Had this card for 3 years. I had really terrible credit from stupid choices when I was younger. Opened this card and made my payments on time every month. This, among other things, helped me build my credit enough to finally buy a house. I just closed it because they wouldn't waive the fee annual fee and I have better cards now. Customer service was really easy to deal with when I closed the card. No hassles at all. Would definitely recommend to someone with no credit. Would not recommend to people that have other choices.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 13.99%* Variable
The First Progress Platinum Select MasterCard® Secured Credit Card is a solid option for building credit.
What to Like
It's a secured credit card, meaning there's no credit history required to get approved. First Progress also reports monthly to all three credit bureaus.
Look Out For
Because the card is secured, you'll have to pay a security deposit after you’re approved. The card also charges an annual fee.
Most Helpful Positive Review
Most Helpful Negative Review
If you know what's best, you would stay away from this card. It's a money making scam that would result in a lower credit score. My score dropped 45 points because of erroneous credit reporting. I couldn't wait to pay them out and close this account before they do anymore damage to my credit. Then they told me I have to wait up to 10 weeks to get back my deposit. PLEASE AVOID THIS CARD LIKE A PLAGUE! SCAM ALERT!!!!!!!!!!!!!!!
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Sample Size: 1,844
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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