I have had this card almost 2 year they will double you in 7 months like they say and every 6 month as your pay your bill you get increase 200 I started at 600 and I'm now at 2000 it the most easy card to have to build credit
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0 - $70
- Purchase Intro APR Not Applicable
- Purchase Regular APR 20.95% - 29.2%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
They offered me an initial $1,100 credit line. I made a couple small purchases, paid them off, and as promised they later doubled my credit line to $2,200.
Then about a year later, WITHOUT ANY NOTICE OR WARNING WHATSOEVER, I received a letter saying that "due to inactivity" they had reduced my credit limit to a mere $300 -- and 30 days later would close my account entirely. There was no recource or option to change that. The letter SPECIFICALLY stated that even if I start using the card now, it would NOT change anything. My account was being closed anyway. And it was ONLY due to inactivity, not credit rating or payment history.
In other words, for being financially responsible and not racking up debt, they decided to close my account without warning or any chance to become active.
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