i kept up on the payments-never had a problem with that. HOWEVER- i don't know how it is now but, when after about a year and a half i finally called and asked when i can get my deposit back and my credit limit raised, the guy told me they didn't do that. So i paid it off and cancelled. Don't go here.
It's horrible cause my score to drop before I had a payment due. Score drop October 30th pay first payment due November 19th
Could it have been the inquiry on your credit report that caused your acore to drop? Or any other factor? If your payment wasn't late then it wasn't the creditor that caused your score to drop. It was some other factor.
You're late every month!
Even if you make your payments on time, you are considered late because it takes them 7-10 days to process your payment! This card is a scam and it hurts your credit because they report the late pays -- even though you paid ON TIME! Do not even both with these people.
worst upkeep on payments paid
take 7 to 10 days to clear a payment..then another 7 days to post to your acct. dont go here
Horrible
This is the worst! They make it extremely hard to make your payment. They do not have online bill pay! They want you to use your banks bill payment system but after the first sent payment they will no longer allow you to use it and you will have to mail in a check. If you try to call to make a payment you have to wait to talk with their rude customer service department and they charge you 10$ to make a payment. Do not get this card it’s nothing but a hassle!
They have online payment. You have to go to your bank and make a payment thru them. I did it online. I just paid this last Friday sept. 27 and was received on Monday and Posted on the system on Tuesday (today).
So it is possible.
If you do bill pay through your bank then your payment posts in one business day.