Sign up bonus credit cards

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CK Editors’ Tips††: Credit card sign-up bonuses can be one of the best ways to load up on rewards, but you’ll want to make sure the card also offers ongoing value.
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What to consider when choosing a credit card with a sign-up bonus
It’s always important to see if a credit card has a useful sign-up bonus, but it usually shouldn’t be your only reason to get a card. While these bonuses can help boost your rewards balances within a few short months of opening the card, there’s ultimately no substitute for ongoing value, especially when you’re paying an annual fee. Plus, you’ll want to make sure you’re not spending more than you can afford just to hit the threshold for earning the bonus.
How we picked the best credit card sign-up bonuses
Our list of the best credit card sign-up bonuses involves assessing the latest offers available from issuers and determining each bonus’s value via Credit Karma’s most recent estimated point valuations. We then check the list each month to determine if the bonuses are still active and relevant, and we add new top bonuses when appropriate. Read more about our methodology for picking the best credit cards.
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Great for maximizing travel rewards††
Chase Sapphire Preferred® Card
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Chase Sapphire Preferred® Card

Great for maximizing travel rewards††

Chase Sapphire Preferred® Card

  • Rewards rate

    1x - 5x
    Points per dollar
  • Annual fee

    $95
  • Welcome bonus

    60,000
    Points
  • Editors' bonus estimate

    up to $1,278
Rewards rate

1x - 5x Points per dollar

Annual fee

$95

Welcome bonus

60,000 Points

Editors' bonus estimate

up to $1,278

Great for choosing your top category††
Bank of America® Customized Cash Rewards credit card
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Bank of America® Customized Cash Rewards credit card

Great for choosing your top category††

Bank of America® Customized Cash Rewards credit card

  • Rewards rate

    1% - 3%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1% - 3% Cash back

Annual fee

$0

Welcome bonus

$200

Great for travel rewards with no annual fee††
Bank of America® Travel Rewards credit card
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Bank of America® Travel Rewards credit card

Great for travel rewards with no annual fee††

Bank of America® Travel Rewards credit card

  • Rewards rate

    1.5x
    Points per dollar
  • Annual fee

    $0
  • Welcome bonus

    25,000
    Points
  • Editors' bonus estimate

    up to $250
Rewards rate

1.5x Points per dollar

Annual fee

$0

Welcome bonus

25,000 Points

Editors' bonus estimate

up to $250

Great for maximizing Southwest perks††
Southwest Rapid Rewards® Priority Credit Card
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Southwest Rapid Rewards® Priority Credit Card

Great for maximizing Southwest perks††

Southwest Rapid Rewards® Priority Credit Card

  • Rewards rate

    1x - 3x
    Points per dollar
  • Annual fee

    $149
  • Welcome bonus

    50,000
    Points
  • Editors' bonus estimate

    up to $675
Rewards rate

1x - 3x Points per dollar

Annual fee

$149

Welcome bonus

50,000 Points

Editors' bonus estimate

up to $675

Great for rotating cash back categories††
Discover it® Cash Back
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Discover it® Cash Back

Great for rotating cash back categories††

Discover it® Cash Back

  • Rewards rate

    1% - 5%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 5% Cash back

Annual fee

$0

Great for gas and restaurants††
Discover it® Chrome
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Discover it® Chrome

Great for gas and restaurants††

Discover it® Chrome

  • Rewards rate

    1% - 2%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 2% Cash back

Annual fee

$0

Great for a loan alternative with rewards††
Upgrade Cash Rewards Visa®
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Upgrade Cash Rewards Visa®

Great for a loan alternative with rewards††

Upgrade Cash Rewards Visa®

  • Rewards rate

    1.5%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1.5% Cash back

Annual fee

$0

Welcome bonus

$200

Great for flexible cash back††
Citi Custom Cash® Card
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Citi Custom Cash® Card

Great for flexible cash back††

Citi Custom Cash® Card

  • Rewards rate

    1% - 5%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $200
Rewards rate

1% - 5% Cash back

Annual fee

$0

Welcome bonus

$200

Great for commuter students††
Discover it® Student Chrome
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Discover it® Student Chrome

Great for commuter students††

Discover it® Student Chrome

  • Rewards rate

    1% - 2%
    Cash back
  • Annual fee

    $0
Rewards rate

1% - 2% Cash back

Annual fee

$0

Great for choosing your top category††
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
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Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Great for choosing your top category††

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

  • Rewards rate

    1% - 3%
    Cash back
  • Annual fee

    $0
  • Welcome bonus

    $300
Rewards rate

1% - 3% Cash back

Annual fee

$0

Welcome bonus

$300

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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.