Credit Karma Credit Karma
Menu
  • Credit Cards
    • Best Credit Cards of 2020
    • Best Balance Transfer Cards
    • Best Reward Cards
    • Best Travel Cards
    • Best Cash Back Cards
    • Best 0% APR Cards
    • Best Business Cards
    • Best Cards for Bad Credit
    • Best Cards for Fair Credit
    • Best Secured Cards
    • Search Credit Cards
  • Loans
    • Personal Loans
    • Home Loans
    • Auto Loans
  • Auto
    • Refinance My Loan
    • Get a New Loan
    • Auto Insurance
  • Home
    • Buy a House
    • Refinance my Loan
    • Home Insurance
    • Real Estate Agents
  • Resources
    • Identity Monitoring
    • Unclaimed Money
    • Reviews
    • Articles
    • Tools
    • Mobile App
    • Blog
    • How it works
  • Tax
  • Savings
  • Login
  • Sign up for free
Melanie Lockert

Melanie Lockert

Twitter
Melanie Lockert is a freelance writer and editor currently living in Portland, Oregon. She is passionate about education, financial literacy and empowering people to take control of their finances. Her work has been featured on GoGirlFinance, Rockstar Finance, The Globe and Mail, and more. Melanie holds an M.A. from New York University.
Image:

5 best same day loans
Family talking and laughing together while sitting in the car on a road trip Image: Family talking and laughing together while sitting in the car on a road trip

USAA auto loan review: Competitive rates for members only
Female solider standing outside of her home and wondering if she can get a bad credit military loan Image: Female solider standing outside of her home and wondering if she can get a bad credit military loan

Can I get a military loan with bad credit?
Man holding his infant son as they look out of the window Image: Man holding his infant son as they look out of the window

Loans for veterans: Know your options
Young woman standing by broken down car and waiting for assistance while holding her baby boy and talking on cell phone Image: Young woman standing by broken down car and waiting for assistance while holding her baby boy and talking on cell phone

4 best emergency loans for 2020
Woman checking her tablet while working in her pottery shop Image: Woman checking her tablet while working in her pottery shop

Should I consider a microloan for my business?
Young woman with her dog using her laptop on bedroom floor Image: Young woman with her dog using her laptop on bedroom floor

How old do you need to be to get...
Woman drinking coffee and looking at laptop Image: Woman drinking coffee and looking at laptop

What is a debtor?
Woman working in the kitchen Image: Woman working in the kitchen

What is collateral?
Smiling woman food truck owner in city Image: Smiling woman food truck owner in city

What is a sole proprietorship?
The United States Federal Reserve bank, in Washington, D.C., which sets rate that can have an impact on the prime rate. Image: The United States Federal Reserve bank, in Washington, D.C., which sets rate that can have an impact on the prime rate.

What is the prime rate?
Woman using laptop considers balance transfer pros and cons. Image: Woman using laptop considers balance transfer pros and cons.

The pros and cons of balance transfers
Woman paying bills on laptop, thanks to help from the FTC Image: Woman paying bills on laptop, thanks to help from the FTC

What is the FTC?
Female plant shop owner with credit card paying bills online at laptop in workshop Image: Female plant shop owner with credit card paying bills online at laptop in workshop

6 steps to take after identity theft
Two people relaxing in a sunny airport lounge Image: Two people relaxing in a sunny airport lounge

Top credit cards for airport lounge access
Hairstylist business owner with digital tablet in hair salon Image: Hairstylist business owner with digital tablet in hair salon

Best secured business credit cards
A young woman with long brown hair is lying on her sofa, credit card in hand, looking at her tablet, as suns streams through the large windows behind her. Image: A young woman with long brown hair is lying on her sofa, credit card in hand, looking at her tablet, as suns streams through the large windows behind her.

Should you take out a loan to pay off...
Young woman holding a credit card while trying to figure out how to get approved for a new card. Image: Young woman holding a credit card while trying to figure out how to get approved for a new card.

Credit card approval: What factors matter?
Worried young woman sitting at home thinking about how to pay off student loans. Image: Worried young woman sitting at home thinking about how to pay off student loans.

5 options to consider if you can’t pay your...
Woman talks to her boss about changing jobs or getting a raise Image: Woman talks to her boss about changing jobs or getting a raise

Should I change jobs or ask for a raise?
woman thinking about the Capital One Platinum Credit Card Image: woman thinking about the Capital One Platinum Credit Card

Capital One® Platinum Credit Card review
Rolled up tie pictured next to a business credit card for Credit Karma's Guide to Business Credit Cards. Image: Rolled up tie pictured next to a business credit card for Credit Karma's Guide to Business Credit Cards.

Credit Karma Guide to Business Credit Cards
A balance with a credit card on one side and stones representing debt on the other to symbolize the choice you make with balance transfer cards. Image: A balance with a credit card on one side and stones representing debt on the other to symbolize the choice you make with balance transfer cards.

Credit Karma Guide to Balance Transfer Cards
Young woman sitting on steps in a marketplace, looking purposefully at the screen of her smartphone in her hands Image: Young woman sitting on steps in a marketplace, looking purposefully at the screen of her smartphone in her hands

The best money apps for saving and investing
A woman in a yoga class gazes ahead while holding the warrior II position. Image: A woman in a yoga class gazes ahead while holding the warrior II position.

6 tips for how to budget your money
Young woman at home, looking at her computer while talking on the phone to find the best credit card. Image: Young woman at home, looking at her computer while talking on the phone to find the best credit card.

How to choose the best credit card for you
Smiling woman wonders how a balance transfer works Image: Smiling woman wonders how a balance transfer works

How a balance transfer can help you pay down...
Couple paying for takeaway food Image: Couple paying for takeaway food

Capital One® Platinum Credit Card review
Couple analyzing bills realizing that household debt is on the rise in America Image: Couple analyzing bills realizing that household debt is on the rise in America

Total American household debt continues to rise
Hip woman explaining credit counseling to a young man Image: Hip woman explaining credit counseling to a young man

Your guide to understanding credit counseling
Dad with his son after he picked the best Navy Federal Credit Union credit card for him Image: Dad with his son after he picked the best Navy Federal Credit Union credit card for him

The 5 best Navy Federal Credit Union credit cards...
Young couple on a safari adventure paid for by maximizing the benefits of Chase Sapphire Reserve Image: Young couple on a safari adventure paid for by maximizing the benefits of Chase Sapphire Reserve

How to maximize the benefits of Chase Sapphire Reserve®
Man looking out a window with suspicion, wondering how hackers are going to use his stolen information Image: Man looking out a window with suspicion, wondering how hackers are going to use his stolen information

How hackers use your information for identity theft
Woman looking at a laptop and trying to create a strong password Image: Woman looking at a laptop and trying to create a strong password

How to create and protect a strong password
Woman looking out a window while leaning against a brick wall while wondering when credit card companies report to credit report bureaus Image: Woman looking out a window while leaning against a brick wall while wondering when credit card companies report to credit report bureaus

When do credit card companies report to credit bureaus?
Woman holding an open wallet and thinking about unclaimed money Image: Woman holding an open wallet and thinking about unclaimed money

Learn more about unclaimed money
Page 1 Page 2
  • About Credit Karma
  • Terms of Service
  • Privacy Policy
  • Articles
  • Free Credit Scores
FacebookTwitterInstagram

© 2007–2020 Credit Karma, Inc. Credit Karma® is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.

iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android is a trademark of Google Inc.

The Equifax logo is a registered trademark owned by Equifax in the United States and other countries.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Licenses | NMLS Consumer Access

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Licenses | NMLS Consumer Access . California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

The Credit Karma site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Credit Karma Offers, Inc. is not licensed by the New York Department of Financial Services.