I applied for the Capital One Platinum almost a year ago and was approved with a $300 limit. At the time my scores were TU 502, EQ 530, EX 680. I called customer service after the 4th statement with a question/concern and was upgraded to the Quicksilver and my limit was increased to $400. After the 6th statement my limit automatically was increased to $750, I wasn?t impressed as I was using the card a lot and making multiple monthly payments totaling $400-$700 sometimes leaving a balance of $30-$60 at the time each month closed.? So I just received my 11th statement, my balance was $0 and to my surprise my limit was increased to $3,250. My scores have increased greatly in 11 months, TU 762, EQ 741, EX 763.? The few times I?ve needed to call customer service they?ve always been able to resolve any issues I might have had fairly quick, the times I?ve been double charged I get notified and quickly get my account credited, I find the Android app extremely easy to use, make payments, view monthly statements? The high interest rate doesn?t bother me as I pay my balance off before the period ends but I plan on calling in 2-3 months and ask if it can be lowered.? I?m extremely grateful Capital One gave me chance after I destroyed my credit when I was young and dumb. Hope this review is helpful to many and good luck!?
Overall card rating
Most Helpful Positive Review
Most Helpful Negative Review
- Highest rated
- Most helpful
- Least helpful
These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.
†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.