Sign up bonus credit cards

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CK Editors’ Tips††: Credit card sign-up bonuses can be one of the best ways to load up on rewards, but you’ll want to make sure the card also offers ongoing value.
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What to consider when choosing a credit card with a sign-up bonus
It’s always important to see if a credit card has a useful sign-up bonus, but it usually shouldn’t be your only reason to get a card. While these bonuses can help boost your rewards balances within a few short months of opening the card, there’s ultimately no substitute for ongoing value, especially when you’re paying an annual fee. Plus, you’ll want to make sure you’re not spending more than you can afford just to hit the threshold for earning the bonus.
How we picked the best credit card sign-up bonuses
Our list of the best credit card sign-up bonuses involves assessing the latest offers available from issuers and determining each bonus’s value via Credit Karma’s most recent estimated point valuations. We then check the list each month to determine if the bonuses are still active and relevant, and we add new top bonuses when appropriate. Read more about our methodology for picking the best credit cards.
Jump to editors’ picks

Great for flexible cash back††
Bank of America® Customized Cash Rewards credit card
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Bank of America® Customized Cash Rewards credit card

Great for flexible cash back††

Bank of America® Customized Cash Rewards credit card

  • Rewards rate

    1% - 3%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1% - 3% Cash back

Annual fee

$0

Welcome bonus

$200

Great for travel rewards with no annual fee††
Bank of America® Travel Rewards credit card
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Bank of America® Travel Rewards credit card

Great for travel rewards with no annual fee††

Bank of America® Travel Rewards credit card

  • Rewards rate

    1.5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    25,000
    Points
  • Editors' bonus estimate

    $250
Rewards rate

1.5x Points per dollar

Annual fee

$0

Welcome bonus

25,000 Points

Editors' bonus estimate

$250

Great for earning more miles††
United Quest℠ Card
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United Quest℠ Card

Great for earning more miles††

United Quest℠ Card

  • Rewards rate

    1x - 3x
    Miles per dollar
  • Annual fee

    $250
  • Welcome bonus

    60,000
    Miles
Rewards rate

1x - 3x Miles per dollar

Annual fee

$250

Welcome bonus

60,000 Miles

Wells Fargo Autograph℠ Card
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Wells Fargo Autograph℠ Card

Wells Fargo Autograph℠ Card

  • Rewards rate

    1x - 3x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    20,000
    Points
Rewards rate

1x - 3x Points per dollar

Annual fee

$0

Welcome bonus

20,000 Points

Great for commuter students††
Discover it® Student chrome
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Discover it® Student chrome

Great for commuter students††

Discover it® Student chrome

  • Rewards rate

    1% - 2%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 2% Cash back

Annual fee

$0

Great for travel rewards with no annual fee††
Discover it® Miles
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Discover it® Miles

Great for travel rewards with no annual fee††

Discover it® Miles

  • Rewards rate

    1.5x
    Miles per dollar
  • Annual fee

    $0
Rewards rate

1.5x Miles per dollar

Annual fee

$0

Great for high flat-rate cash back††
Wells Fargo Active Cash® Card
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Wells Fargo Active Cash® Card

Great for high flat-rate cash back††

Wells Fargo Active Cash® Card

  • Rewards rate

    2%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

2% Cash back

Annual fee

$0

Welcome bonus

$200

Great for longer hotel stays††
Citi Premier® Card
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Citi Premier® Card

Great for longer hotel stays††

Citi Premier® Card

  • Rewards rate

    1x - 3x
    Points per dollar
  • Annual fee

    $95
  • Welcome bonus

    60,000
    Points
Rewards rate

1x - 3x Points per dollar

Annual fee

$95

Welcome bonus

60,000 Points

United Gateway℠ Card
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United Gateway℠ Card

United Gateway℠ Card

  • Rewards rate

    1x - 2x
    Miles per dollar
  • Annual fee

    $0
  • Welcome bonus

    20,000
    Miles
Rewards rate

1x - 2x Miles per dollar

Annual fee

$0

Welcome bonus

20,000 Miles

Upgrade Card
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Upgrade Card

Upgrade Card

  • Rewards rate

    N/A
  • Annual fee

    $0
Rewards rate

N/A

Annual fee

$0

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†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.