Capital One Platinum Credit Card
Great for no annual fee
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Capital One Platinum Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,874, with $300 being the most common.
Here’s the average credit score of members who matched their Capital One Platinum Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 613, with 585 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
53.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$75,497
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 3, 2023
Capital One Cardholder
— Credit Karma Member
I was so excited when I was approved for this card. My credit was at 483. It is now at 680 just within three months. I recommended for anyone trying to build credit. If you're responsible and use it correctly, it will definitely build credit quickly
Most helpful negative review
February 20, 2023
Damages credit score
— Credit Karma Member
Liked it at first. It took three months for the hard inquiry to hit my credit score... My score averaged around 675 and it dropped it almost 100 points. Within those three months I've always paid early. I expected my score to drop a bit for getting the card, but not this much. The whole point of getting this was to improve my credit