I applied for this card, only needed it as a credit building tool and it does just that, one has to keep in mind that if trying to rebuild your credit the key is keep your spending/balance at a minimum and pay balance in full monthly, by maxing out a new card then making the minimum payment each month will not only bite you in the end by getting over your head, it also makes you look sketchy to creditors, had my creditone platinum for a couple months, its already added to my score, heres a headsup when you recieve your card pay the 75.00 fee in full 1st payment date, keep your charges to a minimum each month to where you can pay in full each month and the card will work for you.
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