I was appproved for this card a lttle over a year and a half ago with a low 600's credit score for a $500 limit. I have paid on time every month. It initially doubled after the 6th payment. I currently have a $2500 and my credit score is now just under 700. I love this card with the exception of the $4 mothly "maintainence" fee and the fairly high interst rate. The best thing to do is keep the balance low or pay off what you charge each month. Overall I am pleased with this card!
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- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR See Terms*
- Annual Fee See Terms*
- Purchase Intro APR Not Applicable
- Purchase Regular APR See Terms*
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Most Helpful Negative Review
I think that Merrick bank should stop with there lying saying your pre-approved!!!! Your actually selected by pre-screening that Is why when you get offer after offers and when you finally apply they deny you. That's exactly what happened to me and the bad thing is It stays on credit for 2years and you drop a few points. Great thing Is I now wouldn't apply even as my credit score continues to get better! People as I say again apply with CAPITAL ONE!! They are there to actually help your credit not hinder it and if you get a pre-approval from them you will be approved! I love them!
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