I have a very low credit score, I've had financial problems for a couple years now. My score did start to come up within the past 6-8 months. Credit Karma said my odds for getting approved for this card was "good" so I took the chance. I instantly got approved for a $300 balance with no deposit down! I haven't gotten approved for a credit card in 7 years so this was huge for me. It says after the first 5 monthly payments made on time, I'll get an increase. I'm excited to rebuild my credit. Thanks Capital One and Credit Karma!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 24.99%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 24.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
$300 limit you can't do much with, but it's a good card to get you start back on a credit journey. Thanks to owning this card (and four months later upgrading to the Quicksilver - the one with no annual fee), my score increased and I was able to get approved for the Chase Freedom Unlimited with a $3,500 limit.
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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.