First Progress Platinum Select MasterCard® Secured Credit Card Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 13.99%* Variable
These reviews were written by current and former cardholders in the last year.
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Sample Size: 1,844
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
I thought this card would help
I thought this card would help build my credit actually I was wrong!!! Got tired of the inconvenience with trying to pay them other than bill pay. Then I decided to close my account in which they took my initial deposit ?. Also to top that off they said I owe them for a payment..how I owe you for a payment when you got all your money with my intial deposit. This company is a ripoff never again. They damage my credit by reporting I was late when I never was..bs do not mess with First Progress period !!!
No problem what so ever
I was approved for $200 and as long as I set up a checking account to withdrawal from every month by the due date I never ever had a single issue.
Hey!, you mean like, you set up a checking account to have JUST the $$$ to pay for the monthly card fee?? I don't use banks... but as I'm 32 now.. I need to start getting with the program and building my ******* credit.. score is surprisingly low for never having anything in my name.. but also not sure how credit TRULY works.. I mean I do... but I don't?!?! haha
anyways yeah just wondering if you meant you made a checkings account- to just have the credit card payment go out of that, automatically, every month? God! I wish everything can just be cash/trade again!!! LOL XD XD XD
Ty,
~Steve
Awful
They post payments late to get late fees even though you have tracking to prove it, they sometimes dont send you a bill, their customer service is awful, tey cut off phone payments early to get more ate fees. Worst card ever, closing the account in January. Fed up
Took my score down after being hospitalized!!
Armpit of credit cards
Worst service, worst communication and even worst credit score. Your score will actually decrease with this card. Defeats the purpose of trying to improve your credit. Like others have professed, RUN LIKE HELL FROM THIS CARD AND THIS COMPANY
Don't get this card !!!!! They make it so hard to pay you have to send in a check I was told they never got my check!!!
I canceled the card it's annoying!!!!
Paid $49 for elite low interest card.
They switched the apr on me on the 2nd month, and i called customer support many times. No help or resolve. They took and kept my deposit, and saddled me with a $144 debt as well. STAY AWAY from this scamming, cheating and lying company. RUN!
Worst card ever . Less than a star.
They take forever to process your payment. Horrible product.
Did not refund deposit
When i had this card a few years ago, i kept up on the payments-never had a problem with that. HOWEVER- i don't know how it is now but, when after about a year and a half i finally called and asked when i can get my deposit back and my credit limit raised, the guy told me they didn't do that. So i paid it off and cancelled. Don't go here.
It's horrible cause my score to drop before I had a payment due. Score drop October 30th pay first payment due November 19th
Could it have been the inquiry on your credit report that caused your acore to drop? Or any other factor? If your payment wasn't late then it wasn't the creditor that caused your score to drop. It was some other factor.